Saptak Narula

CEO

Delhi, India14 yrs 11 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Expert in AI/ML model governance frameworks.
  • Led innovative data science initiatives at American Express.
  • Proven track record in predictive modeling and risk analytics.
Stackforce AI infers this person is a Fintech expert with strong capabilities in AI/ML and risk analytics.

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Skills

Core Skills

Machine LearningDeep LearningComputer VisionNatural Language Processing (nlp)Topic ModelingStatistical ModelingRegression ModelsRisk Analytics

Other Skills

Artificial Neural NetworksBasel IIDecision TreesMicrosoft OfficeOctaveRecurrent Neural Networks (RNN)Responsible AISAS (Programming Language)VBAVBA ExcelXGBoost

Experience

American express

5 roles

Vice President (AI Research & Automation)

Promoted

Sep 2025Present · 6 mos

Director, AI Model Excellence

Sep 2021Oct 2025 · 4 yrs 1 mo

  • Leading a team responsible for developing model governance frameworks and implementing capabilities for high-impact AI/ML algorithms across the organization.
  • Key accomplishments include:
  • 1) Developed standards and guidelines for hyper-parameter tuning (HPT) and model interpretability (MI),
  • 2) Collaborated with Technology to implement scalable solutions, and
  • 3) Conducted extensive research on: conceptualizing Model complexity and using Bayesian optimization in HPT; detecting counter-intuitive features, automating their root cause analysis, and modifying SHAP for proprietary algorithms in MI.
  • Current focus is on:
  • 1) Concept Drift detection for tree ensemble models,
  • 2) Data sampling using modified Shapley value concepts, and
  • 3) End-to-End (E2E) governance adherence capability.
Machine LearningDeep LearningResponsible AIXGBoostRecurrent Neural Networks (RNN)

Director, Digital Data Science

Promoted

Sep 2018Aug 2021 · 2 yrs 11 mos

  • Led the Data Sciences team which created bespoke campaign audiences within People Based Marketing. PBM is a novel Amex prospecting initiative, which aims to combine disparate digital IDs into a unique People based ID to make messaging across channels more consistent and marketing more measurable.
  • In parallel, led the Horizontal Data Sciences team, which used Vision & NLP techniques to create custom AI/ML solutions and enhance prospect acquisition in Paid Search & Media channels. Examples include finding next best creative for testing, evaluating quality of a mailer creative, and intelligent bidding in Paid Search.
XGBoostComputer VisionNatural Language Processing (NLP)

Sr. Manager, Amex Advance

May 2017Sep 2018 · 1 yr 4 mos

Manager, Amex Advance

Mar 2016May 2017 · 1 yr 2 mos

  • Developed AI/ML solutions and scalable products to help power Amex Advance, where we harnessed proprietary data assets and capabilities to create predictive audiences & exclusive insights for brands, advertising networks & publishers.
  • This required us to create custom audience models for partners, where we leveraged NLP for some use-cases to learn user intent from browsing data (topic modelling) and for merchant aggregation into brands (entity matching).
  • Eventually, we also automated our solutions into products to help partners distill browsing data into relevant audience characteristics, and an E2E modelling pipeline for high volume audience users.
XGBoostNatural Language Processing (NLP)Topic Modeling

Citibank india

Manager

Jun 2013Mar 2016 · 2 yrs 9 mos · Gurgaon, India

  • Coupled conventional statistical modeling with innovative analytical ideas to support strategic decision making, improve customer engagement and execute key optimization initiatives for the alternate customer interaction channels in retail banking.
  • Key projects included: demand forecasting to create a cash loading optimizer for pan-India ATM network, and analyzing geo-location footprint and credit behaviour of customers to influence marketing and sales deployment strategies.
SAS (Programming Language)Regression ModelsArtificial Neural NetworksVBA ExcelStatistical Modeling

Quatrro analytics & management services

Assistant Manager, Risk Analytics

Dec 2007Feb 2010 · 2 yrs 2 mos · Gurgaon, India

  • Provided risk modelling services to financial institutions across India, SE Asia, Europe and Middle East. Created several behaviour & application scorecards, Basel II compliant scorecards and loss forecasting models which required deep knowledge of asset products and credit lending policies
Regression ModelsBasel IIDecision TreesRisk Analytics

Education

Indian Institute of Technology, Delhi

Integrated Masters — Mathematics and Computer Science

Jan 2002Jan 2007

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