Kaustav Neogi — Associate Consultant

Extensive knowledge of Fannie Mae and Freddie Mac underwriting compliance and working knowledge of various automated underwriting research systems. ➢ Review, examine and analyze loans to ensure business value and compliance with company and investor standards. ➢ Review detailed historical and projected financial analysis utilizing tax returns and financial statements. ➢ Evaluated debt ratio, loan-to-value ratios, credit score, property valuation and various other factors. ➢ Maintain a working knowledge of all current underwriting research guidelines, federal and state lending laws and very good knowledge about financial Acts. ➢ Review accuracy and completeness of documents pertaining to Credit & Borrower Profile, Liabilities & Ratios, Employment & Income, Assets, Reserves & Down payment, Occupancy & Transaction Type, Title, Appraisal, Tax Transcript, Purchase Agreement and Program Specific documents. ➢ Review the third-party vendor documents and provide assurance based on the investor delivery. ➢ Understanding of US Banking& Mortgage, US Federal Acts like FDCPA, ECOA, RESPA, HMDA etc. ➢ Identify critical areas to discuss with the Quality Audit team for preparing suitable remedies or suggestive measures to minimize errors and provide Quality feedback to the new joiners. ➢ As a SME ensuring that all the tasks assigned are completed well before turn-around time. ➢ Manage/address client concerns (Internal and External) via call or emails. ➢ Ensuring continuous interaction with the customer to make sure that area of concern can be worked upon for improved service levels.

Stackforce AI infers this person is a Mortgage Compliance Analyst with expertise in financial services.

Location: Bengaluru, Karnataka, India

Experience: 10 yrs 6 mos