Pramod Kumar — Director of Engineering

I am a hands-on Engineering Leader with 20 years of experience building and scaling products that solve real customer problems. I currently work as the Director of Engineering at Yubi / Accumn.ai, where I lead teams building AI-powered credit intelligence and underwriting platforms that help lenders make faster and more accurate decisions.At Yubi, I have led major Loan OS products including Marketplace, Supply Chain Finance, Co-Lending, and recently Optima AI — a conversational, agent-based credit-underwriting workbench that reimagines how financial institutions analyse borrower data.Before Yubi, I spent over five years at Microsoft, working with both the Windows and Azure engineering teams on flagship, large-scale cloud services. I owned and delivered secure and highly available platforms handling billions of transactions and petabyte-scale data, including solutions for sovereign and air-gapped environments.I am deeply passionate about building strong engineering cultures, mentoring teams, and delivering products that scale reliably in the real world. I stay hands-on with architecture, system design, and technical decision-making, while enabling teams to ship with quality and speed.Outside work, I actively support Asdflo, a platform focused on improving access to special-needs therapy and child development services through technology.What I care about• Building high-performing teams• Simple, scalable system design• Real-world customer impact• AI-driven decisioning and data products• Ownership, clarity, and operational excellenceI believe technology should make life better, faster, and easier — and I strive to build systems that do exactly that.

Stackforce AI infers this person is a Fintech Engineering Leader with expertise in AI-driven solutions and scalable cloud platforms.

Location: Hyderabad, Telangana, India

Experience: 19 yrs 4 mos