S

Sunil K.

CEO

New York, New York, United States19 yrs 5 mos experience
Highly Stable

Key Highlights

  • 18 years of experience in product management and strategy.
  • Led innovative payment solutions at J.P. Morgan.
  • Pioneered growth in high-potential verticals at PayPal.
Stackforce AI infers this person is a Fintech expert with extensive experience in product management and strategic innovation.

Contact

Skills

Core Skills

Product StrategyProduct DevelopmentBusiness InnovationBusiness StrategyStrategic Planning

Other Skills

ASICAnalog Circuit DesignBusiness DevelopmentCMOSDigital Signal ProcessorsEDAElectronicsEmbedded SystemsFinancial AnalysisGrowth StrategiesICIPInnovation ManagementIntegrated Circuit DesignIntellectual Asset Management

About

With over 18 years of distinguished experience in technology, strategy, and product management, Sunil Kumar is a dynamic product leader committed to driving innovation and delivering impactful solutions in the ever-evolving landscape of complex industries. Currently, Sunil serves as the Head of Product, Payments Platform at J.P. Morgan's esteemed Payments Team. In his current role, Sunil leads a team of seasoned product managers collectively pioneering cutting-edge payment solutions tailored for connected commerce experiences. Prior to this role, Sunil successfully helmed a team responsible for the end-to-end delivery of the payment platform, bolstering Expedia Group's diverse portfolio of financial onboarding, partner payouts, payment methods, billing, and invoicing products. Sunil also played a pivotal role in externalizing payment product use cases to Expedia Group's partners, aligning with the vision of an open-world ecosystem. Sunil's career journey also includes a tenure at PayPal, where he spearheaded the New Industry Product Center of Excellence, driving product innovation and adoption across diverse industry verticals on a global scale. His influence extended to groundbreaking sectors such as iGaming, Metaverse, eSports, Online Pharma, and Insurance. Sunil holds an MBA degree from SDA Bocconi and Wharton on scholarship, and a B.Tech degree (honors) from NIT Kurukshetra. He is a US Permanent Resident and requires no additional visa filings to work in the US.

Experience

J.p. morgan

3 roles

Executive Director - Product Management - Payments Platform

Promoted

Jan 2026Present · 2 mos · New York, United States · On-site

  • I am currently leading a product management team, building a payments platform for connected commerce consumer payments
Product StrategyProduct Development

Executive Director - Embedded Finance and Solutions (EF&S)

Aug 2025Jan 2026 · 5 mos · New York, United States · On-site

  • Led Industry Payments Solutions teams at JP Morgan for Embedded Finance & Solutions (EF&S), specifically focusing on FIG (Financial Institution Group), Tech & eCommerce and Diversified Industries sectors.
Product StrategyBusiness Innovation

Executive Director - Product Management, Mobility Payments

Aug 2023Aug 2025 · 2 yrs · New York, United States · On-site

  • Led Mobility Payments Solution (MPS) for J.P Morgan in North America from Aug. 2023 - Aug 2025, a leading payments platform specifically designed for mobility sectors (auto, loan & lease, car marketplace, on-demand mobility, multi-modal mobility, insurance segments payments)
Product StrategyProduct Development

Expedia group

Director, Product Management, Payments Platform

Jul 2022Aug 2023 · 1 yr 1 mo · New York, New York, United States

  • Led a payments product team (8 PMs) focused on delivering payments experiences focused on Financial Onboarding, Payment Orchestration, Partner Payments, Account Receivables/Payables and Billings/Invoicing
  • Launched 0->1 billing product for Media Solutions team to enable EG invoice partners based on Ad impressions in multiple countries & scaled to muti-million invoices/$multimillion (Account receivables)
  • Launched Partner Payment Notification Services to enable partners invoice EG to collected partner payments, reducing breakage by $multimillion and improving partner NPS
  • Delivered a third-party-money solution for Vrbo's travelers payments with external embedded finance provider, delivering yearly float benefits
  • Structured product requirements for SCA Delegated Auth solution for traveler's authentication in UK and Sweden, delivering improvement in conversion rates at payments checkout
  • Structured product requitements for an eFX solution through external integration with DLocal to optimize cost of payment operations in Brazil market
Product StrategyProduct DevelopmentBusiness Innovation

