Parthasaradhi T.

CEO

Bengaluru, Karnataka, India20 yrs 9 mos experience

AI EnabledAI ML Practitioner

Key Highlights

20+ years of BFSI experience across multiple regions.
Expert in AI/ML-led underwriting and alternative data.
Trusted advisor to boards and regulators.

Stackforce AI infers this person is a Fintech expert with a strong focus on risk management and analytics.

Contact

Skills

Core Skills

Risk ManagementAnalyticsRisk AnalyticsBusiness Analytics

Other Skills

FinTechMachine LearningCredit Risk Managementcollections analyticsGenerative AICommunicationMicrosoft OfficeAnalytical SkillsTeam LeadershipRisk AnalysisProblem SolvingBankingStatistical Data AnalysisPortfolio ManagementProject Management

About

Strategic Risk & Analytics leader with 20+ years of BFSI experience across India, US, and APAC, building and scaling digital lending platforms from 0→1. Proven track record in AI/ML-led underwriting, alternative data, and GenAI adoption to drive growth, profitability, and customer experience. Deep expertise in credit risk governance, capital optimization, and regulatory engagement (RBI, APRA, Basel). Trusted advisor to boards, regulators, and senior global stakeholders.

Experience

20 yrs 9 mos

Total Experience

3 yrs 2 mos

Average Tenure

1 yr 6 mos

Current Experience

Fi

Chief Risk Officer (CRO) and Head of Analytics

Oct 2024 – Present · 1 yr 6 mos · India · On-site

AnalyticsFinTechMachine LearningCredit Risk ManagementRisk Management

Werize

Head of Analytics & Data science

Jan 2023 – Oct 2024 · 1 yr 9 mos · Bengaluru, Karnataka, India · On-site

Risk AnalyticsAnalyticsFinTechcollections analyticsGenerative AIBusiness Analytics+1

Udaan.com

Head of Risk and Analytics - udaan Capital

Nov 2020 – Jan 2023 · 2 yrs 2 mos · Bengaluru, Karnataka, India

Drive growth of udaan Capital while keeping loss under control. Leading four areas -
Risk Strategy: Design the risk policies that drive credit decisions across customer lifecycle.
Risk Monitoring: Protect portfolio by defining risk appetite and monitoring frameworks.
Business Analytics: Build dashboards, tools and analyze data to enable business growth.
Data & Decision Science: Build and manage lifecycle of Machine Learning models that drive credit decisions. Explore and exploit alternate data sources to continuously improve decisioning.

Risk AnalyticsFinTechCommunicationMicrosoft OfficeAnalytical SkillsTeam Leadership+13

Anz

2 roles

Head of Group Modelling Insights - Retail & Wholesale Credit Risk Models

Jun 2018 – Nov 2020 · 2 yrs 5 mos

Accountable to ensure 150+ Retail and Wholesale credit risk models remain fit for purpose.
Automated legacy processes and designed new model monitoring tool.
Early detection of model performance issues leading to proactive mitigation action which helped bank avoid capital overlays by regulator.

CommunicationMicrosoft OfficeAnalytical SkillsTeam LeadershipRisk AnalysisProblem Solving+4

Senior Manager - Retail Credit Risk Modelling

Feb 2013 – May 2018 · 5 yrs 3 mos

Led specialized modelling team focused on delivering Retail Credit Risk Models (Basel/Capital and Scorecards) for ANZ across the globe.
Led end-to-end development, implementation, and monitoring setup of strategic Australian Credit Cards Rating Models (PD, EAD & LGD), AUD 20Bn exposure, using a new 3rd generation methodology that enables linkage of Capital to risk levers used to manage the portfolio.
Delivered multiple application scorecards across Asia Pacific, Australia, and New Zealand.

CommunicationMicrosoft OfficeAnalytical SkillsTeam LeadershipRisk AnalysisProblem Solving+4

Citi india

AVP - Retail Lending products Marketing/Business Analytics

Jun 2010 – Feb 2013 · 2 yrs 8 mos · Gurgaon, India

Designed and executed marketing campaigns for India market which resulted in:
An increase in monthly sales of installment loans on cards by 80% in one year.
20% increase of personal loan sales per month, driven by pre-qualified programs leveraging bureau information.
10% increase in mortgage cross-sell, to branch banking and cards customers in a quarter, through targeted campaigns.

CommunicationMicrosoft OfficeAnalytical SkillsBankingProject ManagementBusiness Analytics

Citi

Manager - Marketing/Business Analytics

Mar 2006 – Jun 2010 · 4 yrs 3 mos · Bengaluru Area, India

Developed statistical segmentation to effectively manage US Small Business and Commercial Banking portfolio.
Developed response/propensity models for acquisition and existing customer management strategies of US business credit cards portfolio resulting in 30% uplift in conversion rates.

CommunicationMicrosoft OfficeAnalytical SkillsBankingBusiness Analytics

Symphony marketing solutions

Associate Consultant - Marketing/Business Analytics

Jun 2005 – Mar 2006 · 9 mos · Bengaluru Area, India

Developed SAS and VBA macros that enabled automation of market-mix modelling.
Delivered models to determine optimal price and promotional offers to increase revenue of FMCG clients.

Microsoft OfficeAnalytical Skills