Utkarsh Srivastava

Software Engineer

Noida, Uttar Pradesh, India4 yrs 7 mos experience

Key Highlights

Designed scalable distributed systems in FinTech.
Optimized API performance, improving efficiency by 20%.
Developed revenue-generating Auto Loan solutions.

Stackforce AI infers this person is a Backend Engineer specializing in FinTech with expertise in scalable systems and microservices.

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Skills

Core Skills

Api DevelopmentMicroservicesSystem Design

Other Skills

API OptimizationApache KafkaCSSCode CoverageCode ReviewCoding StandardsCredit Card ProcessingData StructuresDatabase Management System (DBMS)Distributed SystemsDockerHTMLHigh Data IntegrityHigh ThroughputHigh-Level Design

About

Backend Engineer with 4.2 years of experience designing and developing scalable distributed systems, fault-tolerant microservices, and low-latency APIs in FinTech and enterprise domains. Proficient in system design, event-driven architectures, and cloud-native solutions with hands-on expertise in CI/CD pipelines, container orchestration (Docker, Kubernetes), and high-throughput data processing. Proven track record of optimizing workflows, improving API performance, and delivering resilient, compliant, and business-impactful platforms from scratch. 📧 Contact me on sri.utkarsh1903@gmail.com or call me at +91 9919941227

Experience

Clearwater analytics (cwan)

Software Development Engineer III

Sep 2025 – Present · 6 mos · Noida, Uttar Pradesh, India · Hybrid

Freecharge

Senior Software Development Engineer

Jun 2024 – Sep 2025 · 1 yr 3 mos · Gurugram, Haryana, India · Hybrid

Engineered and maintained a scalable, distributed credit card processing platform handling traffic from 15+ Axis Bank partners, ensuring high data integrity, regulatory compliance, and seamless partner integrations.
Designed and optimized RESTful APIs powering partner integrations, improving system performance by 20% while ensuring reliability across 15+ systems.
Developed a complete Auto Loan Top-up journey from scratch, contributing to 26+ microservices; the solution’s launch generated an incremental revenue of ₹8 crore/month.
Built and enhanced CRM modules for Auto Loans, leveraging a low-latency, high-throughput system that improved lead assignment efficiency by 50%, enabling the sales team to achieve a 70% faster customer response rate.

RESTful APIsCredit Card ProcessingHigh Data IntegrityRegulatory ComplianceSeamless Partner IntegrationsAPI Optimization+2

Wissen technology

Associate Software Engineer

Oct 2022 – May 2024 · 1 yr 7 mos · Bengaluru, Karnataka, India · Remote

Architected and developed Interview Ninja from scratch, driving high-level and low-level design of a scalable, distributed system that streamlined 500+ interviews monthly with low-latency response times (<200ms).
Engineered core modules including question bank management, standardized evaluation reports, and role-based access, enabling 100% consistency in evaluations and improving throughput of interview scheduling by 40%.
Designed and implemented a real-time reporting pipeline, delivering comprehensive feedback and performance tracking across multiple interview rounds, reducing time-to-decision by 35%.
Optimized evaluation workflows to eliminate bias and ensure fairness, leading to 70% faster interviewer response, while maintaining system scalability to support 10x future user growth.

High-Level DesignLow-Level DesignDistributed SystemsReal-Time Reporting PipelineScalable ArchitectureSystem Design+1