Bharat Gera

Co-Founder

San Francisco, California, United States7 yrs 6 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Pioneered AI-driven underwriting solutions.
Led development of CURE™, enhancing underwriting efficiency.
Transformed insurance automation with strategic risk assessment.

Stackforce AI infers this person is a leader in Insurtech, specializing in AI-driven product management and underwriting automation.

Contact

Skills

Core Skills

Product ManagementSoftware Product Management

Other Skills

Financial AnalysisProblem SolvingProduct DevelopmentData Analysis

About

Bharat is a founding team member at Pibit.AI, an SF-based insurance technology company enabling dozens of carriers and MGAs underwrite more efficiently and redefine the boundaries of insurance automation. At the core of his work is the development and stewardship of Pibit’s proprietary Centralized Underwriting Risk Environment (CURE™). Under his product leadership, CURE™ has become a vital engine for dozens of insurance organizations, allowing them to bypass the friction of clerical data entry in favor of high-impact, strategic risk assessment. Bharat’s vision is rooted in the belief that AI should not just assist, but empower. By architecting solutions that prioritize reliability and operational efficiency, he is helping transition the insurance workforce toward a future of true autonomy: where human expertise is reserved for the most complex strategic challenges, and the rest is handled by seamless, intelligent systems.

Experience

Pibit.ai

Founding Team

Feb 2023 – Present · 3 yrs 1 mo · San Francisco Bay Area · On-site

Pibit.AI is an SF-based insurtech company reconstructing the art (and science) of commercial underwriting for carriers and MGAs. At the heart is the CURE™ platform, the industry’s only centralized underwriting risk environment fueled by agentic underwriting services that delivers decision-ready outcomes. It converts submissions into decisions by automating intake, triage, and data enrichment from documents and external sources while surfacing risk insights so you can win the right accounts faster, scale throughput, and reduce loss ratios. Backed by Y-Combinator, the proprietary platform serves dozens of clients across the US, enabling 85% faster underwriting, 32% increase in GWP per underwriter, and up to 700 basis points improvement in loss ratios. For details, visit pibit.ai.

Financial AnalysisSoftware Product ManagementProduct ManagementProblem SolvingProduct DevelopmentData Analysis