Alex Pagonis

Co-Founder

Sydney, New South Wales, Australia11 yrs 4 mos experience
Highly Stable

Key Highlights

  • Founded Alcove Tech to address tech compensation issues.
  • Expert in RSU and equity income lending.
  • Advised top tech companies on property purchases.
Stackforce AI infers this person is a Fintech expert specializing in mortgage advisory for tech professionals.

Contact

Skills

Core Skills

Mortgage AdvisoryFinancial Services

Other Skills

Mortgage AdviceTech CompensationLendingFinancial AnalysisFinancial StructuringConsultingEvent PlanningFinancial StrategyAdvisory ServicesReal EstateExercise PhysiologyPublic SpeakingSportsTaxMicrosoft Office

About

Banks don't understand how tech professionals get paid. RSU income gets discounted or ignored. Vesting schedules are treated as risk. Founders borrowing on a $120k salary while their business does $3M. Startup employees with options the bank values at zero. I built Alcove Tech to fix this. We sit within Alcove — a 30-person mortgage advisory led by Chris Bates (Australia's #1 ranked broker, The Adviser 2024) that's settled $2.5B+ in home loans. Alcove Tech brings that infrastructure to the specific problem of tech compensation and lending. Before broking, I spent years in the world my clients come from. Strategy consulting at KPMG. R&D venture lending. Building a startup from scratch. I became a broker because I saw how badly tech professionals were being served. What we do: → RSU and equity income lending — we know which lenders accept it and how each one assesses it → Founder income structures — retained earnings, trust distributions, entity complexity → Liquidity event planning — timing purchases around secondaries, acquisitions, and IPOs → Expat income — international tech workers buying in Australia We've helped people from Google, Atlassian, Canva, Amazon, Eucalyptus, Uber, and Flare HR buy property. Try our free RSU Borrowing Power Calculator: https://rsulending.com.au/ https://meetings.hubspot.com/alexander-pagonis/tech

Experience

11 yrs 4 mos
Total Experience
3 yrs 10 mos
Average Tenure
2 yrs 3 mos
Current Experience

Alcove tech

Founder & Mortgage Broker

Feb 2024Present · 2 yrs 3 mos · Sydney, New South Wales, Australia

  • Strategic Mortgage Advice for founders, operators, and big tech talent.
Mortgage AdviceTech CompensationLendingMortgage AdvisoryFinancial Services

Shore financial

Senior Business Development Manager

Jun 2023Feb 2024 · 8 mos · Sydney, New South Wales, Australia

Pilk

Founder

Aug 2020Oct 2025 · 5 yrs 2 mos · Sydney, New South Wales, Australia

  • An alt-protein gelato brand supplying foodservice products to some of the worlds largest brands,

Newington college

President | Old Newingtonians' Union

Jan 2020Apr 2024 · 4 yrs 3 mos · Sydney, New South Wales, Australia

R&d lending

Head of Growth & Operations

Feb 2019Jan 2020 · 11 mos · Sydney, Australia

  • R&D Lending is the Startup for Startup's.
  • We aim to help the Australian Startup community through creative financing solutions, that allow founders to keep focused on whats important - company growth.
  • Companies currently claiming the R&D Tax Incentive are eligible to apply for monthly, quarterly or once off drawdowns. By bringing forward your R&D tax refund you can help put off equity raising for as long as possible in order to hold on to more of your hard earned equity until a higher valuation.
  • High growth companies can't always access the funding they need during critical periods.
  • Talk to R&D Lending to see what options are available.

Kpmg australia

Associate Director - Management Consulting

Jan 2015May 2023 · 8 yrs 4 mos · Sydney, Australia

Education

Newington College

Higher School Certificate

Jan 1998Jan 2010

Western Sydney University

Bachelor of Health Science — Sports and Exercise

Jan 2012Jan 2015

The National Finance Institute

Certificate IV in Finance and Mortgage Broking

Jan 2023Present

The National Finance Institute

Diploma of Finance and Mortgage Broking Management

Jan 2023Present

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