Ashish Kumar

CEO

Bengaluru, Karnataka, India17 yrs 10 mos experience
Highly StableAI Enabled

Key Highlights

  • Holder of 8 technology patents
  • Winner of 7 global hackathons
  • Driving AI maturity in fintech
Stackforce AI infers this person is a Fintech expert specializing in AI-driven data engineering and platform development.

Contact

Skills

Core Skills

Data EngineeringAi Powered EngineeringProduct LeadershipData PlatformTechnical Product ManagementEngineering LeadershipPlatform ExcellenceSoftware DevelopmentEngineeringProduct DevelopmentEngineering LeadJava

Other Skills

Agentic PlatformAgentic PlatformsAgile MethodologiesApache KafkaApache SparkArtificial Intelligence (AI)BlockchainBusiness Intelligence (BI)Business PitchCenter of ExcellenceContinuous Integration and Continuous Delivery (CI/CD)Data AnalyticsData ProductsDevOpsElasticsearch

About

Technology leader with over 17 years of experience across data engineering, AI, and product innovation in the fintech domain. As Group Lead of the Data Engineering Practice at Commonwealth Bank, driving the next generation of Agentic Data Ecosystems and AI-Powered Engineering to enable enterprise-scale transformation through data intelligence, automation, and platform thinking. Focus areas include data engineering, scalable enterprise platform development and adoption, and driving organisational AI maturity for the Data Platform. Core initiatives span Agentic AI, Generative AI, Large Language Models (LLMs), Retrieval-Augmented Generation (RAG), and leveraging AI-Powered Engineering across all phases of the data product development journey to accelerate innovation responsibly and securely. Previously led large-scale data and AI initiatives at Visa and American Express, delivering enterprise platforms recognised for innovation and impact. Holder of 8 technology patents and winner of 7 global hackathons, including the Visa GenAI Hackathon 2024. Dedicated to advancing AI-driven innovation, deep learning, and autonomous systems that integrate agentic intelligence with engineering excellence to shape the future of intelligent, scalable enterprises.

Experience

17 yrs 10 mos
Total Experience
2 yrs 9 mos
Average Tenure
1 yr
Current Experience

Commonwealth bank

Group Data Engineering Practice Lead (Executive Manager) – Agentic Data Ecosystem

May 2025Present · 1 yr · Bengaluru, Karnataka, India · On-site

  • Leading the Data Engineering Practice under the Chief Data and Analytics Office, driving the Bank’s AI-powered transformation through next-generation Agentic Data Ecosystems and enterprise-scale platform engineering. Accountable for defining and executing the Data Platform Strategy that advances AI maturity, automation, and data-driven intelligence across the enterprise — enabling faster delivery, improved resilience, and smarter decision-making through scalable architecture, observability, and platform thinking.
  • Championing AI-Powered Engineering across all phases of the data product development lifecycle, embedding an Agent-First Agentic Data Ecosystem that accelerates intelligent automation and increases developer efficiency across the organisation. Defining data engineering standards, reusable frameworks, and playbooks that have improved delivery consistency, reduced time-to-market, and strengthened Responsible AI adoption across business units. Recognised as a learning and capability champion, leading continuous uplift across Full-Cycle Data Engineering, Data Product Thinking, Platform Engineering, and AI Enablement through structured learning frameworks and talent programs. Serving as part of the India Leadership Team, driving cross-geography collaboration, capability building, and a culture of innovation that empowers teams to deliver data and AI solutions at scale and with measurable business impact.
Artificial Intelligence (AI)Center of ExcellenceAI Powered EngineeringData EngineeringAgentic PlatformsGenerative AI+4

Visa

2 roles

Director, Global Data and Platform Services

Jun 2023Apr 2025 · 1 yr 10 mos · Hybrid

  • As the Director of Product Management in Visa's Global Data Office, I am at the forefront of managing Products and Platform Services. My primary responsibility lies in overseeing analytical products for Visa's diverse client base, which includes Issuers, Acquirers, and potential future clients. A significant part of my role involves leading the overall platform vision, where I am tasked with building an ecosystem that hosts a variety of analytical products and solutions. This dynamic role allows me to leverage my skills and expertise to shape the future of Visa's data-driven solutions.
  • In addition to these responsibilities, I have also been successful in competitive arenas, winning two hackathons: vHack and GenAI hackathon. These victories demonstrate my innovative approach and ability to deliver under pressure.
  • Within this role I also managed the Admin and Security pieces of the Visa Analytics Platform. I collaborate with other product leaders within Analytics and associated Data Platform, further enriching my role and contribution to the organization.
Artificial Intelligence (AI)AI Powered EngineeringBusiness Intelligence (BI)Data PlatformProduct LeadershipAgentic Platforms+2

Director, Technical Product Management (Data & AI Platform)

Oct 2021Jun 2023 · 1 yr 8 mos · Hybrid

  • Led the Data Platform as a Service (DPaaS) products. My tasks involved shaping and carrying out the vision and roadmap for our data platform services. I managed the open-source Bigdata stack, which included tools like Hadoop, Hive, and Kafka, at the company level and guided the switch from a vendor-licensed Bigdata system to an open-source one. In addition, I led the Kafka as a Service product, which assisted business units in creating, managing, and maintaining their Kafka clusters effectively. I was also a winner at the DAP Hackathon 2022, a global event. On top of that, I was part of the hiring and mentoring process, helping to build a stronger team.
Artificial Intelligence (AI)Apache KafkaTechnical Product ManagementData PlatformAgentic PlatformsAgile Methodologies+2

