Kalpana Meena

Software Engineer

Gurgaon, Haryana, India9 yrs 9 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

10 years of experience in software development.
Led the design of centralized payment systems.
Expert in Java and problem-solving techniques.

Stackforce AI infers this person is a Fintech expert with strong backend development skills.

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Skills

Core Skills

JavaCore Java

Other Skills

Problem SolvingGo (Programming Language)Agile MethodologiesScrumSpinnakerGrafanaCIApache KafkaSoftware DesignSoftware DevelopmentMicroservicesDesignREST APIsAPI DevelopmentMySQL

About

SDE with 10 years of experience. B.Tech Computer Science from NIT Jalandhar. Currently working with Razorpay. Good in data structure, Algorithm , Aptitude & Analytical problem solving techniques. Contributed in schema design, API designs, Social Media API integrations and monitoring products single handedly.

Experience

Razorpay

2 roles

Lead Software Engineer

Promoted

Oct 2025 – Present · 5 mos · Bengaluru, Karnataka, India

Senior Software Engineer

Dec 2021 – Sep 2025 · 3 yrs 9 mos · Bengaluru, Karnataka, India

##Mandate Service
Engineered a centralized mandate system across payment platforms.
▪ Re-architecting mandate handling into a centralized, extensible
backend service
▪ Applied DDD principles, decoupled logic from PHP monolith
▪ Built shared core domain for UPI, Card, Netbanking mandates
▪ Designed modular gateway integration layer, orchestrating
external partners
##UPI Autopay System
Worked on a UPI-based subscription and recurring payment systems
Integrated multiple gateways like ICICI, HDFC, and Axis.
Owned and scaled UPI Autopay product, driving a 3x increase in
recurring payment GMV.
Optimized retry mechanisms, boosting SR for Merchant by 3%.
Addressed complex frequency-based payment challenges and
increased SR by 5%

Problem SolvingJava

Payu

Senior Software Engineer

Jun 2018 – Dec 2021 · 3 yrs 6 mos · Gurgaon, India

Payout System
Solution for business to disburse bulk payments instantly
Virtual wallet system powered with multiple banking partners.
Bulk amount transfer with different modes
IMPS/NEFT/RTGS/UPI.
Approval Flow (Maker-Checker)
Approval process management system.
Design & developed complete application from scratch.
Key features: Rules, workflow process, permissions, call-back execution etc.
Payout Invoicing
A service to manage pricing and invoicing of payout system.
Set Pricing for merchant on basis of different modes IMPS/NEFT/RTGS/UPI.
Automatic charge deduction on daily, weekly basis. (Prepaid & postpaid model)
Automated Invoice generation and send to merchant on 1st of every month.
PayUMoney Checkout System
Handling PayUMoney end to end checkout flow(payments) system. Process
involves from customer (payment source) to bank end (payment processor).
Implemented S2S call feature in payments to increase success rate.
Enforce payment option feature on checkout page.
Added Google Pay, Amazon Pay and Paytm payment option on checkout page.
Restructured the existing flows to improve Performance.
REST API, Bug fixes, production issues debugging and small features development.

Problem SolvingCore Java

Shopclues

Software Engineer

Jun 2016 – Jun 2018 · 2 yrs · Gurgaon, India

SOA Rest API's
Worked on implementation of core features of REST APIs
Used Oauth 2.0 for Token generation, validation, API authorization etc.
Create features like API registration, client registration, token validation, scope governance
moving configurations from file to database etc.
Implemented data logging for incoming API hits for bug detection, authentication
maintenance and to improve API services
Revamp & Monitoring ‘My Account’ Section
Development of MyAccount section with new design and new features for Mobile and
Desktop site
Created Live Track Order feature by integration with logistics API’s
Created many API's for MyAccount integration with other teams
Integration of SHARP (support tech team) with MyAccount to create customer support tickets
Created features to auto find IFSC code using bank details and vice versa
Facebook ChatBot & Dialog flow
Created Facebook ChatBot to help customers on some specific information regarding order
Used Dialog Flow to interpret customer query and to understanding the issue
Created API's to collect information and to respond user on the basis of query
Integrated WhatsApp API's to our system to send order related notifications to customer on
WhatsApp mobile application
Customer Satisfaction Survey (CSAT)
Created feature to get feedback from customers after support agents telephonic discussion
Collected data for every telephonic discussion to generate URL for feedback
Used Crons to send the URL to customer phone via message and Mail
After validating the link & feedback, stored the feedback for internal improvements and
analysis