Yusuf Firoz — CEO
Most AI projects fail not because the model was wrong - but because nobody thought hard enough about the data pipeline, the governance layer, or what happens when the model drifts at 2am on a Sunday. I've spent 10 years making sure that doesn't happen - and a good portion of that time in the weeds: reading papers, running experiments, building algorithms from first principles, and understanding why something works before deciding whether to ship it. I build AI platforms that make consequential decisions — the kind that directly affect revenue, risk, and operations at scale. From engineering ML infrastructure for 400M+ subscribers at Jio, to leading AI for PayU's lending business (LLM-powered fraud detection, enterprise AI platform, real-time credit decisioning), to now building that entire playbook natively as Chief Data Scientist at Vault in Canada. The through-line isn't the industry. It's the approach: production-grade, governed, explainable, and built to compound in value over time — not just impress in a demo. What I actually do: → Design and build end-to-end AI systems: data layer, feature store, model portfolio, decision engine, monitoring, governance → Research, experiment, and build algorithms: from classical ML and deep learning to LLM-native architectures and agentic systems → Lead and scale AI teams: hiring, pod structure, GenAI enablement, cross-functional alignment, mentoring → Ship enterprise GenAI in regulated environments - RAG, agentic workflows, LLM evaluation, MCP-integrated tooling → Translate between model architecture and board strategy without losing precision at either end Where I've done this: Fintech · Lending & Credit Risk · Fraud Detection · Telecom · HRTech What I believe: AI is not magic. It's a composable set of primitives - embeddings, RAG, agents - that only compounds in value when the data foundation, governance, and human-in-the-loop design are right. The organisations that win with AI aren't the ones with the best models. They're the ones that built the best systems around them. And the people who build those systems well are the ones who still care enough to understand what's happening inside the model - not just around it. Open to senior AI leadership roles globally, advisory conversations, and connecting with practitioners building serious AI.
Stackforce AI infers this person is a Fintech expert with deep expertise in AI and machine learning systems.
Location: Toronto, Ontario, Canada
Experience: 9 yrs 7 mos
Skills
- Data Science
- Machine Learning
Career Highlights
- Built AI platforms impacting revenue and risk.
- Led AI teams in regulated environments.
- Expert in designing end-to-end AI systems.
Work Experience
Vault Credit Corporation
Chief Data Scientist (5 mos)
PayU
Director - Data Science (3 yrs 4 mos)
Lead Data Scientist (1 yr 3 mos)
The University of Texas at Austin
Data Science Instructor (1 yr 10 mos)
Bajaj Finserv
Senior Data Scientist (6 mos)
upGrad
Machine Learning Specialist, Consulting (1 yr)
Jio
Data Scientist @ Artificial Intelligence-COE (1 yr 7 mos)
MUST Research Academy
Researcher & Faculty Member (7 yrs 9 mos)
SwoopTalent
NLP Scientist (8 mos)
Infosys
Data Scientist (2 yrs 1 mo)
UIET, Panjab University
Research Assistant (2 yrs 2 mos)
Education
Bachelor of Technology (B.Tech.) at Guru Ghasidas University
Master’s Degree at Panjab University