American express

3 roles

Engineering Director

Jul 2021Oct 2021 · 3 mos

  • Managed The American Express Enterprise Communication platform, overseeing business delivery, core platform development, and platform excellence. This platform served as the central hub for all outgoing communications, spanning various channels such as Email, Push, SMS, and physical letters.
  • My key responsibilities included collaborating with product managers to execute product and platform capabilities and ensuring the platform's health, resiliency, scalability, and adherence to best practices through a platform excellence stream.
  • The platform handled up to 2 billion communications per month, including critical compliance and transaction journey communications like OTPs and Push notifications.
Artificial Intelligence (AI)Engineering LeadershipSoftware DevelopmentPlatform ExcellenceSoftware Architectural DesignPeople Management

Engineering Lead

Promoted

Nov 2016Jul 2021 · 4 yrs 8 mos

  • Collaborated with product partners to define the product roadmap and execute related deliveries. As the Lead Automation Engineer, I drove both conventional and intelligent automation solutions from delivery and system design perspectives.
  • I was an enterprise advocate for best coding practices and end-to-end development lifecycle aspects such as testing, code review, DevOps, and CI-CD.
  • Notably, I delivered Digital Auditor, an ML-based capability to identify potential duplicates in vendor invoices, projected to save around $10m for the US market. I also developed an intelligent search (patent in progress) using ElasticSearch and ML, reducing the CCP call time by 40%.
  • For my outstanding work contributions, I received the Chairman Award, a prestigious recognition given to only 10% of the entire colleagues' population.
  • In addition, I built and led the Blockchain Labs from scratch, driving research and related use cases. I have made open-source contributions in Hyperledger and Amex public repositories.
  • Lastly, I won the Amex Hackathon 5 times and represented Amex India twice in the global finale, demonstrating my innovative problem-solving skills.
Software DesignElasticsearchDevOpsBlockchainEngineeringAgile Methodologies+1

Senior Engineer

Jul 2012Apr 2016 · 3 yrs 9 mos · India

  • I designed and developed the Fast Data Platform, a system capable of real-time data ingestion and computation. This was done using Java, Apache Storm, Spark Streaming, Kafka, and more, handling over 5000 TPS transactions.
  • I also developed PayWithPoint, a patented solution that allows real-time payments with MR points. This system currently processes 30 million card transactions daily, converting approximately 10% into point transactions. This solution helped burn around 2 million MR points in its first week.
  • Additionally, I was part of the Developer Steering Committee, working directly with the CTO office to strategize improvements for the developer experience.
  • I also designed and developed a prototype called 2PI, which was demonstrated to the CEO. This tool captures and plots Amex transactions on a world map, handles transactions at a rate of 5000 TPS, and uses ML-based prediction to determine the next transaction category.
Service-Oriented Architecture (SOA)Product DevelopmentSoftware DevelopmentEngineering LeadREST APIs

Envestnet | yodlee india

Senior Member of Technical Staff

Apr 2016Nov 2016 · 7 mos · India

  • Closely collaborated with the engineering team to design and develop the SESNE product. This intelligent capability was designed to personalize the customer experience by projecting future financial transactional data, thereby allowing for more tailored and efficient customer interactions. This experience allowed me to leverage my technical skills and understanding of customer needs to create a product that significantly enhances the user experience.
Product OperationsDevOpsProduct DevelopmentAgile MethodologiesSoftware DevelopmentSoftware Architectural Design+1

Schneider electric

Software Engineer

May 2011Jun 2012 · 1 yr 1 mo · India

  • I was an integral part of a scrum team, working as an individual contributor. My primary focus was on the development of backend components, utilizing technologies such as Java, Spring, Hibernate, and REST for various internal integrations. Additionally, I designed and developed Uniflair - a web simulator that captures the necessary specifications for data center cooling solutions. This role allowed me to leverage my technical skills and contribute significantly to the team's objectives.
HibernateSpring FrameworkJavaSoftware DevelopmentREST APIs

Mindteck

Software Engineer

Apr 2008Apr 2011 · 3 yrs · India

  • I developed software within the BFSI domain, adhering to best practices and organizational guidelines. I gained hands-on experience with various technologies and frameworks, including Java, Spring, Hibernate, and CI-CD among others. This role allowed me to broaden my technical skills and contribute effectively to the team's goals.
HibernateTestingSpring FrameworkJavaContinuous Integration and Continuous Delivery (CI/CD)Unit Testing+1

Education

SVKM's Narsee Monjee Institute of Management Studies (NMIMS), Bangalore

Master of Business Administration - MBA — Leadership Strategy & Digital Marketing

Jan 2022Apr 2023

Jai Narain Vyas University

Bachelor's degree — Electrical and Electronics Engineering

Jan 2003Jan 2007

DAV School SGNR

Sr. Secondary

Jan 2001Jan 2002

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