Ahmed Anwar Faiz

Product Manager

Bengaluru, Karnataka, India4 yrs 8 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led end-to-end product management for Credit on UPI.
Optimised underwriting processes using data-driven insights.
Built scalable analytics frameworks for product growth.

Stackforce AI infers this person is a Fintech Product Manager with strong analytics and user experience focus.

Contact

Skills

Core Skills

Product ManagementProduct StrategyAnalyticsBusiness AnalysisSupply Chain Management

Other Skills

Product DesignProduct Lifecycle ManagementRequirements and PRD writingStakeholder ManagementProgram ManagementData AnalysisBusiness RequirementsCommunicationMentoringSQLTableauFunnel OptimizationProductFraud DetectionGoogle Sheets

About

I’m a Product Manager at Navi, working on building and scaling Credit on UPI, where payments, lending, underwriting and customer experience come together in real time. I started my career on the analytics side, which still shapes how I build product today: every flow, rule and feature I ship is driven by data, not intuition. Over time, I’ve moved from analysing funnels and cohorts to owning end-to-end product areas across core lending systems and customer journeys. My current work is focused on Trezo - Navi’s Credit Line on UPI product - where I design how customers experience credit while also building the backend systems underneath: underwriting logic, CLMS (Credit Line Management System), account state machines, billing and repayment flows. I enjoy working on problems where scale and complexity matter - taking financial rules and constraints and turning them into simple, reliable user experiences that work in production. I began in growth and product analytics before transitioning into product management, and now work full-time on building and scaling Credit on UPI at Navi.

Experience

4 yrs 8 mos

Total Experience

1 yr 6 mos

Average Tenure

3 yrs

Current Experience

Navi

4 roles

Product Manager

Promoted

Jan 2026 – Present · 3 mos · On-site

Associate Product Manager 2

Promoted

Sep 2024 – Jan 2026 · 1 yr 4 mos · On-site

Product Owner for Navi’s Credit Line on UPI (Trezo), spanning customer journeys, underwriting and core lending systems.
Own the end-to-end Credit on UPI product - from onboarding and post-issuance UX to underwriting, CLMS, billing, repayments, account states and regulatory flows.
Built the CLMS (Credit Line Management System) and a back-office platform used by operations, risk and support teams to manage accounts, limits, transactions and exceptions.
Drove underwriting and offer optimisation using data from funnel drop-offs, eligibility failures and risk signals to tune rules and improve approval quality.
Program-managed bank-partner integration for Trezo launch, coordinating product, engineering and compliance to ship Credit on UPI in production.
Built the On-Demand Trezo flow, enabling customers to get credit without waiting for pre-approved offers, unlocking real-time eligibility and offer creation.
Led the revamp of onboarding and post-issuance journeys, improving funnel conversion and reducing friction across key credit actions.
Designed and launched account closure and excess refund flows, handling edge cases across settlements, refunds, disputes and compliance.

Product ManagementProduct StrategyProduct DesignProduct Lifecycle ManagementRequirements and PRD writingStakeholder Management+1

Associate Manager 2 - Analytics

Jan 2024 – Sep 2024 · 8 mos · On-site

Led product-led growth and engagement analytics across Navi’s core app surfaces.
Owned analytics for Home, Rewards, Referrals and UPI, powering how users discover, engage and transact across the app.
Built homepage effectiveness and next-best-action models, leading to new entry points, better ranking logic and reduced time-to-action.
Built fraud, abuse and anomaly detection frameworks for referrals and rewards, supporting incident response and rule-based prevention.

AnalyticsBusiness RequirementsProgram ManagementCommunicationMentoringBusiness Analysis

Business Analyst

Apr 2023 – Jan 2024 · 9 mos · On-site

Drove growth and funnel analytics across acquisition, conversion and engagement.
Built dashboards and insights that informed product experiments, launches and feature prioritisation across the Navi app.
Led analytics for three major homepage revamps, shaping layout, prioritisation and personalisation.
Designed rewards and referral analytics covering segmentation, milestone-based incentives, retention and reactivation.

SQLTableauFunnel OptimizationAnalyticsProductFraud Detection+1

Rupeek

Business Analyst

Apr 2022 – Apr 2023 · 1 yr · Bengaluru, Karnataka, India · On-site

Owned growth, sales and operations analytics across digital and assisted channels.
Led analytics for lead generation and conversion across digital journeys and call-centre assisted sales.
Built a daily sales prediction system using historical data and trends to forecast performance with high accuracy.
Owned Ops capacity and scheduling analytics across 100+ cities, optimising bandwidth allocation while protecting customer experience.
Built sales attribution logic across Digital, Sales, Ops and Call Centre channels, enabling correct performance measurement and incentive alignment.
Owned cancellation and ops-driven loss analytics to identify leakage and operational bottlenecks.

SQLTableauGoogle SheetsAnalyticsDashboardSpreadsheets+2