Shrusti S

Operations Associate

Mumbai, Maharashtra, India9 yrs 10 mos experience

Highly Stable

Key Highlights

9+ years in Credit and Accounts Receivable management
Expert in DSO improvement and working capital optimization
Proven track record in cashflow control and reconciliation

Stackforce AI infers this person is a Credit and Accounts Receivable specialist in the Fintech industry.

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Skills

Core Skills

Credit ControlDso ReductionCashflow ControlAccounts Receivable

Other Skills

SAP S/4 HANACashflow visibilityAutomationReconciliationData AnalysisCash CollectionAR OPERATIONSCredit AnalysisMonth-End Close ProcessAPAC regionAPAC customer onboardingStakeholder collaborationAnalytics and reportingCash ApplicationSAP S/4HANA

About

I am a Senior Credit and Accounts Receivable professional with 9+ years of experience managing end-to-end AR operations, credit governance, cashflow control, and reconciliation. I specialize in improving DSO, optimizing working capital efficiency, strengthening collection discipline, and establishing structured credit risk frameworks. My approach is analytical and solution-focused — combining data-driven decision making, stakeholder alignment, and continuous process improvement.Faster reconciliation, cashflow and enhanced reporting accuracy.IREC automation project handling. I work closely with Sales, Finance, Treasury and Leadership teams to ensure customer credit evaluation, dispute governance, and revenue assurance is executed with transparency and control. Known for execution ownership, communication clarity, and reliable delivery under deadlines, Time driven.

Experience

Confidential

3 roles

Senior credit analyst| MNC|

Promoted

Jun 2025 – Present · 10 mos · On-site

Leading end-to-end Credit Control and Accounts Receivable operations across with full ownership of cashflow performance, DSO improvement, and credit governance. Responsible for strategic customer credit assessment, account onboarding, dispute management, and revenue assurance in collaboration with Sales, Finance, and Treasury leadership.
Drive DSO improvement and working capital optimization through structured collection governance and proactive stakeholder communication.
Approve credit limits, onboarding, and account release recommendations based on financial strength, aging trends, and payment behavior.
SAP S/4 HANA project, IREC automation project, improving reconciliation timelines and cashflow visibility for leadership.
Oversee overdue portfolio management, escalation handling, dispute closure processes, and customer negotiation frameworks.
Deliver collection dashboards, risk reports, and cashflow forecasts to senior leadership for monthly business reviews.
Act as the primary audit focal point ensuring full compliance and documentation readiness for internal and statutory audits.
Execute month-end closure activities within strict timelines while maintaining reporting accuracy and control discipline.

Credit ControlDSO reduction