Jul 2018 – Sep 2021 · 3 yrs 2 mos · Kochi, Kerala, India

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Mar 2006 – May 2018 · 12 yrs 2 mos · Mumbai, India

• Head - Commercial Underwriting, Operations & Support Services
• Management of all commercial insurances, underwriting, operations, technical risk assessment, risk surveys and advising clients on risk solutions, systems and process development, product design and development, training, liaison with regulatory and industry bodies.
• Was directly involved with various sales verticals such as direct sales, broking relationship, bancassurance, agency and alternate channels for product positioning and for meeting top-line and bottom-line objectives of the company.
• Was actively involved in re-insurance placement of risks of the company both on treaty as well as
• facultative basis. Closely worked with re-insurance team and domestic/international re-insurance markets for placement of re-insurance programme of the company and for rendering statistics and analyses.
• On the claims front, close co-ordination with claims function for large and/or complex claims, providing advice on treatment of claims, interpretation of policy conditions, advising on claims trends and management of claims.
• Interacted closely with product development team and regulator’s office on product development,
• audits and inspections and action taken reports, rendering statistics and providing data to regulator as well as industry bodies such as Insurance Information Bureau and General Insurance Council.

Jan 2003 – Mar 2006 · 3 yrs 2 mos · Greater Chennai Area

• Senior underwriter responsible for Property and Engineering lines of business, Risk Surveys, Product development and Niche product marketing - Annual Project Insurance, Liquidated Damages and Advance Loss of Profit Insurances.

Nov 1989 – Dec 2002 · 13 yrs 1 mo · Greater Delhi Area

• General Underwriting and Claims, Property and Engineering Underwriting & Claims, Engineering Facultative Reinsurance, Motor Underwriting and Claims, Project Insurance Marketing, Loss Control Measures and Risk Surveys.

May 1989 – Nov 1989 · 6 mos · Dehra Dun, Uttarakhand, India

• As a Trainee engineer in oil exploration, equipment maintenance and associated logistics and activities.