Saeed Almuwali

Co-Founder

New York City, United States24 yrs 9 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • 27+ years of banking experience across UAE and North America.
  • Expert in AI governance and risk oversight.
  • Proven track record in financial crime training and compliance.
Stackforce AI infers this person is a Fintech expert with a strong focus on AI governance and risk management.

Contact

Skills

Core Skills

Ai GovernanceRisk GovernanceData GovernanceAnalytics TransformationCompliance ManagementService Quality ImprovementFinancial AdvisoryRisk AssessmentBusiness DevelopmentClient Relationship ManagementWealth ManagementCredit Risk ManagementPortfolio Management

Other Skills

Third Party Risk Management (TPRM)Business StrategyStakeholder ManagementAI Infrastructure & ToolingChange ManagementData AnalysisBusiness Intelligence (BI)Operational ExcellenceManagement AdvisoryRegulatory Compliance & Policy DesignCommercial BankingFinTechInvestment BankingInternational Banking ServicesIslamic Finance

About

I support principals and investment leadership where discretion and judgment matter as much as technical capability. UAE banking veteran with 27+ years across Emirates NBD (NBD), HSBC, ADCB VIP Banking, and Dubai Islamic Bank, complemented by North American AI/fintech work as founder of NYC AI Labs. My focus is governance-led modernization strengthening portfolio oversight, risk controls, and decision support without compromising confidentiality. Previously trusted as an Emirates Institute of Finance instructor and to train the Abu Dhabi Police Financial Crime Special Unit on AML and financial crime frameworks experience that shaped a discreet, precise operating style. Focus: Wealth strategy • Risk governance • AI governance & decision support • Principal briefings Arabic/English | UAE + US | Relocating to Abu Dhabi

Experience

Maximus

Customer Service Manager (Program Operations & Compliance)

Nov 2022Oct 2023 · 11 mos · New York, New York, United States · On-site

  • Directed teams delivering CBLTSS eligibility assessments, balancing compliance, service quality, and turnaround performance.
  • Implemented reporting/KPI discipline and cross-stakeholder coordination (providers, internal teams, state administrators) to improve workflow execution.
Operational ExcellenceManagement AdvisoryCompliance ManagementService Quality Improvement

Nyc ai labs (forty74 labs)

Founder | AI Strategy & Governance

Apr 2022Present · 3 yrs 11 mos · New York City, NY · On-site

  • Founded an applied AI lab focused on governance-led adoption in financial services—helping leaders translate AI capability into controlled, auditable decision support.
  • Designed operating models for AI use in high-trust environments: data boundaries, human-in-the-loop review, escalation paths, and vendor oversight.
  • Built and demonstrated internal-grade AI workflows to accelerate briefing, research synthesis, and portfolio/risk reporting, with confidentiality as a design constraint.
  • Advised stakeholders on use-case selection, risk posture, and rollout sequencing to move from pilot to production responsibly.
  • Produced research and executive briefs on responsible AI adoption in wealth environments.
Third Party Risk Management (TPRM)Business StrategyRisk GovernanceStakeholder ManagementAI Infrastructure & ToolingChange Management+1

Maslow’s code tech

Managing Director

Mar 2021Feb 2025 · 3 yrs 11 mos · New York City Metropolitan Area · Hybrid

  • Led analytics and operating-model transformation in a regulated services environment, improving leadership decision support across assessment, planning, and reporting workflows.
  • Established data governance (quality controls, compliance alignment, audit-ready processes) and introduced KPI dashboards for operational visibility and exception management.
  • Partnered cross-functionally to streamline workflows and improve consistency of service delivery, accelerating cycle time from intake to planning.
Data AnalysisBusiness Intelligence (BI)Data GovernanceAnalytics Transformation

2020 u.s. census – maximus inc.

Customer Service Manager (Program Operations & Compliance)

Jan 2020Feb 2021 · 1 yr 1 mo · New York, New York, United States · Hybrid

  • Led on-site teams in a regulated program environment, managing compliance, service quality, and performance under time-sensitive delivery expectations.
  • Served as liaison across internal teams and government stakeholders; improved workflow visibility through reporting and KPI discipline.
Operational ExcellenceRegulatory Compliance & Policy DesignStakeholder ManagementCompliance ManagementService Quality Improvement

Skyfi capital partners

Financial Services Consultant

Jul 2017Apr 2019 · 1 yr 9 mos · New York City · On-site

  • Conducted financial data analysis to optimize loan approvals and risk assessment.
  • Partnered with management to refine risk frameworks and improve compliance.
  • Strengthened client relationships with clear financial advisory support.
Commercial BankingFinTechFinancial AdvisoryRisk Assessment

