Anand Gupta

Director of Engineering

Toronto, Ontario, Canada18 yrs 9 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • 19+ years of experience in enterprise architecture
  • Expert in real-time payment solutions
  • Proven track record in payment modernization initiatives
Stackforce AI infers this person is a Fintech architect specializing in payment modernization and enterprise integration.

Contact

Skills

Core Skills

Payment ModernizationEnterprise ArchitectureEnterprise Integration

Other Skills

ACH PaymentsAJAXAgileAgile MethodologiesAlgorithm DesignAmazon Web Services (AWS)Analytical SkillsApplication ArchitectureBig DataCAMELCash ManagementCloud ComputingCore JavaData AnalysisData Structures

About

As a TOGAF Certified Director of Architecture with 19+ years of experience, I transform complex enterprise challenges into streamlined, scalable solutions. My expertise spans architecting high-throughput payment systems, enterprise integration platforms, and real-time transaction processing environments. I’ve spearheaded groundbreaking initiatives in payment modernization, positioning platforms as industry trendsetters in real-time payment solutions. My leadership in implementing real-time rail payment systems has consistently reduced transaction processing time while improving throughput across multiple financial institutions. My architectural vision has consistently delivered measurable results: 30% reduction in processing errors, 15% decrease in migration risks, and significant improvements in system performance across various banking and financial organizations. I excel at navigating diverse architectural paradigms—from legacy host systems to modern microservices—and pride myself on translating complex business requirements into elegant technical solutions. My approach combines strategic thinking with practical implementation, ensuring systems are not only robust and scalable but also maintainable for the long term. Beyond technical expertise, I’m passionate about building high-performing teams and mentoring the next generation of architects. Let’s connect to discuss how forward-thinking architecture can drive innovation and deliver exceptional business outcomes in today’s rapidly evolving technology landscape.​

Experience

Rbc capital markets

Director, Enterprise Integration Architecture - Payments

Jul 2022Present · 3 yrs 8 mos · Toronto, Ontario, Canada

  • RBC Clear™ Working Capital Solutions revolutionizes Cash Management by harnessing cutting-edge, digital-first technology. Developed in close collaboration with corporate treasurers, RBC Clear™ empowers users with complete control over their working capital, offering enhanced visibility, efficiency, and transparency—backed by the institutional strength and stability of RBC.
Cash ManagementPaymentsSWIFT PaymentsACH PaymentsReal Time PaymentsPayment Modernization+3

Central 1

Principal Architect

Jul 2021Jul 2022 · 1 yr · Toronto, Ontario, Canada

  • Central 1 took a pivotal role in implementing Payment Canada's Real-Time Rail (RTR) payment system for over 230 credit unions. This groundbreaking initiative involved developing the necessary technology and
  • operational infrastructure to enable exchange, clearing, and settlement processes. Additionally, it
  • encompassed establishing legal frameworks, by-laws, rules, and standards to support real-time credit
  • payments in Canadian dollars for individual Canadians and Canadian businesses.
Payment ModernizationReal Time PaymentsAmazon Web Services (AWS)Cloud ComputingEnterprise IntegrationEnterprise Architecture

Ibm

Lead Architect

Jan 2021Jul 2021 · 6 mos · Toronto, Ontario, Canada

  • IBM Payments Center (IPC): Spearheading the transformation of financial institutions with a Cognitive Payments platform on IBM Cloud. This innovative platform empowers financial institutions to modernize their payments infrastructure, enabling seamless collaboration across the payments ecosystem. By leveraging IBM’s cutting-edge technology, IPC provides a dynamic environment where banks, FinTechs, and other financial entities can rapidly and cost-effectively integrate and consume payments services, driving the future of payments modernization.
SWIFT PaymentsRequest for Proposal (RFP)Microsoft AzurePayment ModernizationEnterprise ArchitectureSWIFT+1

Cgi

Director Consulting

Jan 2019Jan 2021 · 2 yrs · Toronto, Ontario, Canada

  • Payment modernization for Bank of Montreal (BMO)
  • In recent years, countries around the world have been moving to upgrade their aging legacy systems to enable faster payments processing, real-time settlement, and data-rich transactions. In 2016, Canada embarked on this multi-year path, which includes plans to build a new core clearing and settlement system, establish a real-time payments capability, enhance automated funds transfers, align with global regulatory standards, and modernize the requirements framework. The end-state envisioned by Payments Canada is the creation of a truly modern payments system that is fast, flexible, secure, promotes innovation, and strengthens Canada’s competitive position.
  • Real-Time Payments (RTP) provide consumers and businesses with the ability to send and receive funds directly from their accounts at financial institutions anytime 24/7/365. RTP represents a new phase of evolution within the United States (U.S.) and Canada payments industry, with several key features that differentiate them from current payment methods, specifically speed, value-added messaging capabilities and immediate availability of transaction status. RTP will provide FI’s with the functionality and features to innovate for the future
Payment ModernizationPaymentsReal Time PaymentsEmerging PaymentsSWIFT PaymentsEnterprise Architecture

Td

Senior Solution Architect

Dec 2016Oct 2018 · 1 yr 10 mos · Toronto, Ontario, Canada

  • EasyApply Platform
  • As part of OMNI program, Enterprise Sales & Onboarding (ES&O) Easy Apply provides an engaging experience of the customer journey in applying for multiple product types through multiple channels. Easy Apply project focuses on enabling TDCT personal and SBB core banking account sales and onboarding process for Digital channel.
  • Wealth Order Platform
  • Order Platform provide TD Wealth systems with a single, consistent and efficient means of order management (place, change, cancel, find and retrieve simple, advanced and complex orders). Consumers such as WebBroker, MIT, OMT & Wealth Desktop leverages Order Platform services for orders pertaining to Equities, Options, Mutual Funds and Fixed Income investment instruments. It is core platform in Wealth Trading pillar.
  • TD WebBroker
  • WebBroker is the customer facing Canadian Online Brokerage platform that allows customers to view/transact on their investing accounts. Services are primarily for direct investing accounts a subset of capabilities are provided for other investing products offered by TD.
  • TDAM Transformation
  • The TDAM Transformation will aim to ensure all four sites (Investor, Advisor, USA and Institutional) are aligned in backend architecture. The customer facing Investor (Public) and Advisor (Secure) sites will be redesigned to progress towards a best in class site. This site redesign addresses instability issues and incorporate responsive design, accessibility, flexibility in template design to be leveraged across the four sites for dynamic content updates, integration with vendor services and allow for additional shared capabilities with lines of business.

