Arati Kar

Associate Consultant

Bengaluru, Karnataka, India3 yrs 4 mos experience

AI Enabled

Key Highlights

Expert in credit analysis and risk management.
Proficient in leveraging AI for financial research.
Strong analytical skills with a focus on impactful work.

Stackforce AI infers this person is a Fintech professional with expertise in credit analysis and M&A strategies.

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Skills

Core Skills

Credit AnalysisMergers & Acquisitions (m&a)Project Management

Other Skills

Research SkillsFinancial ResearchMarket AnalyticsData AnalysisAI-driven ToolsAnalytical SkillsCommunicationCredit Risk ManagementData VisualizationManagement AccountingBusiness AnalyticsConsultingTeam CoordinationMicrosoft OfficeTableau

About

Working as a Associate at Moody’s, supporting credit analysis through methodology reviews, model evaluations, and in-depth research across asset classes. I work closely with rating committees to ensure analytical accuracy and methodological robustness. Previously, I worked as an Analyst at Spearhead Corp Dev, where I supported buy-side M&A strategy through financial research and market analytics for private equity clients. I hold a Bachelor of Commerce (Professional) in Finance from Christ University, Bengaluru, and am a CIMA Affiliate. Proficient in Excel, PowerPoint, Tableau, and financial analysis, I bring a structured, analytical approach to every task and am driven by continuous learning and impactful work. Whether it’s crunching numbers or connecting with people, I believe returns are best when both data and relationships compound over time so Let's Connect!

Experience

Moody's ratings

Associate - Credit Strategy and Standards

Jun 2025 – Present · 9 mos · Bengaluru, Karnataka, India · Hybrid

Credit AnalysisResearch Skills

Spearhead corp dev

Analyst - Research and Analytics

Jun 2023 – Mar 2025 · 1 yr 9 mos · Bengaluru, Karnataka, India · Hybrid

I worked as an Analyst at Spearhead Corp Dev, an advisory firm specializing in buy-side strategies that combined deep human expertise with advanced technology, including AI-driven tools. I collaborated with leading consolidators and private equity firms, integrating closely with their corporate development teams to drive large-scale deal execution. My role involved leveraging AI-powered platforms for market research, data analysis, and deal sourcing to enhance efficiency, accuracy, and strategic decision-making across the M&A process.

Financial ResearchMarket AnalyticsData AnalysisAI-driven ToolsMergers & Acquisitions (M&A)

Plum

Building Plum

Jul 2022 – May 2023 · 10 mos · Bengaluru, Karnataka, India · On-site

Worked at Plum Benefits, leading customer retention efforts and streamlining access to health benefits for 1,000+ users. Collaborated with 20+ insurance partners and cross-functional teams to resolve issues efficiently.

Analytical SkillsCommunication