Nicole Yershov

CEO

New York, New York, United States12 yrs 4 mos experience

Key Highlights

10+ years in underwriting and risk productization.
Built ML underwriting systems from scratch.
Led product development for data-driven FinServ products.

Stackforce AI infers this person is a Fintech expert with a focus on AI/ML-driven product management.

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Skills

Core Skills

Product ManagementData Analysis

Other Skills

AnalysisAnalytical SkillsBloombergBloomberg TerminalCorporate FinanceDCF ValuationDue DiligenceEconometricsEconomicsExcelFinanceFinancial AnalysisInvestment BankingJiraMarket Research

About

Technical Product Manager with a specialization in building multimodal AI/ML-driven products from telematics, GIS and large language datasets at scale for FinServ, Insurance and enterprise customers. - 10+ years in underwriting & risk productization: Citigroup (Basel risk/revenue models) and Brattle Group (econometric modeling in R/Python for complex litigation and default risk cases, including work with Nobel laureate Daniel McFadden). - Built ML underwriting systems from scratch: Early team at Zendrive/Fairmatic — launched the real-time usage-based pricing & policy admin system that became the foundation of Fairmatic’s growth as an independent insurer, and shipped APIs to Progressive, Munich Re, and Credit Karma. Zendrive got acquired by Credit Karma. - Product leader for data-driven finserv products: At Sensor Tower, delivered financial data feeds to hedge funds & banks; at Ceres AI, launched parametric indices with Munich Re and claims modules cutting settlement time 35%. - Head of Product at CEART.io: Leading 0→1 underwriting due diligence platform for renewable energy finance. Built the risk score and RAG pipeline from scratch and driving launch efforts including go-to-market strategy with insurers and funds. I am a Builder, a Dreamer and an Optimist! Reach out to me if you want to chat AI/ML strategy for FinServ applications.

Experience

Norm ai

Senior Product Manager

Dec 2025 – Present · 3 mos · New York, United States

Ceart.io

Head of Product

Mar 2025 – Dec 2025 · 9 mos · New York, United States

Building AI powered Risk Intelligence Agents for Renewable Energy Projects 0→1.

Stealth ai startup

CEO & Co-Founder

May 2023 – Apr 2025 · 1 yr 11 mos

Ceres

AI Product Consultant

Jan 2023 – Mar 2025 · 2 yrs 2 mos

Ceres AI generates and delivers actionable risk insights and analytics for clients across the agricultural ecosystem to maximize profitability, reduce risk exposure, and improve sustainability
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Sensor tower

Technical Product Manager

Nov 2020 – Nov 2022 · 2 yrs · New York, United States

Sensor Tower is an enterprise-grade market intelligence and performance metrics in the mobile app ecosystem. My focus is in leading statistical research and launch new machine learning models aimed at accuracy and product launch for various dashboard modules focused on visualizing app data analytics

JiraPython (Programming Language)R (Programming Language)Project PlanningProject ManagementResearch+2

Zendrive

2 roles

Technical Product Manager

Promoted

Jan 2018 – Oct 2020 · 2 yrs 9 mos · San Francisco Bay Area

Zendrive uses the sensors in a phone to manage driving behavior.
During my time at the company, I launched statistical insurance models for Zendrive, which use mobile based derived driving variables such as speeding and distracted driving to predict collision frequencies for primarily insurance use cases such as rate per mile policies, insurance policy discounts, and add targeting

Data Scientist/ Analytics Manager

Jan 2017 – Jan 2018 · 1 yr · San Francisco Bay Area

Built production and exploratory predictive insurance models and partnered with engineering teams to operationalize

The brattle group

Research Analyst

Nov 2014 – Dec 2016 · 2 yrs 1 mo · San Francisco Bay Area

Designed and implemented predictive and explanatory models in R, Python, and Excel using a wide array of statistical and econometric methods for clients in healthcare, finance and energy.
The Brattle Group provides consulting services and expert testimony in economics, finance, and regulation to corporations, law firms, and public agencies.