Rahul Nischal

Co-Founder

Bengaluru, Karnataka, India24 yrs 4 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • Led technology development for rural lending solutions.
  • Built multiple fintech products from concept to launch.
  • Expert in product management and data-driven strategies.
Stackforce AI infers this person is a Fintech and Health Tech expert with strong product management and data engineering skills.

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Skills

Core Skills

Artificial Intelligence (ai)Product ManagementAgile MethodologiesHealth TechData EngineeringMobile TechnologyFintechMobilityHealthcare

Other Skills

API / RESTAgileAnalytical SkillsAngularB2CBFSIBig DataBudget ManagementBusiness AcumenBusiness DevelopmentBusiness StrategyC-LevelCI/CDCloud ComputingCoaching

About

Entrepreneurial and technologist who is currently on the journey of exploration to learn technology. Spent a decade in Mobile Operating system development. In present decade explored the cloud, Big Data, Product Management, Entrepreneurship, Data Science, UI/UX in the Fintech, Mobility and Healthcare. Built the products from 0 to 1 , 1 to 10 and handled large scaled products. Technology - Data Analytics, Artificial Intelligence (AI), Natural Language Processing (NLP), CI/CD, Dev-ops, Agile, XP, API / REST, Sever-less / headless, Microservices, Data Processing, Robotic Process Automation (RPA), NoSQL, React.js, Angular, core Java, SQL, Data Pipelines, Mobile Application Android/iOS, Technology Architecture, Data engineering - Flink, NiFi, HDFS, Hadoop, Domain / Specialties / Product Managment : Product Leadership, Business Strategy, Technology and Execution, Product Strategy, User experience, Product Vision, Customer intimacy, Business development, Marketing Analytics, Partnerships, Pricing, Innovation, Agile Methodologies, Mobility, Product launch, GTM, Stakeholder Management, Customer Experience, Product Innovation, Industry: Banking and Finance (Lending, Corporate, Fintech, Payments), Health Care, Enterprise Mobile Apps, Mobile Operating System, E-commerce, SME Finance, Mobility, B2B, B2C, credit cards, Regtech, Insuretech, E-commerce, Management, Team building, Team Development, Sales Enablement, Teamwork, Line Management Experience, Delivery Operations, Decison-Making, Retention, Coaching, Executive Management,Strategic Thinking, Strategist, Consumer Behaviour, 
Data Analysis, 
Consumer Internet, Vendor Management, Incident Handling, Order Management, Project Reviews, Business Acumen, Growth Hacking, C-Level, Budget Management

Experience

24 yrs 4 mos
Total Experience
2 yrs 3 mos
Average Tenure
2 yrs 10 mos
Current Experience

Saswat financial technologies pvt. ltd.

Co-founder & CTO (Technology and Product)

Aug 2023Present · 2 yrs 10 mos · Bengaluru, Karnataka, India · Hybrid

  • As Co-founder and CTO at Saswat Finance, I’m leading the design and development of a technology platform that’s reshaping rural lending. We are on a mission to bridge the credit gap in India’s dairy and agri ecosystems. With a Cloud native, data-driven, IOT and high-touch model that delivers more than just loans.
  • At Saswat, we leverage mobile-first tools, alternate data and ground intelligence to power everything from cattle financing and farmer CRM to real-time credit scoring and operational efficiency for our field teams.
  • Our goal: make access to formal finance seamless, scalable and sustainable for undeserved rural communities.
  • Proud to be part of a mission-driven founding team committed to solving for Bharat with empathy, innovation and execution.
  • Let’s connect if you’re building for Bharat, fintech for good, or simply curious about tech in rural India.
Resource AllocationDirector levelAnalytical SkillsTech SavyOrganizational LeadershipScalable Architecture+10

