Tonmoy Shingal (Building Binocs)

CEO

Bengaluru, Karnataka, India20 yrs 2 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Transformed underwriting with AI-driven solutions.
Co-founded a successful SaaS platform with 3,500+ clients.
Active angel investor in over 60 startups.

Stackforce AI infers this person is a Fintech leader with expertise in AI-driven underwriting solutions.

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Skills

Core Skills

Product ManagementBusiness Strategy

Other Skills

Generative AICommercial Due DiligenceCredit AssessmentInvestment Memo CreationFinancial AnalysisStart-upsOnline MarketingProgram ManagementEntrepreneurshipAnalyticsMarketingManagementBusiness DevelopmentE-commerceCompetitive Analysis

About

Founder and CEO of Binocs.co: At Binocs, we’re transforming equity & credit underwriting with GenAI. Our specialized AI agents handle complex CDD workflows—Target Company Analysis, Investment Memo Creation, Industry Research, Credit Assessment Memos, and Financial Analysis—cutting turnaround time from weeks to minutes while adding depth and sharper insights to the deal process. Previously, I co-founded Mettl, an AI-driven SaaS platform for online assessments, scaling it to 3,500+ global enterprise customers and $10M+ profitable revenue before its acquisition by Mercer in 2018. I’m also an active angel investor with 60+ startups backed (including Grab, Kraken, Devtron.ai, Kuku.fm, Propshare, AyuHealth, and Sigzoz). Earlier, I worked with BCG, JP Morgan, and Texas Instruments, and hold US patents for my technology work. If you’re exploring faster, AI-powered due diligence, want to partner with us, or are excited to join the team shaping the future of underwriting, let’s connect.

Experience

Binocs.co

Co-Founder and CEO

Apr 2022 – Present · 4 yrs · New York, United States

Binocs is redefining underwriting for private equity funds, SME lenders, investment banks, corp dev teams and consulting firms through the power of Generative AI.
Our platform delivers specialized AI agents purpose-built to replicate the workflows of investment teams. These agents handle complex and time-intensive tasks such as:
Commercial Due Diligence (CDD): Target company analysis, sector benchmarking, competitive landscape reviews.
Credit Assessment: Creation of Credit Assessment Memos (CAMs), financial spreading, and covenant checks.
Investment Memo Creation: Generating structured investment notes, scenario modeling, and risk evaluations.
Financial Analysis: Automating ratio analysis, trend forecasting, and variance tracking from unstructured financial data.
Key Value Proposition
Binocs transforms weeks of manual research and analysis into minutes, enabling deal teams to focus on higher-value strategic judgment. By combining domain-trained GenAI with financial logic and industry-specific data, we ensure outputs are accurate, explainable, and decision-grade.
Why Binocs
Speed & Accuracy: Reduce due diligence timelines by 90% while deepening insights.
Automation of Repetitive Workflows: Free teams from time-consuming document reviews and manual modeling.
Vision
We believe the future of underwriting and due diligence lies in AI-powered analyst architectures. Binocs envisions a world where financial and strategic teams use AI not just as a support tool, but as a core partner in decision-making—speeding up transactions, uncovering hidden risks, and unlocking new opportunities.