Amit Sinha

CEO

Mumbai, Maharashtra, India25 yrs 9 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • 25 years of experience in retail banking.
  • Founded two successful startups in fintech and travel.
  • Led teams in high-impact roles across major banks.
Stackforce AI infers this person is a seasoned leader in Fintech and Banking with extensive experience in digital lending and credit management.

Contact

Skills

Other Skills

Team ManagementManagementLeadershipSalesBankingBusiness DevelopmentCross SellingDirect SalesFinanceBusiness StrategyRelationship ManagementPortfolio ManagementCredit AnalysisLoansVendor Management

About

A well-rounded retail banking professional with overall 25 years’ experience (18 Years in BFSI) across Payments (Credit Cards 5 Years & Merchant Acquiring 1 Year), Unsecured Loans (1 Year), Mortgages (6 Years), MSME lending (3 Years) & Digital Unsecured Lending (2 Years). In country-level leadership positions since last 10 years. Also founded 2 start-ups (travel portal & fintech). Currently Working as Business Head - Credit Card Sales & Partnership for YES BANK based at Mumbai. Last role was as Business Head - Digital Lending at Bajaj Finserv Direct, where I was part of founding leadership team. Responsible for delivery of P&L goals. Previous Stints Business Head - Secured Lending with Fincare Small Finance Bank (reporting to MD & CEO), National Sales Manager - Salaried Personal Loans with Bajaj Finance Limited, Head - Business Lending Group (SME) with ICICI Bank and Multiple roles with HDFC Bank across Credit Cards (Asst. Vice President and Regional Head - East/North), Mortgages (Deputy Vice President and Zonal Manager – North & East) and MSME Lending (Vice President and National Manager - Working Capital Finance). Full-time MBA from Symbiosis Institute of International Business, Pune (2000 Batch) in Marketing and International Business. Worked and lived in Delhi, Mumbai, Pune, Bangalore, Kolkata and Ludhiana.

Experience

25 yrs 9 mos
Total Experience
1 yr 11 mos
Average Tenure
5 yrs 1 mo
Current Experience

Yes bank

3 roles

Business Head - Credit Card Sales & Digital Co-Brand Partnerships

Jul 2023Present · 2 yrs 9 mos · Mumbai, Maharashtra, India · On-site

Head - Product | Portfolio | Process | P&L (Credit Cards)

Promoted

Dec 2021Jun 2023 · 1 yr 6 mos · Mumbai, Maharashtra, India · On-site

Head of Sales - Merchant Acquiring

Jan 2021Nov 2021 · 10 mos · Mumbai, Maharashtra, India · On-site

Cashdash

Founder || CEO

Dec 2019Dec 2020 · 1 yr · Pune Division, Maharashtra, India · On-site

  • Founded Cashdash.in to operate as an non-NBFC digital lending fintech catering to growth capital requirement of micro-enterprises

Bajaj finserv

2 roles

Business Head - Digital Lending

Promoted

May 2018Nov 2019 · 1 yr 6 mos · Pune Area, India

National Sales Manager - Personal Loans

Jun 2016May 2017 · 11 mos · Pune Area, India

  • Responsible for Personal Loans Sales to Salaried Segment across Top-15 markets – contributing to 85% of overall business. Handling Team of 4 Zonal Heads, 12 Regional Heads and 74 Sales Managers. Managing business volume of 250 Crores per month.

Fincare small finance bank

Business Head - Secured Loans

May 2017Apr 2018 · 11 mos · Bangalore

  • Responsible for managing Business and P&L of Secured Assets and for introducing New Secured Products. Part of Leadership Team. Reporting to Managing Director

Kmph trips

Founder || CEO

Jul 2014May 2016 · 1 yr 10 mos · New Delhi

  • Launched an unique online vacation planner web-application (www.kmphtrips.com) encompassing extensive travel information on 2000+ attractions and 500+ activities across 175 destinations in India. Created an integrated online platform for bookable inventory of 4.50 Lacs hotels worldwide, cars in 215 cities in India and 14000 bus routes covered. Single travel application which allows multi-destination, multi-product trip planning using a cart method of single checkout and payment.
  • The portal allows travellers to discover travel destinations around the world, gather travel intelligence and create a D-I-Y travel plan choosing from numerous listed attractions, activities, stay options and commuting options (transfers). Travellers also have access to several trip plans created by KMPH travel experts and users. These trips can be further personalized according to one’s preferences using a unique drag-n-drop menu.

Icici bank

Deputy General Manager || Head - Business Lending Group (SME Financing)

Aug 2013Jun 2014 · 10 mos · Mumbai Metropolitan Region

  • Responsible for product and portfolio management of Rs. 6000 Crore Loan Book. The responsibilities included Product Development, Budgeting, P&L Management, Priority Sector Lending, Audit & Compliance, Process, Policy, Market Intelligence, Business Development.

Hdfc bank

Vice President || NSM - Emerging Enterprise Group (MSE Lending)

Dec 2005Jul 2013 · 7 yrs 7 mos · New Delhi Area, India

  • Handling sales of Working Capital, SME loans to companies with Turnover < Rs. 50 Million. Country level responsibility.

Ge money

Area Sales Manager - Loan Against Property

Apr 2003Nov 2005 · 2 yrs 7 mos · Ludhiana, Delhi

  • Handling Mortgages

Reliance communications

Sales Manager - Wireless Telecommunications

Oct 2002Feb 2003 · 4 mos · Mumbai Metropolitan Region

  • Launch of CDMA Services (Reliance Infocomm) - Sales & Distribution

Pidilite industries

Area Manager - Mumbai (Construction Chemical Division)

May 2001Sep 2002 · 1 yr 4 mos · Mumbai Metropolitan Region

  • Joined as Management Trainee.
  • Post completion of training period, was elevated to position of Area Manager for Mumbai and Raigarh region handling a team of 12 Sales Executives.

Thermax

Management Trainee, Product Executive

May 2000Apr 2001 · 11 mos · Pune/Pimpri-Chinchwad Area

  • Pruduct Management for Thermax Culligan (Bottled Water Business)

Club mahindra

Sr. Executive - Sales

Mar 1997May 1998 · 1 yr 2 mos · Chandigarh, Chandigarh, India

  • Launch of Club Mahindra Resorts in Punjab. Direct Sales

Bax global

Executive - Operations

Jan 1996Feb 1997 · 1 yr 1 mo · Greater Delhi Area

  • Import Documentation, Custom Clearances

Education

SYMBIOSIS INTERNATIONAL UNIVERSITY

Masters Program in International Business

Jan 1998Jan 2000

Magadh University, Bodh Gaya

Bachelor of Science (B.Sc.) — Physics

Jan 1990Jan 1994

Kendriya Vidyalaya

10+2 — physics

Jan 1988Jan 1990

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