Priyanka Aggarwal

Associate Consultant

North Delhi, Delhi, India4 yrs 5 mos experience

Most Likely To Switch

Key Highlights

Expert in Credit Risk Modeling and Analytics
International trainer in AI and Finance
Proven track record in regulatory compliance

Stackforce AI infers this person is a Credit Risk Analytics expert in the Fintech sector.

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Skills

Core Skills

Credit Risk ModelingData AnalyticsCredit Risk Assessment

Other Skills

SAS BaseMySQLBase SASAdvanced SASPROC SQLData MiningMarket RiskStatistical Data AnalysisMicrosoft Power BITableauSAS (Software)SAS (Programming Language)SAS MacrosSQLFinancial Analysis

About

Credit Risk professional with strong expertise in SAS and risk analytics, supporting credit risk model development, scorecards, risk segmentation, ETL, and regulatory reporting for financial clients. Experience with Tattvam and Ernst & Young, working closely with cross-functional teams on data quality, portfolio analysis, and compliant risk solutions. In parallel, I am an international instructor for the US & UK markets, training professionals in Credit Risk Modeling, SAS, AI in Finance, and Power BI, with a strong focus on real-world banking use cases and job-ready skills.

Experience

4 yrs 5 mos

Total Experience

2 yrs 2 mos

Average Tenure

3 yrs

Current Experience

Tattvam group

Credit Risk Analyst

May 2023 – Present · 3 yrs · Delhi, India · On-site

Performed data extraction, cleansing, and analysis using Base SAS, Advanced SAS, and PROC SQL to support credit risk modeling and portfolio analytics.
Analyzed banking and credit card data for risk segmentation, scorecard support, and portfolio performance reporting.
Performed IFRS 9 expected credit loss (ECL) analysis, including staging assessment, delinquency tracking, and forward-looking risk indicators.
Built analysis-ready datasets and derived variables for model development and monitoring.
Conducted data quality checks and validations to ensure accuracy and regulatory compliance.
Developed SAS macros to automate recurring risk analytics and reporting tasks.
Used SAS Enterprise Guide and job scheduling tools (HUE, Tivoli) for efficient batch processing and timely delivery.

SAS BaseMySQLCredit Risk ModelingData Analytics

Ernst & young

Data Analyst

Nov 2021 – Apr 2023 · 1 yr 5 mos · Delhi, India · On-site

Led end-to-end data analytics for credit risk assessment, leveraging Advanced SAS, Base SAS, and PROC SQL to support risk monitoring and decision-making.
Developed and maintained risk data pipelines, transformations, and analytical datasets to evaluate borrower behavior, delinquency trends, and portfolio performance.
Performed credit risk analysis including segmentation, exposure analysis, and performance tracking to support risk policy and underwriting strategies.
Collaborated with cross-functional stakeholders to deliver data-driven risk insights for improving credit quality and minimizing potential losses.
Automated analytical workflows using SAS/MACRO and SQL to ensure accuracy, scalability, and timely risk reporting.
Generated actionable insights on customer risk profiles, repayment behavior, and early warning indicators to support proactive risk management.

SAS BaseData MiningCredit Risk AssessmentData Analytics