Innoviti payment solutions

Vice President of Technology

Feb 2021Aug 2023 · 2 yrs 6 mos · Bengaluru, Karnataka, India

  • Leading the technology team of GENIE -Built the GENIE product from ground up - 0 to 1 and 1 to 10, An SME payment product with one click zero cost EMI and brand discount for CDIT and Mobile
  • Technology - Android EDC/POS, Android Mobile, Linux POS, certification - For GENIE and Unipaynext products
  • Brand Platform - For configuration and distribution of the discounts and EMI configuration brand, merchant and bank offers
  • Built new products for POC such as Glitr, Innoviti EMI, Joy for SME segment
  • Introduced First in the fintech industry "3D sensorial product in the Payment POS"
  • Technology - GENIE Product, UnipayNext Product, Android Pax devices for corporate, Integration, Marketing analytics, Website,
  • Salesforce, Mixpanel, Mo-engage, Payment Gateway, Onboarding platform for merchant and brands, EMI platform, Brand Platform
  • Handling Technology, MIS and Business Analysts for reporting and data, Customer & Brand Support
  • RBI aggregator license and compliance management
  • Acquiring and issuing bank compliance legal contracts and Realtime integrations
  • PCI DSS & PCI SSC (Payment Card Industry Security Standards Council) and P2PE
  • Certification’s from VISA/Master/AMEX/Rupay/UPI/EPC/UnionPay/JCB
  • HSM, key-management, DUPKT, AES, Double/Tripe DES
BFSIProduct ManagementResource AllocationAgile MethodologiesDirector levelB2C+10

Yellow buds

Building a Health Tech web3 platform

Aug 2019Feb 2021 · 1 yr 6 mos · Bengaluru, Karnataka, India

  • Building a web3 health care platform which ensures people can access the healthcare when in need and ensure they have very happy and healthy life.
Resource AllocationDirector levelAnalytical SkillsTech SavyProduct ManagementHealth Tech

Arity

Indian Head

May 2018Aug 2019 · 1 yr 3 mos · Bengaluru, Karnataka, India

  • Driving the Arity India Team in Bengaluru, with a team size of 100 which consists of - Arity India Product, BD and Engineering.
  • Built great relationships across global team by ironing out the cultural nuances & Created a strong stake holder relationship with Chicago and Ireland; First of its kind in the India chapter.
  • India Market - Story boarded the needs and wants for India market via secondary research and primary research.
  • Identified and met the prospect customers to devise precise India Product Market Fit, Growth and pricing strategy, resulting in multiple deals in pipeline
  • Scaled the high performing Data Engineering team to 35 members & a data science team of 6 members; For handling 19 million active vehicles in US and handling petabytes telematics and insurance data
  • Technology - Budgeting, Technology ( Kafka, Hadoop, Android, iOS, react, Spring-boot, Python, XP & agile methodology), Project Management, retention coaching & Mentoring, Hiring, Appraisals, Stability & Succession planning.
  • Optimized Petabyte Data storage in AWS & saved 500k USD p.a.; optimised AWS cloud saving 1.6 Million USD p.a.
Resource AllocationDirector levelB2CAnalytical SkillsTech SavyProduct Management+1

Mobilous

Vice President Products

Feb 2016Jun 2018 · 2 yrs 4 mos · Gurgaon, India

  • Ensuring any one can write applicaiton for Andriod and iOS; yes without programming
  • Working with technology team to ensure Appex is simple to use able to meet the customer expectations on features, stability and security aspect
  • Taking the Appex to the people who can use to develop mobile applications in 3 days
  • Driving the innovation in technology inside the company
  • Leading the Product, Product Development, Market Exploration and Growth, Strategy and Pricing
Resource AllocationDirector levelB2CAnalytical SkillsTech SavyProduct Management+1

Lendingkart

Vice President Of Technology

Feb 2015Nov 2015 · 9 mos · Bengaluru, Karnataka, India

  • Built and lead the technology, Product Management, UI/UX, Support team and New Bangalore Office – Product Management, Engineering & Integration, Support, UI/UX, Digital Demand Generation & Social Media and Support Teams
  • Operation’s management for Bangalore Office
  • Created the state of art Fintech platform to create Omni Channel customer experience and real-time platform for operations for lending for Lead Management, Customer Dashboard via Omni Channel, Mobile apps Android and iOS, Disaster management setup, AWS, Azure server, web development, Banking platforms (Banking software, CRM, Lead Management, Web presence, Messaging, Call Centre, Analytics & Data Science, Mobile, Frontend, Digital Marketing)
  • Integrated the core platform with 15 partners and 7 internal product’s
Resource AllocationDirector levelB2CAnalytical SkillsTech SavyProduct Management+1

