Aug 2022 – Present · 3 yrs 7 mos

• Underwriting of cases being allocated from branches of Kerala with sanction authority of Rs
• 20 lakhs for Affordable Housing and Affordable Non Housing mortgage loans.
•  Preparation of case summary and proposal report for cases beyond the statutory limit to the
• HO.
•  Oversee the technical and legal perspective related to property to be mortgaged
•  Liaison with other risk management resources for the effective decision making.
•  Responsible for monitor and reduce the delinquency of the branch on a monthly basis.
•  Responsible for fraud management, risk mitigation activities and Manage external agents
• involved in the verification process.
•  Responsible for underwriting adhering to the credit policy and to resolve any audit
• observations.
•  Responsible for monthly training of sales team with regards to product, policies and sourcing
• methodologies.
•  Maintaining relationship with channel partners for generating business volumes.