Alina Garbar

Operations Associate

Dubai, United Arab Emirates5 yrs 8 mos experience

Key Highlights

  • Delivered data-backed solutions for key retail banking products.
  • Launched innovative financial products enhancing customer experience.
  • Proven track record in driving business growth.
Stackforce AI infers this person is a Fintech Product Analyst with expertise in data-driven product development and customer experience optimization.

Contact

Skills

Core Skills

Product DevelopmentData AnalyticsBusiness AnalyticsBusiness GrowthMarketing CampaignsProduct AnalysisResearch And Development (r&d)LeadershipProduct ManagementAnalytics

Other Skills

PresentationsRequirements GatheringCommunicationBusiness Process MappingCritical ThinkingFinancial MetricsStakeholder ManagementIT Business AnalysisManagement Information Systems (MIS)Microsoft PowerPointDigital TransformationData AnalysisMicrosoft ExcelBusiness AnalysisCustomer Insight

About

Data-driven product analyst with 5 years of experience in financial sector, specialising in product development, customer journey optimisation, data analysis and visualisation. Successfully delivered data-backed solutions for 3 key retail banking products. Launched innovative products (BNPL, green loans) and enhanced CX for retail banking services. Proven track record in driving business growth and delivering product proposals for cross-functional stakeholders. Skilled in deep-diving into the core of processes and products and translating analytical insights into actionable business suggestions. Highly adept at fostering positive and productive work environment. Please free to reach out:) axgarbar@gmail.com

Experience

Alaan الآن

Business Operations Manager

Mar 2025Present · 1 yr · Dubai, United Arab Emirates

  • Building what’s missing, fixing what’s broken, and scaling what works

Abu dhabi commercial bank

Product Analyst, Retail Banking Group

May 2023Nov 2024 · 1 yr 6 mos · Abu Dhabi Emirate, United Arab Emirates · On-site

  • led product development and CX improvement (2 products: mortgage & car loans)
  • supported digital transformation of loan application process (0 → 95% digital signatures) and simplification of application forms (pages & customer signatures reduced 50 → 10)
  • enabled data-driven decisions by building product acquisition & portfolio analytics from
  • scratch on key product & financial metrics (HOD & Product Head level)
  • launched 10+ marketing campaigns (incremental portfolio growth AED 200M+)
PresentationsProduct DevelopmentRequirements GatheringProduct AnalysisBusiness GrowthCommunication+20

Sberbank

Product Analyst, Research&CustDev

Sep 2020Apr 2023 · 2 yrs 7 mos · Moscow, Russia · On-site

  • led R&D ESG stream and built ESG-risk expertise from scratch
  • created roadmaps & strategies (0 -> 12 R&D ESG activities a year implemented)
  • enhanced 3 key retail banking products (mortgage, car loans & personal loans) by business suggestions: hypotheses tested (20+), market research conducted (10+), presentations for stakeholders created (CRO, CPO)
  • 3 new products launched (BNPL, green mortgage, green car loans)
PresentationsLeadershipPython (Programming Language)KeynoteProduct AnalysisBusiness Growth+26

Alfa-bank

Intern-analyst, Business Intelligenice

Mar 2020Aug 2020 · 5 mos · Moscow, Russia · On-site

  • developed and automated reports in liquidity ratios, built dashboards (Hadoop & Qlick Sense)
  • conducted data quality control optimization, embedded data quality checks
PresentationsAnalytical SkillsAnalyticsMicrosoft PowerPointDatabasesMicrosoft Excel

Rosselkhozbank

Intern-Analyst, Treasury

Aug 2019Oct 2019 · 2 mos · Moscow, Russia

  • calculated bank liquidity ratios and made reports on a regular basis (6 reports)
  • performed comprehensive research of banking trends and delivered presentations for CPO
PresentationsAnalytical SkillsAnalyticsMicrosoft PowerPointMicrosoft Excel

Moscow student consulting

Consultant

Dec 2018Mar 2019 · 3 mos · Moscow, Russia

  • Project for Gazprom Neft:
  • analysed 300+ partnership cases of oil & tech companies; 1 proposed solution implemented by the client
LeadershipAnalytical SkillsMarket ResearchResearch and Development (R&D)

Mgimo business club

Project Manager

Oct 2018May 2019 · 7 mos · Moscow, Russia

  • organised business transformation courses for 200+ students; secured 7 top executives as guest speakers
LeadershipMicrosoft PowerPointProject Management

Education

Moscow State Institute of International Relations (University) MFA Russia MGIMO

Master's degree — Finance

Sep 2020Jul 2022

Moscow State Institute of International Relations (University) MFA Russia MGIMO

Bachelor's degree — Economics

Jan 2016Jan 2020

Sberbank Corporate University

Product risk-management

Jan 2019Jan 2020

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