Aisha Aafrin Khan

Product Manager

Navi Mumbai, Maharashtra, India4 yrs 7 mos experience
AI Enabled

Key Highlights

  • Led product strategy impacting 5,000+ MSMEs.
  • Reduced loan processing time by 45%.
  • Improved lending KPIs by 28% through analysis.
Stackforce AI infers this person is a Fintech professional with strong expertise in MSME lending and product management.

Contact

Skills

Core Skills

Product ManagementData AnalysisProduct DevelopmentProject ManagementMarket Research

Other Skills

Artificial Intelligence (AI)Artificial Intelligence for BusinessArtificial Intelligence for DesignConversational AIData VisualizationFood technologistProject CoordinationQualified TeacherQuality AssuranceQuality ControlTableauTeam LeadershipTeam Management

About

Most people think banking is boring. I think it's the most exciting industry in India. Here's why: Every day, I help small business owners get their first or may not first loan. The tea vendor who wants to expand. The textile manufacturer ready to scale. The tech startup seeking working capital. I'm Aisha - Deputy Manager at Suryoday Small Finance Bank, where I work with lending products for India's 63 million MSMEs. MY UNCONVENTIONAL JOURNEY: → Started in Food Science (teaching me precision and analysis) → MBA from IIM Rohtak (learning strategy and leadership) → Now building banking products (combining both to create impact) WHAT I'VE BUILT: → Led product roadmap for business lending serving 5,000+ MSMEs → Reduced loan processing time by 45% through data-driven insights → Improved lending KPIs by 28% via root cause analysis → Collaborated across 12 departments to launch digital banking features → Delivered executive reports influencing ₹60Cr+ strategic decisions THE NUMBERS THAT MATTER: → ₹60Cr+ loan portfolio impact → 45% faster loan approvals → 28% improvement in key metrics → 5,000+ MSME lives touched MY SUPERPOWER: Working on banking problems and turning them into simple, elegant solutions that work for real people. WHAT DRIVES ME: India's economic growth happens in small shops, local factories, and family businesses. My job is making sure they have the financial tools to succeed. Currently exploring: GenAI tools, Digital-first lending, MSME ecosystem trends Let's connect if you're passionate about: → Banking innovation → Product management in FinTech → MSME ecosystem → Career transitions into banking Always happy to chat about turning big banking dreams into reality. P.S. - Still can't believe I went from analyzing food quality to analyzing credit quality. Life has a funny way of connecting dots!

Experience

Hdfc bank

Senior Manager

Oct 2025Present · 5 mos · Mumbai, Maharashtra, India

Suryoday small finance bank ltd

3 roles

Deputy Manager- MSME Product

Promoted

Jul 2024Nov 2025 · 1 yr 4 mos · Belāpur, Maharashtra, India

  • BUILDING THE FUTURE OF SMALL BUSINESS BANKING
  • Leading product strategy for MSME lending solutions at India's fastest-growing small finance bank, directly impacting 5,000+ small businesses across the country.
  • SIGNATURE ACHIEVEMENTS:
  • → Spearheaded business loan product roadmap contributing to growth in MSME portfolio (₹50Cr+)
  • → Revolutionized loan processing workflow, reducing approval time to minutes
  • → Led cross-functional projects with Tech, Ops, Credit & Risk teams across 12 departments
  • → Conducted "Deep Dive Analysis" on loan bottlenecks, improving conversion rates by 28%
  • → Designed executive dashboard delivering real-time insights for strategic decisions worth ₹60Cr+
  • PRODUCT INNOVATIONS:
  • → Launched "MSME Express" - 24-hour loan approval system
  • → Built customer journey optimization reducing drop-offs by 35%
  • → Created mobile application process increasing applications
  • QUANTIFIED IMPACT:
  • → Portfolio Growth: ₹0Cr to ₹600Cr
  • → Processing Speed: 2 days
  • → Conversion Rate: +28% improvement
  • Technical Arsenal: Advanced Excel, Banking Core Systems, Risk Analytics, Customer Journey Mapping
Data AnalysisProduct ManagementProduct DevelopmentTeam LeadershipProject ManagementProject Coordination+1

Assistant Manager - CEO's Office & strategy

Apr 2024Jul 2024 · 3 mos · Belāpur, Maharashtra, India

Management Trainee - CEOs Office and strategy

Apr 2023Apr 2024 · 1 yr · Belāpur, Maharashtra, India

  • Led cross functional teams to execute high priority projects, ensuring the alignment with the CEO’s startegic goals.
  • Developed and implemented project plans, including timelines, resource allocation to drive the efficiency and ensure project sucesss
  • Coordinated with executive leadership and key stakeholders to define projects scope and objectives and deliverables
  • Coordinated special initiatives and strategic tasks directly on behalf of the CEO, ensuring high priority projects were executed with maximum impact.
  • Prepared and delivered executive level reportson project performance, providing actionable insights.
Project ManagementProject CoordinationData Analysis

Viewzen labs private limited

Market Research Analyst

Dec 2022Feb 2023 · 2 mos · Rohtak, Haryana, India · Remote

  • Analysed the current trends in BI /AI & amp; ML in a few industries/domains that have high use of BI / AI & ML or at an inflexion point of adoption
  • Analysed the industries/domains that fulfilled their BI / AI & ML requirements & product/service potential
  • Identified leading players &amp and technological products
  • Researched the products – features and functionalities available as the future roadmap
  • Identified gaps in existing product and implementation of these products vis-à-vis industry requirements, features and functionalities most used by users through qualitative surveys with 5 users
Market ResearchData VisualizationTableau

Placement preparation committee - iim rohtak

2 roles

Vice President

Feb 2022Mar 2023 · 1 yr 1 mo

Member

Aug 2021Feb 2022 · 6 mos

  • Interacting with the external trainers and organizing workshops to improve soft skills
  • Organising mock GDs and personal interviews to make students placement ready
  • Involving in maintaining data base of interviews and mock GD experiences
  • Inviting and coordinating training session with field experts and alumni networks

S.t.o.r.e. (student tailored and organized retail enterprise)

Secretary

Aug 2021Mar 2023 · 1 yr 7 mos · IIM Rohtak · On-site

Beme

Content facilitator

May 2021Jun 2021 · 1 mo · Bangalore Urban, Karnataka, India

The/nudge foundation

Trainer and life skills coach

Feb 2021Jun 2021 · 4 mos · Bangalore Urban, Karnataka, India

Anjani foods limited

Quality Controller

May 2019Jul 2019 · 2 mos

Jnv karaikal

Teacher

Jul 2015Aug 2015 · 1 mo · Karaikal- pondicherry

Education

Indian Institute of Management Rohtak

Master of Business Administration - MBA

Jan 2021Jan 2023

Gitam University, Visakhapatnam

Master of Science - MS — Food Science and Technology

Jan 2017Jan 2019

Regional Institute Of Education ,Manasagangothri Mysore

Bsc.ed — Chemistry botany zoology education

Jan 2012Jan 2016

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