Nitin Agarwal

CEO

Jind, Haryana, India15 yrs 10 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in Risk Management and Financial Analysis.
Proven track record in developing credit risk frameworks.
Strong analytical skills with a focus on data-driven decision making.

Stackforce AI infers this person is a Financial Analyst with expertise in Risk Management and Financial Modeling.

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Skills

Core Skills

Risk ManagementProject ManagementFinancial Analysis

Other Skills

AnalysisBudgetsBusiness AnalysisBusiness DevelopmentBusiness StrategyCC++CoordinationCost analysisCost sheet developmentCredit Risk Management FrameworkCredit proposal evaluationData analysisData analyticsData collection

About

My prime goal is learning so that I can understand the ways of business and eventually aspire to positions of higher responsibility. My goal in life is just to prove myself at each and every stage in life Specialties: Risk Management, Financial analysis

Experience

Punjab national bank

Chief Manager

Jun 2018 – Present · 7 yrs 9 mos · Gurugram, Haryana, India

Data analytics , Risk Management and project management

Data analyticsRisk ManagementProject managementProject Management

Oriental bank of commerce

2 roles

Senior Manager- Financial Analyst

Promoted

Aug 2014 – Present · 11 yrs 7 mos

Hands-on experience in managing business risks
Good knowledge of risk analysis and management techniques
Familiarity with risk governance processes
Doing migration analysis of borrowers.
Preparing new policy.
PD analysis.
Development and implementation of Credit Risk Management Framework in line with the guidelines of Basel II and RBI.
Validation of credit rating models
IFRS 9 (IND AS 109) Expected Credit Loss computation
ICAAP process validation and framework development
Credit Risk Analytics & Portfolio Management.
Financial analysis and modeling- Forecasting, valuations, sensitivity, ratio and cash flow analysis.

Risk analysisRisk governanceCredit Risk Management FrameworkFinancial analysisModel validationRisk Management+1

Manager - Financial Analyst

May 2011 – Jul 2014 · 3 yrs 2 mos

Detailed Analysis of proposals for evaluation of fresh credit facilities , Renewal or Enhancement of facilities.
Assessment of proposals for restructuring of Debts and assisting the management in taking decisions with regard to Credit Proposals

Credit proposal evaluationDebt restructuringDecision supportFinancial Analysis

Era infra engineering limited

Management Trainee

May 2010 – Jul 2010 · 2 mos

Data collection through secondary and selective primary research.
Perform complex analyses on collected data and/or complete modules within larger assignments.
Analyzing and preparing presentations from research data .
Active participation & contribution in team discussions on project specific areas.
Assist in development of cost sheets, Projected cash flows & IRR calculations, profit analysis of coal trading business
Making strategy of setting up of International coal trading business.
Analysis the Potential Acquisitions, Joint Ventures
Analysis the opportunity & challenges in setting up business in Foreign.
Project 2:- Project financing in energy sector.
Financial Modeling .
Analysis the possibilities in setting up power plants of renewable & nonrenewable sector in India