Sparsh Goyal

Co-Founder

Bengaluru, Karnataka, India5 yrs 2 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • Led product initiatives improving user experience in Fintech.
  • Mentored aspiring product managers to avoid common pitfalls.
  • Successfully founded a startup during the pandemic.
Stackforce AI infers this person is a Fintech Product Manager with strong analytical and leadership skills.

Contact

Skills

Core Skills

Product ManagementData Analysis

Other Skills

AI Product ManagementArtificial Intelligence (AI)SQLEntrepreneurshipStorytellingWritingMicrosoft ExcelAnalytical SkillsMarketingRAdobe LightroomManagementLeadershipPublic SpeakingHip-Hop Dance

About

Once upon a time, I was just a curious soul navigating the world of tech, strategy, and making things work better. Fast forward a few years, and now I help build products, mentor aspiring product managers, and occasionally wonder why my dog gives me judgmental looks during Zoom calls. I believe in the art of reflection, not just because it sounds wise, but because learning from the past actually helps in making smarter decisions (crazy, right?). I also enjoy mentoring those trying to break into product management—helping them avoid rookie mistakes like adding unnecessary features just because they “seem cool.” 💡 What I do: 1. Build products that make users happy (or at least don’t make them rage-quit). 2. Help small business owners and professionals reflect better through workshops. 3. Read books & write about ideas—because words shape the world (and also because I secretly enjoy sounding profound). 📩 Let’s connect if you love talking about PM strategies, startups, sports, or how Lhasa Apsos secretly run the world. You can reach me at: sparshgoyal20@gmail.com!

Experience

Indmoney

Product Manager

May 2025Present · 11 mos · Bangalore Urban, Karnataka, India · On-site

  • Leading Trading & Compliance for US Stocks
AI Product ManagementArtificial Intelligence (AI)Product Management

Career break

Health and well-being

Dec 2024May 2025 · 5 mos

  • Here's what I did:
  • 1. 1800 kms solo bike trip across the western ghats
  • 2. Got engaged!
  • 3. Learnt to cook. (Beyond maggie now)
  • 4. Completed Solo Paragliding Certification from Bir Biling
  • 5. Read & re-read books [Extreme Ownership - One of the best books I have ever read]
  • 6. Spent time with my dog :)

Incred financial services

3 roles

Product Manager II

Apr 2024Dec 2024 · 8 mos · Bengaluru, Karnataka, India

  • Led InCred’s D2C initiatives for Personal Loans (PL) product:
  • Built interoperable web & app user journeys for personal loans, using SDUI framework, to cater to all segments of users, and address key UI/UX pain points.
  • Engaged closely with Fraud & Risk analytics teams to build ML based risk control layers in the loan journey like - SMS Scorecard, Behavioral data Scorecard etc. to deliver industry best NPA numbers.
  • Launched campaigns & built features like smart assist, micro tutorials etc. to improve the usability & self serve rates amongst blue collar and tier 2/3 user base.
  • Built Embedded PL Lending API stack for B2B marketplaces, enabling users to complete the entire loan application journey on partner platform, reducing top-of-the-funnel drop offs by 30%
  • Conducted extensive AB testing coupled with 100+ user interviews & in-house usability sessions to deliver best in class user experience on the InCred platform.
Data AnalysisSQLProduct Management

Product Manager

Promoted

Apr 2023Mar 2024 · 11 mos · Bengaluru, Karnataka, India

  • Built Omnichannel PL, an end to end digital journey for InCred customers via LSP & DSA partners, decreasing median loan application TAT by 65% (from 3 days to 1 day), entirely from conceptualization to launch
  • Launched SENP product for Small & Medium Enterprise (SME) owners looking for credit, constituting GST & ITR based underwriting
Product ManagementData Analysis

Associate Product Manager

Mar 2022Apr 2023 · 1 yr 1 mo · Bengaluru, Karnataka, India

  • Managed & scaled InCred’s line of credit product
  • Built customizable KYC module for small & big ticket personal loans including - Video-KYC & DigiLocker implementation, along with checks like face match & liveness algorithms for fraud prevention
Product ManagementData AnalysisSQL

Sprinklr

2 roles

Senior Product Analyst

Promoted

Dec 2021Apr 2022 · 4 mos

  • Worked on stabilization & scaling of the Voice Care product
  • Coordinated with multiple clients to gather requirements & deliver product enhancements. Onboarded one of the biggest Indian banks with 1000+ agents across India
Product ManagementData Analysis

Product Analyst

Jan 2021Dec 2021 · 11 mos

  • One of the early members in the Product team of Sprinklr's Cloud Contact Center Solution
  • Worked closely with product designers & developers to roll out Voice Care module – having complete ownership of IVR, Omnichannel Console & Guided Workflows.
  • Led the first ever Voice project for a US based client
Product ManagementData Analysis

Dunzo

Data Analytics Intern

Jul 2020Dec 2020 · 5 mos · Bengaluru, Karnataka, India

  • Part of the Customer Experience Analytics team, which works closest to the customers to identify pain points as well as value creation opportunities and suggest improvements, backed with data.
  • Worked on CSAT correlation with 100+ parameters & suggested improvements on refund processing flow.
Data AnalysisSQL

Catchy grooming

Co-Founder & CEO

May 2020Jan 2021 · 8 mos · Bhopal, Madhya Pradesh, India · On-site

  • Catchy Grooming Services was a venture aimed to ease the process of personal grooming, in the city of Bhopal. Catchy provided a platform for people to set up appointments as per their grooming needs, and with their favorite hair & massage artists.
  • Worked with 15+ local hair artists, providing then a source of income at the time of Covid pandemic.
EntrepreneurshipProduct Management

Oyo

Business Analyst Intern

May 2019Jul 2019 · 2 mos · Gurugram, Haryana, India · On-site

  • Extracted and manipulated large data sets using R, SQL and Advanced Excel techniques to analyse the complete booking equation on more than 20 parameters and created a tracking system for the same.
  • Worked on Fraud Capturing in Digital Audits using Whatsapp and IVR channels and created a tracker that captures about 10 lakh worth fraud everyday.
Data AnalysisSQL

Styldod, inc

Customer Relationship Management Intern

May 2018Jul 2018 · 2 mos · Bengaluru, Karnataka, India

  • Did Market Research to understand the needs of the customers and worked with Lucidcharts to create systemic workflows for the company.
  • Customized ZOHO CRM according to changing business needs.

Education

Indian Institute of Technology (Banaras Hindu University), Varanasi

Bachelor of Technology — Ceramic Sciences and Engineering

Jan 2016Jan 2020

St. Joseph's Co-Ed School

High School

Jan 2014Jan 2016

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