Tbh

Strategic Advisor (AI, Data & Operating Model) — Sdara (Project-Based / Partner Engagement)

Mar 2017Oct 2022 · 5 yrs 7 mos · United Arab Emirates · Hybrid

  • Advised leadership on AI/data strategy and operating model for a national talent platform serving multinational employers and government entities (ecosystem-scale delivery). Sdara.co
  • Designed governance for execution: decision rights, KPI cadence, risk controls, and executive reporting to improve accountability across stakeholders and programs.
  • Defined data/analytics requirements for talent pipeline visibility (funnel performance, activation/placement metrics, program outcomes) and translated them into dashboards and reporting rhythms.
  • Partnered with cross-functional stakeholders to drive implementation across programs (including accelerator-style initiatives), aligning delivery to partner needs and agreed success measures. Sdara.co
  • Operated in high-trust contexts where confidentiality, discretion, and clean escalation were essential to stakeholder management.

Abu dhabi commercial bank

Business Development Center Manager (Retail, SME & Premier/VIP)

Oct 2012Nov 2016 · 4 yrs 1 mo · Abu Dhabi, Abu Dhabi Emirate, United Arab Emirates · Hybrid

  • Led a multi-department business center serving Mass Market, SME, and Premier/VIP segments, aligning service delivery with growth, risk discipline, and customer experience.
  • Oversaw complex client solutions including business banking, cash management, and structured deposit/investment needs, coordinating across product, operations, and risk/compliance.
  • Strengthened cross-functional collaboration to expand wallet share and relationship depth across priority accounts and senior stakeholders.
  • Improved operating cadence (KPIs, pipeline governance, service standards) to increase consistency, responsiveness, and performance across teams.
  • Operated in high-trust contexts where confidentiality and sound judgment were essential to client relationships.
Investment BankingInternational Banking ServicesRegulatory Compliance & Policy DesignStakeholder ManagementBusiness DevelopmentClient Relationship Management

Dubai islamic bank

Branch Manager (Retail/VIP)

Apr 2010Sep 2012 · 2 yrs 5 mos · Abu Dhabi · On-site

  • Led branch performance across retail, SME, and Premier/VIP relationships, balancing growth objectives with service standards and risk discipline.
  • Supported wealth and investment servicing in a Sharia-compliant environment, coordinating across product, operations, and compliance to meet client needs responsibly.
  • Strengthened relationship depth and retention through structured client engagement, proactive issue resolution, and consistent service execution.
  • Established a performance cadence (KPIs, service quality, coaching) to improve consistency and accountability across teams.
Islamic FinanceRegulatory Compliance & Policy DesignCommercial BankingStakeholder ManagementChange ManagementTeam Leadership & Analyst Development+2

Bank of america

Credit Analyst Manager (Business Credit Risk / Portfolio Management)

Apr 2007Feb 2010 · 2 yrs 10 mos · Ottawa Canada · On-site

  • Led analyst coverage for consumer credit portfolios, strengthening risk monitoring, reporting cadence, and performance oversight.
  • Implemented credit risk assessment and control improvements, partnering with compliance to align policies and decisioning standards.
  • Delivered credit performance reporting and portfolio insights to senior leadership, highlighting trends, exceptions, and risk actions.
  • Contributed to delinquency reduction initiatives through policy refinement and disciplined portfolio management practices.
Data-Driven Credit DecisioningRegulatory Compliance & Policy DesignPortfolio OptimizationPortfolio ManagementCredit Risk Assessment & MitigationTeam Leadership & Analyst Development+1

At&t

Customer Relationship Management Manager

Jan 2004Jan 2006 · 2 yrs · Ottawa, Canada Area

Hsbc

Risk Analyst, Credit Unit and Loss Prevention Department

Dec 1999Nov 2003 · 3 yrs 11 mos · Dubai

Emirates nbd

Retail Manager Trainee

Feb 1997Nov 1999 · 2 yrs 9 mos · Dubai

Education

Pursuit

AI Native Program (Applied AI)

Feb 2025Jul 2025

Fullstack Academy

Certificate — Data Analytics

Feb 2023Oct 2023

EIBFS

Proffesional Certificate — Banking Operations - CBO

Jan 2010Jan 2011

Carleton University

Graduate Certificate — Business Analysis

Jan 2007Jan 2009

University of Dubai

BA in Banking & Financial — Banking & Financial Support Services

Jan 1997Jan 2003

International Academy of Retail Banking (IARB)

Associate International Retail Banker

Feb 1997May 1997

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