Jayam Verma

Software Engineer

Pune, Maharashtra, India4 yrs 8 mos experience

Most Likely To Switch

Key Highlights

Led UPI payment system development boosting loan disbursals.
Transformed KYC journey reducing onboarding failures.
Delivered 125+ white-labelled iOS applications for major publishers.

Stackforce AI infers this person is a Fintech iOS Developer with strong expertise in payment systems and user experience.

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Skills

Core Skills

SwiftSwiftuiMvvmUikit

Other Skills

Swift (Programming Language)Cocoa TouchSDKsiOS DevelopmentObjective-CCore DataCore AnimationCombineREST APIsFirebaseCocoaPodsSPMUnit/UI TestingPerformance OptimizationKYC Verification

About

Highly skilled and result-driven Senior iOS Developer with 4+ years of experience building and scaling finance and mobile applications used by thousands of users. I specialize in Swift, SwiftUI, UIKit, and MVVM architecture, crafting high-performance, user-centric apps that balance clean design with technical excellence. At Fibe (formerly EarlySalary), I led key modules across UPI Payments, Dynamic KYC, Loan Disbursement, and Referral Systems, driving a 20% boost in loan disbursals and 25% growth in user acquisition. My work integrates deep domain understanding in fintech, combining performance optimization, seamless API integration, and secure payment workflows. I’m passionate about transforming complex business logic into intuitive, scalable iOS experiences. Whether it’s architecting a new module, integrating SDKs, or collaborating across teams, I focus on quality, speed, and user experience. Technical Strengths: Swift, SwiftUI, UIKit, Core Data, Core Animation, MVVM, VIPER, Combine, REST APIs, Firebase, CocoaPods, SPM, Xcode, Unit/UI Testing, Performance Optimization. Domain Expertise: Fintech Apps, UPI Integration, KYC Verification, Payment Gateways, Cashback Rewards, Fixed Deposits, Digital Onboarding, Apple Pay Integration. Let’s connect if you’re looking for a driven iOS engineer who delivers scalable solutions and consistently pushes the boundaries of what’s possible on iOS.

Experience

4 yrs 8 mos

Total Experience

1 yr 6 mos

Average Tenure

1 yr 9 mos

Current Experience

Fibe.india (formerly earlysalary)

Software Engineer

Jul 2024 – Present · 1 yr 9 mos · Pune, Maharashtra, India

Led development of the in-house UPI payment system UI in Swift/SwiftUI, covering Registration, UPI Lite, Mandate, and financial/non-financial transaction flows, improving reliability and scalability of the iOS app.
Transformed a rigid KYC journey into a dynamic, backend-driven flow using MVVM, reducing onboarding failures and enabling configurable KYC steps across selfie, POA, video KYC, POI, address, and bank verification.
Revamped the loan disbursement flow with MVVM, editable loan amounts, promo codes, and EMI options, contributing to a 20% increase in loan disbursals across 80K+ users.
Designed and implemented referral, scratch card, and rewards experiences that increased user acquisition by 25% and powered cashback/voucher journeys for 50K+ users.
Integrated features like limit enhancement, instant cash tenure selection, and FD account opening via the UpSwing SDK, enabling 10K+ fixed deposits directly from the iOS app.

Swift (Programming Language)SwiftUISwift

Rakupa technologies india private limited (a subsidiary of whiz technologies inc).

Software Engineer

Jun 2023 – Jul 2024 · 1 yr 1 mo · Pune, Maharashtra, India

Delivered and maintained 125+ white-labelled media and news iOS applications using Swift, UIKit, and MVVM for publishers such as Griffin News, Beasley, SaltWire, and GMG.
Implemented Weather SDK integration with location search and data parsing, improving user engagement with personalised weather experiences across multiple client apps.
Built and shipped 20+ interactive iOS apps with targeted builds, App Store configurations, and analytics hooks tailored to each media brand.
Integrated Firebase-based push notifications and real-time content updates, supporting personalised alerts for 25K+ active users across portfolio apps.
. Collaborated with product and backend teams to optimise app performance, reduce crashes using Firebase Crashlytics, and streamline CI/CD for frequent content-driven releases.

Cocoa TouchSwift (Programming Language)SwiftUIKit

Lti - larsen & toubro infotech

Senior Software Engineer

Jun 2021 – Apr 2023 · 1 yr 10 mos

Implemented Apple Pay in-app provisioning flows for HSBC mobile banking, enabling seamless debit and credit card onboarding for 100K+ customers on iOS.
Researched, integrated, and tested 15+ RESTful APIs and payment platforms, improving transaction efficiency and reliability for Apple Pay-based payments.
Contributed to multiple iOS banking and fintech projects using Swift, UIKit, and MVC/MVVM, focusing on secure payments, authentication, and account management flows.
Optimised development workflows using Git, Jira/Confluence, and code review best practices, helping reduce issue resolution time by approximately 20%.
Collaborated with cross-functional teams (BA, QA, backend) to refine requirements and deliver compliant, production-ready iOS features for global banking clients.

SDKsiOS DevelopmentSwiftUIKit