Paypal

3 roles

Senior Manager, New Vertical Products CoE

Promoted

Oct 2020Jul 2022 · 1 yr 9 mos

  • Defining and delivering industry vertical focused payments solutions for high potential verticals globally by structuring E2E planning and execution
  • Developed and owned vertical focused product offerings for Travel, iGaming, Metaverse, eSports, Online Pharma, and Insurance
  • Identified, evaluated and enabled incremental revenue through merchant acquisition and adoption performance for PayPal in complex verticals such Gambling/Real Money Gaming, Adult, CFD/Brokerage, CBD, etc.
  • Developed and scaled iGaming vertical from incubation (first merchant) to fastest growing vertical across PP Enterprise business (both merchant adoption and revenue performance: $XXM)
Revenue & Profit GrowthProduct StrategyBusiness Innovation

Senior Manager, GTM Strategy, Enterprise Solutions

Promoted

Aug 2019Oct 2020 · 1 yr 2 mos

  • Developing and executing Industry verticals focused go-to-market strategy for PP globally
  • Evaluated and priortized industry vertical opportunities (Pharma, Collections, Education and Insurance) based on attractiveness and addressability
  • Grew the vertical function from US focused market success to global based on repeatability and scalability
Product StrategyProduct DevelopmentBusiness StrategyBusiness Innovation

Manager, Strategy and Planning

Oct 2017Aug 2019 · 1 yr 10 mos

  • Consulting Engagements with Business Units (BUs) - Global Sales and Marketing & Global Governance Risk and Compliance
  • Developed and executed operational efficiencies for global customer services organization by structuring location strategy and product simplifications
  • Worked as Chief of Staff for EMEA President delivering strategic initiatives and business growth
Strategic PlanningProduct StrategyBusiness StrategyBusiness Innovation

Vlocity

Customer Strategy Advisor

Jul 2017Sep 2017 · 2 mos · Bengaluru Area, India

  • - Worked in customer strategy space to develop customer acquisition strategy by crafting value based selling prepositions, digital transformation benefits and building business cases for potential customers for Vlocity's product portfolio
Business StrategyBusiness Innovation

Amadeus it group

MBA Summer Intern - Corporate Strategy

May 2016Jul 2016 · 2 mos · Nice Area, France

  • Part of Corporate Strategy - Business Strategy Team
  • Defining the strategy at corporate level and provide recommendations for best business strategies across or beyond the portfolio to drive growth (organic/inorganic) in IT Security Space
  • Prepared a business case for diversifying in IT security space and identified two
  • potential targets based on strategic and financial due diligence
Business StrategyBusiness Innovation

Stmicroelectronics

Manager - Central Engineering and Consultancy

May 2007Aug 2015 · 8 yrs 3 mos · Milan Area, Italy

  • Created and executed a business opportunity by managing sale of Intangible
  • asset (IP) of an abandoned R&D program in a deal valued USD 7M
  • Collaborated with Advance System Technology (an advance R&D group) for
  • refining product portfolio and product roadmap to improve margin and adoption
  • Collaborated with Business Units in a cross-functional team for product
  • development, product strategy, product roadmaps, competitive landscape
  • analysis and market research
  • Managed consulting assignments with Business Units (BUs) for Business
  • Operations initiatives, mostly in sales cycle optimization and KPI improvement
  • Performed strategic fit analysis on special diversification/complementary projects
  • (M&A) requests from corporate strategy by providing data driven product insights
  • Defined go-to-market strategy and launched high end power management
  • solution, achieving more than 50% market share and a revenue of $39M in Asia-Pacific
Product StrategyProduct DevelopmentBusiness StrategyBusiness Innovation

Evalueserve

Associate

Nov 2005Apr 2007 · 1 yr 5 mos · Gurgaon, India

  • Led Consulting Engagements with clients in Europe and US, mainly competitive
  • landscape, market research, freedom-to-operate, technology strategy pivots
  • Created deliverable insights for sales team to pitch consulting services to potential
  • clients, leading to three new accounts, with engagements worth USD 5M
  • Led growth in assigned accounts' annual turnover by over 35% in YR2006 by
  • delivering work-products, rated by clients as "exceeded client expectation"

Family business

Owner - Electronics Division

Jul 2004Oct 2005 · 1 yr 3 mos · Noida

  • Design and Development of Electronics Security System for vehicles in Europe and India
  • Introduced a key product “Body Controller Module” (5 Million USD business line) in Logan car
  • introduced by Renault in India
  • Participated in Joint-development (with Valeo France) project “Forknox”, an electronics
  • security system, to be supplied to TATA motors in India

Education

The Wharton School

Master of Business Administration (MBA) — Strategy and Finance

Jan 2016Jan 2016

SDA Bocconi

Master of Business Administration (MBA) — Strategy and Finance

Jan 2015Jan 2016

Harvard Business School Online

Other; "Core: Credential of Readiness"

Jan 2015Jan 2015

National Institute of Technology, Kurukshetra, Haryana

B.Tech (Hons.) — Electronics and Communication Engineering

Modern School

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