Niranjan Ingawale

Product Manager

Pune, Maharashtra, India13 yrs 1 mo experience
Highly Stable

Key Highlights

  • Over 12 years of FinTech experience.
  • Expert in architecting scalable payment solutions.
  • Proven leadership in cloud migration projects.
Stackforce AI infers this person is a Fintech expert specializing in payment solutions and cloud architecture.

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Skills

Core Skills

PaymentsSoftware ArchitectureC++Cloud-native ApplicationsSoftware DevelopmentMerchant Acquiring

Other Skills

ATM Device HandlerATMsAgile MethodologiesArchitectural DesignCC (Programming Language)Cloud ComputingCloud DevelopmentCode ReviewCredit Card Transaction ProcessingCritical ThinkingDockerE-paymentsElectronic Funds TransfersElectronic Payments

About

With over 12 years of extensive experience in the FinTech industry, I specialize in payment solutions, systems architecture, and the implementation of innovative transaction processing platforms. My career has been marked by a commitment to driving technological advancement and enhancing the customer experience across global payment systems. Currently, I serve as a Senior Consultant - Architect at Worldline Global Services, where I lead cutting-edge projects within the Worldline Pay Front Office (WLPFO). My role focuses on architecting scalable and secure payment solutions for prominent banks in the EU and APAC while ensuring compliance with international payment protocols. My expertise spans various domains in the payments landscape, including: Payment Solutions: Proficient in architecting and delivering comprehensive acquiring and issuing solutions, with a strong focus on EMV processing and transaction settlement across diverse payment networks, such as Visa, Mastercard, and Amex. Cloud Migration: Spearheaded the successful migration of critical payment switch systems to public cloud platforms, enhancing system reliability, scalability, and performance. Cryptography: Actively involved in AES migration projects and the implementation of robust security practices, ensuring the integrity and confidentiality of financial transactions. Team Leadership: Proven track record of leading cross-functional agile teams, driving product enhancements, feature development, and technical migration projects while fostering innovation and collaboration. I am deeply committed to ensuring regulatory compliance and adopting the latest security standards in all facets of payment transactions. My technical skills encompass programming languages (C++, Python, SQL), payment protocols (ISO8583, ISO20022, EMV), and various tools such as Kubernetes, Docker, and more. Let’s connect! I’m always open to networking, sharing insights, and discussing innovative ideas in the FinTech and payments space. Skills: C++, OOPS, STL, Acquiring, Issuing, ATM, POS, E-Commerce, Mobile Payments, EMV, ISO8583, ISO20022, Visa, Mastercard, Amex, EFTPOS, UPI, Racal PayShield, AtoS Adyton, Cryptography, SQL, Shell, gTest, Linux, HP Nonstop - Tandem, Python, HTTPS REST API, VS Code, DBeaver, SQL Developer, Eclipse, Postman, MobaXterm, Finsim, Paysim, Kubernetes, Docker, Redis, Kibana, Prometheus.

Experience

Bp

Senior Solutions Architect

Aug 2025Present · 7 mos · Pune, Maharashtra, India · Hybrid

PaymentsSoftware ArchitectureSolution ArchitecturePayment SystemsArchitectural Design

Worldline global services

Solutions Architect

May 2022Aug 2025 · 3 yrs 3 mos · Pune, Maharashtra, India

  • Architecting and implementing innovative payment solutions within Worldline Pay Front Office (WLPFO). Spearheading advanced features such as Switch to Issuer and enhancing acquiring solutions for major banks in the EU and APAC while ensuring compliance with international payment standards.
C++Software ArchitectureObject-Oriented Programming (OOP)Payment SystemsLinuxAgile Methodologies+8

Opus consulting solutions

Technical Lead

Aug 2021May 2022 · 9 mos · Pune, Maharashtra, India

  • Led the FIS IST Switch Cloud Development team, a pioneering R&D project migrating Payment Switch IST to public cloud platforms, making the solution cloud agnostic and scalable. Focused on modularizing C++ code and optimizing system performance using tools like Kubernetes and Docker to enhance scalability and reliability.
C++Object-Oriented Programming (OOP)Software ArchitectureCloud-Native ApplicationsPayment SystemsPython (Programming Language)+11

Tietoevry

Senior Software Engineer

Jun 2019Aug 2021 · 2 yrs 2 mos · Pune, Maharashtra, India

  • Played a key role in the development and enhancement of the CardSuite banking platform, leading a scrum team in delivering new features and managing the migration from Python 2 to Python 3, while ensuring high-quality standards across Issuing and Acquiring modules.
C++Object-Oriented Programming (OOP)Payment CardsMerchant AcquiringPython (Programming Language)Agile Methodologies+10

Attra

Senior Software Engineer

Nov 2015Jun 2019 · 3 yrs 7 mos · Pune Area, India

  • Specialized in developing ATM and PoS acquiring solutions, including EMV Issuing and Acquiring for major banks. Implemented industry mandates for Visa and Mastercard, enhancing transaction security and compliance across Electra product suites.
C++ATMsPoint of Sale (POS) SystemsPaymentsMerchant AcquiringHP NonStop+7

Omnipayments

Software Developer

Jan 2013Oct 2015 · 2 yrs 9 mos · Mumbai, India

  • Contributed to the development of transaction processing services for OmniSwitch, focusing on acquiring POS transactions for banks and retailers. Played a key role in migrating systems to new servers and maintaining operational stability.
C (Programming Language)C++HP NonStopPoint of Sale (POS) SystemsPaymentsPL/SQL+7

Education

Vidya Pratisthan's College of Engineering, Baramati

Bachelor of Engineering (B.E.) — Information Technology

Jun 2008May 2012

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