Jan 2024 – Oct 2024 · 9 mos

• > Rupyy is the financial services (Lending) vertical of CarDekho group
• > Led multiple product lines with combined value of $2Billion in annual loan disbursals across Used car, New car, EV (2-wheeler) and Personal loans through Marketplace and NBFC models
• > Led a team of 10 Product Managers building B2C and B2B products for consumers, channel partners and sales

Jan 2020 – Jan 2023 · 3 yrs

• > Founded the lending business at Groww, led product & strategy
• > Shipped 0-to-1 product and scaled it to USD $400M disbursal ARR
• > Achieved industry leading NPS of 70+, all while keeping the NPA at the lowest
• > Also, led US stocks product -> Simplifying "I want to invest in Tesla, Apple, Google" need of Indian retail users
• > Owned a standalone consumer app for investing in International stocks
• > Led two cross-functional teams of 25+

Apr 2019 – Dec 2020 · 1 yr 8 mos

• > FinTech Start-up | Provides working capital loans to SMEs
• > Spearheaded multiple products and experiments at the intersection of new initiatives, onboarding, payments that impacts major KPIs of the company
• > SPOC for Digital Payments and PG integration
• > Led the Loan Management System - product design, integration and customisations that supported ~3200 CR loan book with 110K+ loans
• > Shipped customer journey of e-NACH registration on android & m-web
• > Automated Risk profiling of customer via CRIF integration, TAT reduction to 'real-time' from 24hrs for p75
• > Launched health cards product in partnership with Indian Health Org (top-line growth via cross-sell)

Jan 2015 – Jan 2018 · 3 yrs · New York City Metropolitan Area

• Online trading platform for OTC derivative markets providing services to Institutional Investors
• > Conceptualised and prototyped a chatbot using Symphony (backed by Google ventures & Goldman Sachs) APIs to resolve trade disputes and generate additional source of revenue
• > Built support for Equity Swaps which resulted in 20% increase in quarterly trading volume

Nov 2013 – Feb 2015 · 1 yr 3 mos · New York City Metropolitan Area

• Software developer + DevOps

May 2012 – Aug 2012 · 3 mos · New York City Metropolitan Area

• Equities Trading

Jan 2012 – Jun 2013 · 1 yr 5 mos

• Responsible for Teaching & Grading "Computer Application for Business" (CS170)
• Present material on HTML, CSS, Javascript, Logic, Spreadsheets

Oct 2011 – May 2012 · 7 mos

Apr 2011 – Jun 2011 · 2 mos

• Worked on a Project called "RU Saving Energy" with Professor Gretchan Chapman.
• > The project was aimed at research of psychology of energy use and ways to curb excess consumption.
• > Configured and troubleshooted special hardware equipment that was installed at Residents in New Jersey, to get the electricity usage readings. Helped over the phone and in-person.
• > Think of 'OPOWER' (www.opower.com) at small scale.