Mar 2023 – May 2025 · 2 yrs 2 mos · Jakarta, Indonesia · Hybrid

• Build and maintain strong partnerships with payment service providers: banks, payment gateways, and other relevant stakeholders.
• Explore and assess new payment technologies and market trends (e.g., domestic transfers, collection payments, QR payments) to expand product capabilities.
• Regularly track, analyze, and report on payment performance metrics, focusing on cost efficiency and revenue contribution.
• Identify and drive collaborative initiatives with partners to lower transaction costs and boost overall payment revenue.

Mar 2021 – Mar 2023 · 2 yrs · Jakarta, Indonesia

• Lead and manage the Ninja Financial Services team in Indonesia to support and scale the Overseas Procurement vertical, ensuring financial products are aligned with business growth objectives.
• Partner with the Overseas Procurement Sales Team to design and offer PayLater financing solutions tailored to sellers engaging in international trade.
• Establish and maintain strategic partnerships with fintech lending platforms to expand access to working capital for sellers and drive financial inclusion in cross-border procurement.
• Oversee the collections and repayment process, ensuring strong portfolio health through proactive monitoring, risk mitigation, and recovery strategies.
• Develop and implement new trade financing programs in collaboration with key internal stakeholders (Sales, Risk, Product, and Operations) to improve financing penetration and seller experience.
• Conduct ongoing analysis of financing performance, repayment trends, and seller behavior to identify opportunities for optimization and expansion.
• Ensure compliance with regulatory and internal credit risk frameworks, working closely with legal and risk teams to manage partner and borrower obligations.
• Drive process improvements and digitization initiatives to streamline the seller financing journey and improve operational efficiency.

Jul 2020 – Feb 2021 · 7 mos

May 2019 – Jul 2020 · 1 yr 2 mos

Aug 2018 – Apr 2019 · 8 mos · Greater Jakarta Area, Indonesia

May 2013 – Feb 2018 · 4 yrs 9 mos · Balikpapan

Mar 2012 – May 2013 · 1 yr 2 mos · Balikpapan