Ram Prasad Bhushamaina

Associate Consultant

Hyderabad, Telangana, India4 yrs 9 mos experience

Highly Stable

Key Highlights

Expert in SAS and SQL for credit risk analysis.
Proven track record in automating reporting processes.
Strong collaboration skills with cross-functional teams.

Stackforce AI infers this person is a Fintech professional specializing in credit risk analysis and reporting.

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Skills

Core Skills

SasCredit Risk Management

Other Skills

SQLStakeholder ManagementExcelLarge-scale Data AnalysisPortfolio AnalysisValidation ReportsMIS ReportingCredit Card AnalyticsRisk GovernanceCredit ReportingCross-functional CollaborationsReporting RequirementsExcel DashboardsStakeholder AnalysisCredit Monitoring

About

SAS Analyst with 4 years of experience in the banking domain, specializing in credit risk reporting & insolvency data analysis. Proven expertise in leveraging SAS, SQL, and Excel to design, automate & maintain robust data extraction and reporting processes. Adept at collaborating with a cross-functional teams to translate business requirements into actionable data insights. Experienced in working with large volumes of financial data, ensuring accuracy, consistency, and timeliness of reporting deliverables.

Experience

Concentrix

SAS Analyst

Jun 2021 – Present · 4 yrs 9 mos · Hyderabad, Telangana, India · Hybrid

Developed and maintained automated credit risk reports for credit card portfolios and insolvency
monitoring using SAS and SQL.
Extracted, cleaned, and validated large volumes of financial data from multiple sources to support credit risk analysis.
Delivered timely and accurate regulatory and internal credit risk reports to stakeholders, ensuring
compliance with risk governance frameworks.
Generated MIS reports highlighting key risk indicators such as delinquencies, charge-offs, recovery rates, and exposures.
Optimized SAS and SQL code for performance improvements and reduced report turnaround time.
Analyzed credit card delinquency, charge-off trends, and insolvency performance to identify risk patterns and provide actionable insights.
Enhanced reporting efficiency by optimizing SAS and SQL scripts, reducing manual effort and turnaround time.
Utilized advanced Excel functions for dashboard creation, data summarization, and trend visualization to support senior management reporting.
Documented reporting procedures and data workflows to support audit and control requirements.