Rbc capital markets

Solutions Architect

Dec 2015Oct 2016 · 10 mos · Toronto, Ontario, Canada

  • RBC DX™ is RBC Capital Market award-winning advanced multi-asset class proprietary trading platform where trade ideas can be easily executed. With a single login, RBC DX™ provides direct access to fixed income inventories and allows for efficient execution of FX, bond, money market and deposit transactions. The primary objective of RBC DX™ is to consolidate various e-Distribution commercial 'Direct' sites into a single multi-product site which serves as one-stop-shop for searching and transacting across RBC electronically distributed inventory.

Bank of america merrill lynch

Senior Consultant

Jul 2014Dec 2015 · 1 yr 5 mos · Toronto, Ontario, Canada

  • The Risk Titanium (Ti) project supports Dodd Frank required Commodities Futures Trading Commission (CFTC) Portfolio Reconciliation (PR) for collateralized and non-collateralized trades. In support of regulatory compliance the Titanium application generates daily reports of in scope trades for transmission to TriOptima, an external 3rd party system. TriOptima also receives daily reports from the Bank’s external Counterparties. TriOptima performs reconciliation between the reports and responds to each participant with information on the matches.
  • Titanium can be thought of as a messaging infrastructure. It can retrieve trades from a data source, format them, and send them to TriOptima for further action.

Amazon

Software Development Engineer II

Mar 2013Jun 2014 · 1 yr 3 mos · Toronto, Ontario, Canada

  • Inventory platform team is responsible for the software services supporting inventory management within the Amazon Fulfillment Team. With over 100 Fulfillment centers worldwide, inventory numbering in the hundreds of millions of individual items and with a vast number of arrivals into and orders leaving the centers every day, the inventory services make up the core platform of the operations and management tools. The technology is principally web services following SOA concepts developed using Agile framework methodologies such as Scrum

Citi

Senior Developer (AVP) - Credit Framework

Aug 2011Mar 2013 · 1 yr 7 mos · Toronto, Ontario, Canada

  • Part of core framework team
  • Mirror Lake is a big data cache which includes a generic message envelope for communication between senders and receivers. Mirror Lake uses HBase which has its own memory cache mechanism.
  • Gravity framework is a powerful integration framework based on known Enterprise Integration Patterns with powerful Spring Bean Integration. Gravity framework is based on Apache Camel and provide out of the box components through which heterogeneous system across Citi can be integrated easily
  • Architect and implemented highly scalable and distributed Calypso Decommission system which had revenue gain of 3.6 million dollars per year for Credit group of Citi.

Publicis sapient

Senior Associate Platform

Mar 2010May 2011 · 1 yr 2 mos · Gurgaon, India & Toronto, Canada

  • Wire Payments – RECS for TD Bank
  • The Reconciliations project implements a robust strategic Infrastructure for performing reconciliations including an RCM upgrade and migration of existing reconciliations, fully functioning workflow (SEM) for breaks management, and Integration into strategic data sources and data management
  • THOR for ScotiaBank
  • The Trade Hosting & Operations Repository (THOR) system is a back office accounting and Profit & Loss calculation and reconciliation system that is supported by a trade and accounting data warehouse

Canvera digital technologies

Senior Software Engineer

Sep 2008Jan 2010 · 1 yr 4 mos · Greater Bengaluru Area

  • Canvera web acts as an interface between the user and the company for order acquisition to order tracing in its whole life cycle. IConsole is the back end system of canvera which performs various operations in the life cycle of order delivery. Thus iConsole act as the backbone for all departments of company which have capability for state transition, alert, logs etc.

Tibco

Associate Member of Technical Staff

Jun 2007Aug 2008 · 1 yr 2 mos · Pune/Pimpri-Chinchwad Area

  • BW and BWSE Core developer.
  • TIBCO BusinessWorks™ helps organizations meet the challenge of connecting and coordinating all of their corporate assets by providing an integration platform that can also play an integral role in the deployment of an SOA. BusinessWorks can mediate interactions among disparate applications and databases, automate business processes, manage transactions and Web services, handle exceptions, and process events. As an independent integration backbone, it can also abstract the complexity that comes with maintaining different SOA ecosystems, including various brands of Java EE application servers as well as .NET.

Pramati technologies

Development Engineer

Jul 2006Jun 2007 · 11 mos · Greater Hyderabad Area

  • Java/J2EE Developer for iBreva and Dekoh Calendar

Interrait

Trainee

Jan 2006Jul 2006 · 6 mos · Noida, Uttar Pradesh, India

  • Developed Virtual Printer Driver for a product

Education

Dhirubhai Ambani University

MS — Information Technology

Jan 2004Jan 2006

Dr. Virendra Swarup Institute of Computer Studies, Kanpur

Bachelor of Computer Application — Information Technology

Jan 2001Jan 2004

Stackforce found 100+ more professionals with Payment Modernization & Enterprise Architecture

Explore similar profiles based on matching skills and experience