Ravindra Prashant

Product Manager

Malaysia15 yrs 6 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in developing predictive and prescriptive models.
Proven track record in optimizing risk processes.
Strong leadership in analytics team management.

Stackforce AI infers this person is a Fintech and Banking analytics expert with strong capabilities in risk and customer analytics.

Contact

Skills

Core Skills

Risk AnalyticsMachine LearningCustomer AnalyticsChurn ModelingCustomer SegmentationCampaign ManagementCampaign Performance MetricsProbability Of Default ModelingMarketing Model Development

Other Skills

Data VisualizationConsultingData SciencePredictive AnalyticsCluster AnalysisCredit CardsData AnalysisStatistical ModelingPython (Programming Language)Project ManagementData MiningDecision SciencesAnalyticsBusiness StrategyTeam Management

About

Currently working as Senior Analytics Manager at CTOS. Have 13 years of experience in various fields of Analytics -Credit Risk Analytics, Collection Analytics, Customer Analytics and Campaign Analytics. Have developed various predictive and prescriptive models for different clients and internal stakeholders. Have harnessed the data to come out with revenue generating insights. An avid learner and problem solver who not only provides analytics solutions but also goes beyond the scope so that the solutions integrate smoothly with businesses. Industries worked with - Retail Banking/Fintech, SME Banking, Telecom, Hospitality

Experience

Ctos

Senior Manager Analytics

Aug 2019 – Present · 6 yrs 7 mos · Kuala Lumpur, Malaysia

1. Providing analytical solutions focused on optimizing risk and improving end-to-end process for Retail banking/SME Banking/Telecoms in Malaysia
2. Leading a team of data scientists/data analysts that looks into building of risk score cards/collection score cards/ propensity models using machine learning techniques
3. Solutioning on building alternative score for customers having no credit in the market.

Data VisualizationConsultingRisk AnalyticsMachine Learning

Absolutdata analytics

Associate Manager

Nov 2017 – Aug 2019 · 1 yr 9 mos · Gurgaon, Haryana, India

Hospitality Industry:
1. Developing capabilities in CRM analytics, new cutting edge ideas and building innovative products and tools
2. An offshore lead of $1.3MM partnership with a leading global giant based out of United Sates – My role involves client delivery, account growth, managing resources, recruitment
Telecom Industry:
1. Was handling an onsite project with telecom giant based out of Africa ; Led a team of data analysts/data scientists to build and deploy churn and propensity models for the telecom client
Banking Industry:
1. Pre sales/Solutioning of score cards to a bank based out of Gulf ; POC validated on different products

Data VisualizationConsultingCustomer AnalyticsChurn Modeling

Equifax

2 roles

Senior Consultant

Promoted

Jul 2015 – Nov 2017 · 2 yrs 4 mos · Mumbai, Maharashtra, India

1. Led a team that deployed customer segmentation models using cluster analyses for client’s debit card portfolio based on transaction behavior; profiled 6 clusters for more accurate campaign targeting
2. Had complete ownership of the client account which includes end to end client management, project management and design & delivery of analytical solutions to improve marketing effectiveness of campaigns. Have worked on Designing Campaigns on Liabilities, Retail Assets, Cards and Digital. Have managed a team of three resources

Data VisualizationConsultingCustomer SegmentationCampaign Management

Consultant

Jul 2013 – Jun 2015 · 1 yr 11 mos · Mumbai, Maharashtra, India

1. Developed merchant-wise scorecards for seasonal cards campaigns involving client’s tie-ups with merchant outlets; scorecards encoded both generic metrics (footfall) and more involved indicators (persistent behavior)
2. Had come out with metrics for designing and monitoring campaigns such as Lift/Incremental Response Rate, Incremental Customers, Incremental Balances/Spends, Cost per Acquisition, Economic Value, which helped in gauging the performance of campaigns

ConsultingCredit CardsCampaign Performance Metrics

Hsbc

Analyst Decision Sciences

Jun 2011 – Jun 2013 · 2 yrs · Kolkata, West Bengal, India

1. Have developed Secured PD(Probability of default) for HSBC UK
2. Have performed and conducted written analysis outlining key performance indicators and key risk indicators on PD, EAD and LGD models

Credit CardsData ScienceProbability of Default Modeling