Kristina Jones

CEO

Woodstock, Georgia, United States18 yrs 2 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Proven leader in risk management for financial portfolios.
Expert in data visualization and analytical decision-making.
Strong communicator with cross-functional collaboration skills.

Stackforce AI infers this person is a Fintech expert specializing in risk management and analytical decision-making.

Contact

Skills

Core Skills

Risk ManagementDecision-making

Other Skills

Data VisualizationAnalytical SkillsProject ManagementSAS BaseSAS EGSAS E-MinerMicrosoft OfficeSQLData MiningStatistical ModelingDecision AnalysisDecision TreesLinear RegressionLogistic RegressionCluster Analysis

About

Thrives in a fast-paced, team-oriented environment where innovative thinking is a must. Welcomes opportunities to use her unique mix of technical skills, industry knowledge and business sense to problem solve both inside and outside her organization.

Experience

Citi

4 roles

SVP Credit Portfolio Senior Officer

Promoted

Jan 2023 – Present · 3 yrs 3 mos · Hybrid

Lead multi site/country team of analysts focused on financial commitments for Citi Pay Portfolio including credit card and installment loan products.
Collaborate directly with Business, Finance, Fraud and other cross-functional teams to drive prudent growth and merchant partner in satisfaction.
Develop and deliver merchant partner facing and Senior leadership presentations to facilitate effective decision-making demonstrating strong communication and influencing skills.
Drive balanced growth of Citi Pay products, managing Credit losses to ensure program success within Citi's risk appetite.
Coordinate the development, launch and maintenance of acquisition and account management strategies.
Maintain accurate MIS to address reporting needs for both internal and external teams.
Support Business Development team dur8ng RFPs and new deals, ensuring alignment with Citi's policy and risk appetite.

Decision-MakingRisk ManagementData VisualizationAnalytical SkillsProject Management

SVP Credit Portfolio Group Manager

Promoted

Nov 2019 – Jan 2023 · 3 yrs 2 mos · Hybrid

Chief of Staff to Senior Credit Officer within Citi Retail Services Partnership Risk Policy group managing many strategic initiatives, providing thought leadership and policy support for all CRS portfolios.

Decision-MakingData VisualizationRisk Management

VP Credit Portfolio Risk Manager

Promoted

Sep 2015 – Nov 2019 · 4 yrs 2 mos · Hybrid

Managed acquisition strategy for $7B Macy's portfolio including general purpose and private label credit cards.
Ensured balanced growth and delivered performance within risk appetite while building strong partner relationship.
Served as SME for several large cross-functional projects leading all risk team activities to deliver on-time with minimal defects.
Managed matrixed report and mentored all junior analysts within team.
Owned several reporting decks for Senior management.

Data VisualizationRisk Management

VP, Credit & Portfolio Risk Manager

May 2014 – Sep 2015 · 1 yr 4 mos · Hybrid

Citi Retail Services, Commercial Acquisitions
Managed acquisition strategy for commercial card portfolios within CRS including The Home Depot's ProXtra credit and commercial revolving charge accounts.
Ensured balanced growth and delivered performance aligned with risk appetite.
Monthly monitoring of credit performance metrics through MIS.
Delivered loss curves to support marketing

Data VisualizationRisk Management

Crif lending solutions

Statistical Analyst and Consultant

Feb 2009 – May 2014 · 5 yrs 3 mos · Greater Atlanta Area

Has valuable experience in designing, building, tracking, and implementing analytic decision management solutions in the financial services industry. Experience includes work both internationally and in the United States for CRIF Decision Solutions. Most recently led the efforts to launch CRIF Achieve – analytic decision management services for small to mid-size financial institutions in the US.
As an Analytical Consultant, responsible for managing the design, development and execution of various analytic initiatives including underwriting policy optimization, risk-based pricing, and portfolio management. Specific activities related to these initiatives include working closely with the client and internal resources on: solution design; data collection & preparation; statistical analysis; synthesis, review and recommendations based on analytic results; and oversight of implementations.
Has also been successful in building relationships with her clients, resulting in high customer satisfaction and multiple cross-selling opportunities. Able to effectively interact with clients to understand their specific business needs, and then develop an appropriate analytic solution driven by both empirical results as well as business sense. Has a strong competency in understanding complex analytical methods and communicating those methods to her clients in easy to understand language.
Responsible for supporting sales and marketing initiatives including the development of online blogs, case studies and conference presentations for CRIF Achieve.

Data Visualization

Compucredit

Statistical Analyst

Jan 2008 – Jan 2009 · 1 yr · Greater Atlanta Area

Worked on several special ad-hoc projects for the credit card risk management business unit including the design and development of a complex tracking report needed to satisfy new regulatory requirements.

Data Visualization