Vibin M — Software Engineer

Two gifts that I got from childhood are Curiosity and Perseverance. Whatever be it I wanted to know how things are built, how things work, and how they function. I'm a guy from the 90s era when computers real power started unleashing. My Passion was driven by computers and Software. I wanted to engineer stuff that runs for years that people love to use with scalability in mind. So no brainer that I landed as a B.Tech I.T graduate. From college, the transition started happening from my 2nd year towards the tech industry where I moved away from playing soccer and cricket matches for fun to participating in hackathons which really excites me in writing programs with a race against the clock. In my 3rd year, I got my internship with Intain (Blockchain + AI based Fintech) and later I joined as an SDE at Intain after my graduation. There I started learning, collaborating & building on the blockchain along with the team and the product line of Asset Securitisation really attracted me to the fintech domain. Interestingly I got an opportunity to be a Founding Engineer at Sezzle India - BNPL, now the gears shifted and the rollercoaster ride started where initially I was provided with a task to work in all different areas of the system wherever needed for the initial launch in India. The growth was stupendous and we started growing as a company in all aspects. That's when teams were streamlined to focus more on specific areas and to keep our metrics growing strongly. I took care of both customer and merchant related Payments at Sezzle India which was entirely developed by me and the team. We are constantly striving to improve the performance of the system alongside exciting features that are being built. Always grateful to the people community that helped me along the entire journey of my career. People who have mentored me have put me on the right track which I firmly believe. Always open to exploring more tech and connecting alongside purpose-driven people. Feel free to reach me on LinkedIn or vibi2605@gmail.com Tech Stack: Golang, C, React, Java, Docker, Kubernetes, SQL, PostgresSQL, MongoDB, Blockchain, Git, Linux, Kafka, Firebase, Shell scripting, Android, AWS, GCP, CI/CD (Jenkins, Gitlab), Jira, Asana 3rd Party Integrations: Payment Gateways - Razorpay, Cashfree, BillDesk, Juspay, Nupay Notification Services - Twilio, Sendgrid, MSG91, Gupshup, ValueFirst, Exotel Platform Services - Shopify, Woocommerce External Services - Jira, Slack, Redash, Freshdesk, Zendesk

Stackforce AI infers this person is a Fintech expert with a strong focus on blockchain and scalable software solutions.

Location: Bengaluru, Karnataka, India

Experience: 6 yrs 11 mos

Career Highlights

Founding engineer at Sezzle India, driving product innovation.
Expert in blockchain and fintech solutions.
Strong leadership in team efficiency and project management.

Work Experience

Subscribili

SDE - 4 (1 yr)

HDFC Bank

Manager (1 yr 10 mos)

Nupay

Engineering Manager (1 yr 1 mo)

Sezzle

Engineering Manager (1 yr)

Full Stack Engineer (1 yr 5 mos)

Intain

Software Engineer (9 mos)

SET (8 mos)

Education

Bachelor of Technology - BTech at Sri Krishna College of Technology

at Srinivasa Vidhyalaya Matriculation Higher Secondary School

Vibin M

Software Engineer

Bengaluru, Karnataka, India6 yrs 11 mos experience

Key Highlights

Founding engineer at Sezzle India, driving product innovation.
Expert in blockchain and fintech solutions.
Strong leadership in team efficiency and project management.

Stackforce AI infers this person is a Fintech expert with a strong focus on blockchain and scalable software solutions.

Contact

Skills

Other Skills

AerospikeAmazon EKSAmazon Web Services (AWS)Android DevelopmentApache KafkaCascading Style Sheets (CSS)ConsensusData StructuresDevOpsDistributed SystemsGitGithubGoogle Cloud Platform (GCP)HTML5Hyperledger Fabric

About

Experience

Subscribili

SDE - 4

Mar 2025 – Present · 1 yr · Banglore · Hybrid

Hdfc bank

Manager

Jun 2023 – Apr 2025 · 1 yr 10 mos · Banglore · On-site

Nupay

Engineering Manager

Jun 2022 – Jul 2023 · 1 yr 1 mo · Bengaluru, Karnataka, India · On-site

Sezzle

2 roles

Engineering Manager

Promoted

Jul 2021 – Jul 2022 · 1 yr

As an EM my role was to improve the efficiency of the team by building trust and transparency between the team. Defining product-specific roadmaps, Quarterly goals, and metrics that could help individuals and relevant stakeholders track the progress.
Plan strategies for the development of designs and products on schedule and on budget
Track key metrics for the team and the product line owned (Payments & Internal Services).
Developed and maintained One-time payments and Subscriptions (Card, UPI, Netbanking).
Communicate and collaborate with other managers, stakeholders, and contractors
Prioritize, delegate, and supervise all engineers' activities and deliverables
Manage, support, and evaluate engineers’ performance
Hire new talent for the team and offer coaching and development opportunities
Provide input in strategic technical decisions and solutions, when needed

Full Stack Engineer

Feb 2020 – Jul 2021 · 1 yr 5 mos

As a Founding engineer at Sezzle India, I've worked on multiple products lines like Payments (customer & merchant), Notifications, Platforms (Shopify, Woocomerce), Checkout, Risk & Analytics engine.
Participating in the design and creation of scalable software.
Writing clean, functional code on the frontend and backend.
Develop and manage well-functioning databases and applications.
Write effective APIs.
Integrating Payment gateways for customer transactions and merchant settlements.
Worked closely with the finance team to set up the reconciliation process.
Written cronjobs on Golang for payment collection and merchant settlement process, plus multiple supporting jobs on the day-to-day lifecycle of the system.
Write tech and product documentation.

Intain

2 roles

Software Engineer

Promoted

May 2019 – Feb 2020 · 9 mos

Emulya - Intelligent blockchain that facilitates efficient, secure, and trustworthy asset securitization transactions.
Writing and implementing efficient code for Emulya.
Setting up the blockchain infrastructure for the platform in Multicloud using both Docker and natively.
Integrating third-party API to the platform (BDB Analytics) and creating a data pipeline using Kafka for Events/Data streaming.
Developed the smart contracts for Emulya using Golang.
Written a Cron job using Golang which automates the Loan data from LMS into MongoDB.
Setting up CI/CD Jenkins pipeline for the project.
Invoking scripts through CLI using Golang with cobra and REST services using Gorilla mux.
Setting up identity management using Fabric CA.

SET

Aug 2018 – Apr 2019 · 8 mos

Developed a mobile app as an interface to the AI product that can be used by the financial and banking sectors to automate the process of data acquisition by scanning documents through mobile apps and getting instant approvals for loans, account openings, and other related processes.
Testing and evaluating programs.
Writing and implementing efficient code with operational practicality.
Maintaining and extending client and server-side applications for integration and business logic.