Ayush Kumar

Co-Founder

Abu Dhabi, United Arab Emirates4 yrs 10 mos experience

Key Highlights

Led payment platform expansion into the Middle East.
Closed a $2M deal with Abu Dhabi Government.
Built payment products for leading Indian banks.

Stackforce AI infers this person is a Fintech Product Manager with extensive experience in payment solutions and B2B growth strategies.

Contact

Skills

Core Skills

Product ManagementPaymentsE-commerceCustomer AcquisitionLeadershipProject Management

Other Skills

Business Growth StrategiesPayment Card ProcessingStakeholder ManagementProduct DevelopmentProduct RequirementsDigital StrategyPayment GatewaysWireframingOperations ManagementStrategic PlanningProduct OperationsTeam ManagementGo-to-Market StrategySoftware as a Service (SaaS)Customer Service

About

I’m a product professional with a core focus on building scalable payment and merchant solutions across emerging markets. My experience spans launching and managing platforms for Indian and GCC financial institutions - working hands-on with technologies like UPI, Card on UPI, Smart Routing, Instant Settlement, and integrations with PSPs including MPGS, Cybersource, and Network International. At Safexpay, I led initiatives to expand our payment platform into the Middle East, delivering localized capabilities. Currently, at Mintoak, I’m driving merchant acquiring products for leading Indian banks, working at the intersection of user needs, compliance, and digital scale. I approach product with a builder’s mindset - grounded in cross-functional execution, market empathy, and a bias for outcomes. Beyond my core roles, I’ve also launched and grown Jobshives, a remote-jobs platform, as a way to solve for access and visibility in the global work landscape. I enjoy exchanging ideas with fintech builders, operators, and leaders working on global payment infrastructure, embedded finance, and the next wave of merchant enablement. Feel free to reach out me at hey@ayushkr.com

Experience

4 yrs 10 mos

Total Experience

1 yr

Average Tenure

10 mos

Current Experience

Comera pay

Product Manager - Growth

Jul 2025 – Present · 10 mos · Abu Dhabi Emirate, United Arab Emirates · On-site

Building payment products while driving adoption and growth

Product ManagementBusiness Growth StrategiesPayment Card ProcessingPayments

Mintoak

Product Manager

Sep 2024 – Jun 2025 · 9 mos · Mumbai, Maharashtra, India · On-site

Built and delivered payment products and features for leading acquirers and fintechs in India

PaymentsProduct ManagementStakeholder ManagementProduct DevelopmentPayment Card ProcessingProduct Requirements+2

Safexpay uae

Product Manager

Apr 2023 – Sep 2024 · 1 yr 5 mos · Mumbai, Maharashtra, India · On-site

Led the expansion of payment services into the Middle East by white-labeling existing solutions for banks and fintech partners, and enhanced payment aggregation products to better serve merchants and partners in the region.
Led the development and international expansion of the Payment Service Platform (PSP) across GCC countries - UAE, Saudi Arabia, Oman, and Qatar.
Integrated with major gateways (MPGS, Cybersource, Network International, Payone, Checkout.com, Etisalat, Fiserv) and delivered key features like Smart Routing, Digital Merchant Onboarding, and Alternative Payment Methods (Google Pay, Apple Pay, Samsung Pay).
Drove strategic initiatives, including Metaverse payment projects, closed a $2M deal with Abu Dhabi Government, and led proposals for banks and government institutions across Oman, Dubai, and Ethiopia.

WireframingPaymentsLeadershipProduct ManagementOperations ManagementStrategic Planning+6

Swym

Product Consultant

Apr 2022 – Apr 2023 · 1 yr · Bengaluru, Karnataka, India

Built a Shopify app for easy collaboration among the shoppers and the sales team
Data analysis and generating recurring reports for the live merchants
Helping the team prioritize the features to be built, launched, and shipped
Product documentation by understanding the already-built features

Software as a Service (SaaS)Customer ServiceProduct ManagementE-Commerce

Pare

2 roles

Product & Growth

Promoted

Jan 2022 – Jul 2022 · 6 mos · Remote

Prioritized product features and capabilities
Data analysis to guide the decision-making process
Owned user acquisition while making sure that the customer problem is being solved
Communicated with stakeholders to keep them in the loop and improve the overall experience of the product
Created creative content for distribution over Social Media

RecruitingProduct ManagementSQLBusiness Growth StrategiesCustomer AcquisitionCustomer Retention+4

Generalist - 1st Employee

May 2021 – Dec 2021 · 7 mos · Remote

Worked on Product, Marketing & Content to identify growth opportunities in the market.
Brainstormed ideas to build the product and execute those strategies.
Managed the overall social media, branding & product marketing.

Dreamdevs

Founder and Product Owner

Nov 2020 – May 2021 · 6 mos · Remote

Productized development for B2B growth, coupled with innovative in-house products

LeadershipProduct ManagementOperations ManagementUser Experience (UX)Web Application DevelopmentB2B Marketing Strategy

Creativebit

2 roles

Web Developer

Jul 2020 – Dec 2020 · 5 mos

Built an in-house influencer marketing product – RoundaboutIndia.com
Worked on 15+ projects including state government projects and public projects
Development and Branding of an E-Commerce startup which resulted in the growth of 4x in MRR

Customer ServiceProject ManagementE-CommerceSQLPHPSearch Engine Optimization (SEO)+2

Web Development Intern

Jan 2020 – Jun 2020 · 5 mos

Helped E-commerce businesses in getting their business online.
Responsible for Project Requirement Analysis, Designing & Development.
Worked on Frontend Languages, PHP & MySQL to build the products & services.

Wonsulting

Web Application Developer - CareerClub

Jul 2020 – Sep 2020 · 2 mos

Wonsulting is a tech & career growth community started by Jonathan Javier & Jerry Lee in 2020 with a mission to help underdogs turn into a winner. I was one of the many participants who were a part of the first project.
For the project, I created a web application to study the impact of Covid-19 on startups all over the world and the layoffs that happened. The website also had the functionality for employees that were left unemployed to share their resumes with the employers and find a new job. The application also gave real time covid stats.

Volt technologies

Web Developer

May 2019 – Jul 2019 · 2 mos

Had training cum internship in Volt technologies on .NET platform using C#, MySQL, and Visual Studio.

Internshala

Campus Ambassador

Mar 2019 – May 2019 · 2 mos · Work from home

Inculcated a culture of internships and online trainings in my campus. Raised awareness among students about the different types of internship and how can they land in one.