Nucleus software

Senior Product Manager and Mobility Specialist

Jun 2014Mar 2015 · 9 mos · Noida, Uttar Pradesh, India

  • Development, Support, Architecture of FinOne Mobility product for entire lending systems for5 banks and NBFC
  • Working with sales, marketing and customer for product roadmap, fitment (RFP / RFI ), price negotiation and delivery
  • PLM and Marketing & Sales Strategy for Mobility group across globe; Driving the innovation and hackathon
  • Delivered mobile product suite for Andriod, iOS, Blackberry and windows platforms for multiple customers
Resource AllocationDirector levelAnalytical SkillsTech SavyProduct ManagementMobility

Dewhive

Founder CEO

Jan 2011Jun 2014 · 3 yrs 5 mos · Bangalore

  • Did the research and analysis in the Health Care which includes hospitals, individual doctors, NGO, Pharma Manufacturer
  • Setup the company from scratch, run for 2 years
  • Designed and developed the MVP for social network for health care in Bangalore www.docinbangalore.com, clinic management software, university management software for health care university
  • The product works on simple concept of mobile computing and cloud with simplified UI which eliminates the necessary of the training and ramp-up period
  • The Product ensures low cost by avoiding the IT maintenance and lesser power consumption
  • The underlying technology platform is open source based and scalable modular architecture
Resource AllocationDirector levelAnalytical SkillsTech SavyProduct ManagementHealthcare

Nokia india pvt ltd

4 roles

Architect & Project Manager

Jul 2010Jan 2011 · 6 mos

  • Rights Managment Soln. for Ovi Services
Resource AllocationTech Savy

Engineering Manager

Feb 2009Jun 2010 · 1 yr 4 mos

  • Product development of flash and python runtimes for Symbian platform with S60 UI framework.
  • Building and managing a team of highly productive and motivated team members, including Software and QA Engineers.
  • Project management of development initiatives, Experience in the end-to-end development lifecycle
  • Working closely with Business Analyst and Product Managers to define the business requirements
  • Working closely with Architects, System Designers, and other Engineering Managers to ensure that the designs meet the tactical and strategic needs of the organization
  • Regular communication on the progress of the initiatives
  • Ability to develop and grow a strong development team. Experience hiring, mentoring Software Engineers, performance management, and career planning.
  • Customer oriented and skilled in developing a strong understanding of customer needs and marrying those with technological potential.
  • Influence and communicate effectively with technical and non-technical audiences including senior product and business management
Resource AllocationTech Savy

Product Owner / Tech Lead

Jan 2007Jan 2009 · 2 yrs

  • Base Services team -
  • Architect - Ensure and own the integration testing for baseservices team.
  • Strategies, ensure strategy implementation, improvements,Manage needed test environments, analyzes and reports test results, does maturity forecasts, gives recommendations to project manager, work with global test team to ensure the quality of symbain OS, etc
  • Technical lead at System Test Team
  • Leading a team of 10 members for Symbian OS testing and release testing
  • Responsible for Release Testing of Symbian OS versions 8.1b, 9.1,9.2, 9.3, 9.4, 9.5 and 9.6
  • Design of strategy for testing, managing the project, identification of risk and mitigation
  • Requriment analysts for the System Test release/ execution team
  • Created process for handover, release testing of OS, exploratory testing and request based testing
  • Creation of Test and Release report for and recommend the release for Symbian OS
  • Plan and execution of Symbian Performance Testing
  • Plan the strategy for Symbian OS testing for future versions of OS
  • Creating strategy for future of System Test Execution Team
  • Create strategy, plans and process for Handover of preq
Tech Savy

Senior Software Engineer

Dec 2004Dec 2006 · 2 yrs

  • Worked on Shortlink projects - Bluetooth, Java ( java for symbian)
Tech Savy

Sasken

Software Engineer

Jan 2004Jan 2005 · 1 yr

  • Software Engineer
Tech Savy

Integra/jat

Software Engineer

Aug 2001Oct 2004 · 3 yrs 2 mos

  • Software Engineer

Education

The National Institute Of Engineering, Mysore

Bachelor of Engineering — Computer Science and Engineering

Sep 1997Oct 2001

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