Jan 2023 – Present · 3 yrs 3 mos · Manama, Capital Governorate, Bahrain · On-site

• Risk Advisory
• Strategy consulting

May 2022 – Jul 2023 · 1 yr 2 mos

Mar 2021 – May 2022 · 1 yr 2 mos

Jun 2020 – Feb 2021 · 8 mos

• BlockZero is a boutique consulting firm specializing in the evolution of the financial infrastructure through digital assets, digital currency, stablecoins and Central Bank Digital Currency (CBDC).
• BlockZero advises global financial institutions, central banks and financial technology companies in exploring, experimenting, technical implementation and rolling out digital asset-based infrastructure.

May 2020 – Present · 5 yrs 11 mos · Manama, Capital Governorate, Bahrain

• Strategy consulting
• Transaction Advisory

Sep 2019 – May 2020 · 8 mos · Toronto, Canada Area

• Part of the Financial Services Strategy and Operations consulting team providing services to leading banks and insurance companies in Canada
• Developed and presented a road-map view of the potential solutions to mitigate the fraud risks identified to the executives of a leading Canadian Bank
• Researched content on how Payments Modernization has impacted corporates in nations across the globe to develop a Canadian perspective

May 2017 – Feb 2018 · 9 mos

• Topped the country by surpassing all sales target parameters within a short span of seven months and named leading Manager for the year 2017
• Identified market opportunities in untapped industry segments, brought twenty corporates to bank with Citi and revived relations with dormant corporate, bringing annualised revenue of $500K

Oct 2014 – Apr 2017 · 2 yrs 6 mos

• Citi Corporate Banking – Treasury, Interbank Forex Business
• Led a 15 member team, worked closely with the Head strategist in Treasury and trained 15 broker firms to address a compliance breach and completely automate the booking of FX broker deals, making Citibank India the first and only bank in India to automate this process, resulting in an annualised cost savings of $100K; Project was recognised by the COO as a flagship project in the Asia Pacific Region
• Negotiated with 10+ banks and the regulator to terminate 900+ forward interbank deals with a notional of $3.96B, resulting in a net cash gain of $198M
• Self-drove an initiative to streamline the interbank payment process by collaborating with cross-functional teams (AML compliance, technology, regulator & operations) to enhance existing systems, resulting in the reduction of the number of manual interbank payments by more than 90%
• Rated Best Performer in the business for the year 2015 and awarded the “Team excellence award” four times and an “Instant award”

May 2014 – Oct 2014 · 5 mos

• Blaze Program – Asia Pacific Leadership Development Program
• Selected to represent Citibank India for the program; Coordinated with a six member team from diverse nationalities to resolve Citibank Vietnam’s business problem in the pricing system model, resulting in cost savings of $500K

Jun 2013 – May 2014 · 11 mos

• Citi Consumer Banking – ATM Business
• Improved relationships with third party agencies and spearheaded a team of 23 third party consultants through a major process re-engineering which reduced operational losses by $45K per annum
• Conducted extensive research to identify a root cause of customer complaints, collaborated with the technology team to modify systems and convinced six member banks to adopt process changes, reducing the number of customer complaints by 75% and the number of manual resources by 10 (~50% of the workforce)
• Awarded the prestigious “Country Business Manager Award” and the “Client Excellence Award”

May 2011 – Jun 2011 · 1 mo · Bahrain

• Involved in the financial audit of one of the largest commercial banks of India based in Bahrain; Presented a report on the Islamic banks in the region to senior management of EY Bahrain

May 2010 – May 2013 · 3 yrs · India & Bahrain

• Prepared a feasibility study report for a Maternity Hospital with a project outlay of $15M and presented the report to prospective investors
• Identified a potential compliance breach for an Automotive manufacturer, resulting in avoided penalty costs of ~$20K for non-compliance
• Conducted a forensic investigation into the pricing of contracts by a leading asphalt contractor and reported the amount to be recovered from the client’s customer (~$10K), receiving C-suite’s appreciation