Maria Z.

Co-Founder

San Francisco, California, United States2 yrs 11 mos experience

AI Enabled

Key Highlights

Co-founder of AI-driven employee benefits startup.
Expertise in healthcare innovation and corporate wellbeing.
Strong background in financial analysis and investment strategies.

Stackforce AI infers this person is a Healthcare and Fintech expert with strong AI and investment analysis capabilities.

Contact

yangluyao.zou@gmail.com LinkedIn

Skills

Core Skills

Ai DevelopmentHealthcare ManagementPrivate EquityInvestment AnalysisM&aFinancial AnalysisFinancial ModelingFinancial Strategy

Other Skills

AI AgentsHealthcare cost reductionEmployee benefitsHealthcare cost analysisValuation analysisDue diligenceFinancial assessmentM&A executionValuation modelsDeal managementDCF modelingMarket researchDocument preparationInvestment memo preparationFinancial valuation

About

building AI workforce for employee benefits at Avenir did my MIT research on workplace wellbeing believe that a dinosaur industry like employee benefits needs to be rewired

Experience

Avenir ai

Co-Founder

Apr 2025 – Present · 11 mos · San Francisco Bay Area

avenir.com.ai
At Avenir AI, we build AI Agents for Employee Benefits - the 2nd largest cost center for businesses.
Avenir provides an intelligence layer that cuts healthcare costs by finding intervenable drivers.
With early Fortune 500 customers, proven ROI, and a world-class AI-native team from MIT, Apple, and Microsoft, we’re redefining a $1.9T market by turning complexity into action and spend into savings.

AI AgentsHealthcare cost reductionEmployee benefitsAI DevelopmentHealthcare Management

Martin trust center for mit entrepreneurship

MIT delta v Fellowship

Jan 2024 – Jan 2024 · 0 mo

Healthcare innovation x corporate wellbeing

Umass memorial health

Digital Health Researcher

Jan 2023 – Jan 2024 · 1 yr · Cambridge, Massachusetts, États-Unis · On-site

Worked on the integration strategy of a digital health solution at UMass Memorial Health (Harrington Hospital)

Cvc capital partners

Private Equity

Jan 2023 – Jan 2023 · 0 mo · Paris, Île-de-France, France

Conducted thorough valuation analysis and due diligence on potential investment opportunities, including assessing company financials, market trends, and competitive landscape, with 20+ expert calls led for 4 software targets
Collaborated with 7 investment professionals in the French coverage team in identifying investment opportunities including
LBO, Take-Private, Built-on, contributed in valuation exercises, supported portfolio management
Prepared investment memos for investment committee including recommendations, analyzed 16+ potential opportunities

Valuation analysisDue diligenceFinancial assessmentPrivate EquityInvestment Analysis

Rothschild & co

M&A TMT

Jan 2022 – Jan 2023 · 1 yr · Paris, Île-de-France, France

Executed 7 sell-side deals focusing on technology industry and software, devised 7 information memorandums, 10+ teasers
Built comparable and precedent valuations models, won a mandate from a software company within 3 days after pitch
Managed deal execution & materials preparation: investor log, build-up target screening, weekly meetings, investor follow- up meetings, preparation for 20+ Q&A sessions, company data room management

M&A executionValuation modelsDeal managementM&AFinancial Analysis

Citi

M&A

Jan 2022 – Jan 2022 · 0 mo · Paris, Île-de-France, France

Built DCF and comparable models based on a DeepTech unicorn's business plans with upside, downside and neutral scenarios
Prepared deal related documents: management presentations, company profiles, and public information books
Conducted market & industry trend research by analyzing information gathered from sources such as Bloomberg

DCF modelingMarket researchDocument preparationM&AFinancial Modeling

Bnp paribas

Fintech Investment

Jan 2020 – Jan 2021 · 1 yr · Paris, Île-de-France, France

Prepared investment memo for BNPP's Executive Committee about 5 future investment opportunities and potential synergies, obtained approval of €220m in a strategic investment in payment innovation
Conducted financial valuations and strategic analyses for 5 potential investment targets
Analyzed competitive landscape of the European fintech market (40+ desk research & 20+ primary research)

Investment memo preparationFinancial valuationStrategic analysisInvestment AnalysisFinancial Strategy