Raghvendra Choudhary

Business Development Executive

Mumbai, Maharashtra, India9 yrs experience

Highly Stable

Key Highlights

Over 10 years of banking experience in trade finance.
Expertise in foreign exchange and remittance processes.
Strong focus on customer satisfaction and compliance.

Stackforce AI infers this person is a seasoned professional in Fintech with a strong focus on trade finance and customer service.

Contact

Skills

Core Skills

Trade FinanceCustomer SatisfactionForeign Exchange ManagementGeneral BankingCustomer Service

Other Skills

NegotiationConstructive FeedbackOperations ManagementBusiness PlanningTeam PerformanceTimelinesProduct PromotionDue DiligenceAcquisitionsBusiness Relationship ManagementTrade CreditBuyer's CreditOperationsBank GuaranteesClient Services

About

Inspiring you to achieve Wealth with Health. Financial Freedom Meets Physical Fitness. I also bring over 10+ years of professional banking experience, having worked with Indian Overseas Bank and HDFC Bank, specializing in the Foreign Exchange (FX) & Trade Finance domain. I have handled: * Outward Remittances * Import & Export Transactions * LC Issuance & Amendments * Bill Collections, Lodgments & Payments * Remittance Documentation & Compliance Whether it’s import payments, advance remittances, export settlements, or LC-related processes, I have managed them with precision while ensuring a seamless client experience. Beyond trade operations, I’ve also worked extensively in: * Retail Banking & Customer Service * PPF, Sukanya Samriddhi Yojana & Government Schemes * Direct/Indirect Tax Transactions * Bank Guarantees & Multi-Currency Cards I’ve guided and trained team members, maintained workflow continuity, assisted in audit-readiness, and ensured smooth daily branch operations. My journey has been rooted in learning, discipline, and performance, and I’m now committed to helping others build both financial strength and personal well-being— because true wealth is incomplete without health.

Experience

Hdfc bank

Trade Sales Senior Manager

Feb 2022 – Jul 2022 · 5 mos · Mumbai, Maharashtra, India

Sale Of International Trade And Forex Products To Customers Of Mapped Branches Carrying Out Enhanced Due Diligence Erom TBML perspective.
Onboarding Of Customers Referred By Branches For International Trade And Forex
Products Day To Day Management Of Customers Availing Intemational Trade And Forex Products To
Ensure Customer Satisfaction Ensuring Maximization Of Revenue From These Products And Ensuring Compliance To The FEMA, RBI And Other Regulatory Guidelines in Respect Of These Products.
Ensuring Each Of The Mapped Branches Meets Its RTFX Income Target
Ensuring Each Managed Portfolio In The Mapped Branches Becomes Active On RTFX
Products New Customer Acquisition By Joint Visits/Calls With Branch Staff To Prospective Customers Being Acquired By The Branch For Pitching RTFX Products.
Maximising Revenue, Periodic Review And Rationalization Of Customer Specific Pricing Based On Actual Volumes And Revenue
Periodic Renegotiation And Finalization Of Revised Pricing To Counter Competition Offers

NegotiationConstructive FeedbackTrade FinanceCustomer Satisfaction

Indian overseas bank

2 roles

Assistant Manager

Jul 2013 – Mar 2022 · 8 yrs 8 mos

GENERAL BANKING, GBM, DEPOSITS, FOREIGN EXCHANGE DEPARTMENT

Operations ManagementConstructive FeedbackForeign Exchange ManagementGeneral Banking

Assistant Manager

Jul 2013 – Mar 2022 · 8 yrs 8 mos

Joined Indian Overseas Bank on 22nd July 2013 As Assistant Manager, Worked As Foreign Exchange Department Incharge since september 2018 till Feb 2022 at Indian Overseas Bank Mumbai
Expertise in the outward remittance and import transactions
Scrutiny and processing the remittances request like direct import payment, deemed import payments,advance import payments, merchanting trade payments, service payments (clean outward remittance) (including salary payments, payments
related to aviation, software, consultancy, freight,technical service, commodities etc).
Resolving all client query regarding import
payments,Collection Bills, Advance and Direct Payments and Import Service Payment. o LC issuance and amendments, collection of bills,lodgement of bills and payments under LC, DO(Deliver Order) Issuance, etc.
o Understand the nature of remittance, and guide the client accordingly for documentation and suitable purpose code to process the remittances smoothly
Explored Bank Guarantee (Performance & Financial)
Experience in providing customer services to retail banking customers, and good knowledge in various bank products and services.
Handled financial transactions, deposits,
withdrawals, transfers, RTGS, NEFT, Clearing,Handling GBM accounts i.e PPF, Sukanya Samridhi Yojana, Senior Citizens Savings Scheme, New Pension Scheme etc.
Payment of Direct & Indirect taxes. Issuance of Debit Card & Credit Card. Net Banking, Mobile Banking, applications for IPO.
Lending products knowledge (Commercial like letter of credit, bank guarantee)
Issuance of Multi Currency Cards, handling currency.
Oversee and mentor new joiners and provide them exposure to different products •Workflow management according to priorities (log report, transaction in-out flows, etc.) Support the team in Branch Audit.