Sammir Siyal

CEO

Mumbai, Maharashtra, India19 yrs 5 mos experience

Highly Stable

Key Highlights

Over 21 years of banking experience.
Awarded for outstanding performance in securitization.
Launched innovative microfinance products.

Stackforce AI infers this person is a seasoned Fintech professional with expertise in microfinance and securitization.

Contact

Skills

Core Skills

MicrofinancingSecuritizationMicrofinanceStrategic Planning

Other Skills

Direct assignmentLoansClient relationship managementCredit risk analysisLoan SyndicationsContract NegotiationCreative WritingCross SellingProcess ImprovementTrade FinanceMISLeadershipCompetitive AnalysisCreditFinancial Analysis

About

I am a highly accomplished banker with over 21 years of experience in the indus. Throughout my career, I have gained extensive knowledge and expertise in priority sector lending (PSL), Securitisation, Transfer of loans (DA), Microfinance, Loan origination, Relationship management, Product development, legislative/regulatory issues and operations. One of my proud achievements was being awarded for my outstanding performance as a key member of the Inclusive Banking Unit (IBU) team at HSBC. I was recognised for successfully executing securitisation deals. This accolade not only showcase my ability to deliver exceptional result but also highlights my dedication and commitment to excellence. In addition to my achievements, I have also launched Microfinance product and Direct assignment product in DBS Bank. These endeavours have allowed me to demonstrate my strong leadership skills, strategic thinking and ability to drive positive change within the organisation I have worked for.

Experience

Indusind bank

Head Co-Lending and Securitisation

Dec 2025 – Present · 4 mos · India · On-site

Dbs bank

2 roles

Head - PSL COO and Securitisation

Jun 2025 – Dec 2025 · 6 mos

Specialist in PSL regulation, Audit, Compliance and Securitisation

Direct assignmentMicrofinancingSecuritizationLoans

Vice President

Mar 2019 – Jun 2025 · 6 yrs 3 mos

Priority Sector Lending - Securitization and Portfolio Acquisition

Citibank india

Vice President

Nov 2017 – Feb 2019 · 1 yr 3 mos · Mumbai

Inclusive Finance

Hsbc

Vice President

Sep 2011 – Oct 2017 · 6 yrs 1 mo · Mumbai Area, India

) Managing a portfolio of USD 149.5 Mn and USD 329.32 Mn as on March 2016 for microfinance and securitisation portfolio respectively.
) Driving strategy for both microfinance sector as well as securitisation pertaining to MSME and Agriculture with in the bank.
) Managing existing client relationship on an on-going basis which entails managing the debt funding requirement of clients related to priority sector.
) Identifying potential new clients and conducting due diligence underwrite credit risk.
) Tracking Financial and Operational performance of clients on an on-going basis so as to be able to represent the client to internal and external parties.
) Updating client performance trackers and aiding in credit analysis on a quarterly basis.
) To support organic growth in Priority sector portfolio, targeting supply chain business through anchor corporates.

Icici bank

Relationship Manager - Emerging Corporate Group (ECG)

May 2007 – Aug 2011 · 4 yrs 3 mos · Mumbai Area, India

Emerging Corporate Banking, Part of Business Acquisition Team and taking care of their funding requirement.
Acquiring new Corporate customers for their funding requirements.
Obtain understanding of bank product relevant to client base.
Prepare credit submissions for ECG customers which covers financial analysis, Industry analysis etc.
Liaise with sanctioning committee on credit issues related to ECG customers.
Review and ensure that all legal documentation corresponds with credit approval.
Monitoring the ECG asset portfolio on regular basis.
Outstanding ability in finalizing big-ticket limit.