Prerna Sharma (She/Her)

Software Engineer

Ghaziabad, Uttar Pradesh, India10 yrs 11 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Awarded 2021 Finance Visionary Award at AMEX
  • Young Achiever Award winner at On Sky Global 2022
  • Expertise in Credit Risk Modeling and SAS Development
Stackforce AI infers this person is a Fintech expert with a strong focus on Credit Risk Modeling and Data Analysis.

Contact

Skills

Core Skills

Credit Risk ModelingSasData Analysis

Other Skills

SQLIFRS 9Stress TestingTableauBusiness AnalysisData StructuresMicrosoft OfficeSAS Data Integration StudioSAS EGSAS Flow ManagerData PresentationAnalytical SkillsMicrosoft ExcelMicrosoft WordLeadership

About

I am a dynamic and work enthusiast professional having 7 years of experience in one of the major Fortune companies, that has bagged 10th rank among its peers. I am skilled in the use of various hardware and software technologies including Base and Advanced SAS, Credit Risk Modeling (PD, LGD, EAD, ECL), IFRS9, CECL, Stress Testing, Tableau, VBA, Macros, SQL, and Algorithm development. I have perfected data collection and programming abilities. I am a capable and consistent problem-solver skilled at prioritizing and managing projects with proficiency. In my current role, I contributed critical thinking, decision making, and data analysis toward team efforts and business improvements. I am progressive-minded and in tune with new developments in my field. I have proven to be effective and collaborative with strong problem-solving talents. I am known for my communication skills and organizational skills. I have been nominated for AMEX’s most prestigious award – 2021 Finance Visionary Award I represented the AMEX Toastmasters Club at various levels and won accolades I was awarded the Young Achiever Award (2022) in the International Conclave organized by On Sky Global. I educate, refine and drive myself to be a better person I am constantly learning because I never settle I stay calm when faced with adversity I focus on making a high-quality decision I enjoy collective brainstorming sessions which allow me to coordinate activities to achieve a common goal, and I enjoy meeting new people and hearing new perspectives. Skills Relationship Building | Verbal and Written Communication | Problem-Solving | Strategic Planning | Critical Thinking | Time Management | Analytical | Credit Risk Modeling (PD, LGD, EAD, ECL, IFRS9, CECL, Stress Testing, Scoring Models, Model Validation, Portfolio Monitoring, Capital Calculation) | Algorithm Development | Risk Analytics | SAS | SQL | Tableau | VBA | Macros I am looking for new opportunities in the Credit Risk Modelling Professional / SAS Development industry. Feel free to reach out to me on prerna04sharma@gmail.com. I’m also a passionate writer and speaker who has been fortunate enough to win several accolades for my work. I write motivational content about life, aiming to inspire and uplift others through my words. I believe that every challenge we face is an opportunity for growth, and my mission is to help others embrace their journey with hope, resilience, and positivity. Follow me on Medium.

Experience

10 yrs 11 mos
Total Experience
2 yrs 9 mos
Average Tenure
3 yrs 6 mos
Current Experience

Capgemini

Lead Software Engineer

Nov 2022Present · 3 yrs 6 mos · Pune, Maharashtra, India · Hybrid

  • Developed and deployed SAS-based solutions for NGCB platform migration, streamlining legacy Triumph-based reporting processes.
  • Led multiple reporting use cases integrated into centralized SAS frameworks.
  • Managed IFRS 9 Credit Risk Impairment calculations, including staging, ECL, and CL for varied financial instruments.
  • Performed Stress Testing scenarios using adjusted macroeconomic variables to assess ECL shifts.
  • Authored SDM Lineage documentation, handled UAT/SIT testing, and collaborated with onshore teams for requirement alignment.
  • Created automated SOPs, TWS job schedules, and defect templates for RFT updates.
  • Provided technical mentorship to new team members in SAS, SQL, and risk data understanding.
  • Utilized SAS IFRS 9 impairment programming to assess the credit portfolio's risk exposure and performance. Analyzed various credit instruments, including loans, leases, and financial assets, to quantify potential credit losses and ensure compliance with regulatory requirements.
  • Collected, cleaned, and transformed extensive financial and credit data to create comprehensive datasets for credit risk modeling.
  • Implemented data quality checks and data reconciliation processes to ensure accurate and reliable inputs for IFRS 9 impairment calculations.
  • Produced comprehensive reports and meticulous documentation elucidating ECL and CL calculation outcomes, impairment methodology rationale, and analytical insights.
  • Collaborated with cross-functional teams to validate models, refine parameter settings, and optimize predictive power, resulting in enhanced ECL and CL estimates.
SASSQLIFRS 9Credit Risk ModelingStress TestingData Analysis

American express

3 roles

Senior Lead Analyst

Promoted

Aug 2020Nov 2022 · 2 yrs 3 mos

  • Managed regional controllership reporting and designed interactive dashboards using Tableau Server.
  • Built robust SAS programs for analytical dataset creation, data validation, and manipulation using PROC SQL, PROC SORT, and functions.
  • Automated data pipelines and developed customized reports for trend analysis and business decision-making.
  • Partnered with finance and operational teams to deliver insights into P&L impact and cost reduction.
  • Successfully contributed to Project Diamond by reducing 85 expense lines into 2, boosting digital revenue by $1.5Bn.
TableauSASData AnalysisBusiness Analysis

Lead Analyst

Promoted

Jun 2019Jul 2020 · 1 yr 1 mo

Business AnalysisData Structures

Associate Analyst

Apr 2018May 2019 · 1 yr 1 mo

Microsoft Office

Yogesh kansal and company

Article Assistant

Mar 2015Dec 2017 · 2 yrs 9 mos · Ghaziabad

  • Worked as a senior for the engagement of statutory and tax audit of the companies.
  • Major client handled:
  • B4S Solutions Pvt Ltd
  • Bombay Snuff Pvt Ltd
  • A&A Earthmovers Pvt Ltd
  • Ranika Export Design Pvt Ltd
  • Sab Motors Pvt Ltd
  • Sansar Motors Pvt Ltd
  • Sarthi Snuff Co Pvt Ltd and so on
  • Drafting audit reports as per CARO, 2016
  • Analysis of Consolidation financial statements including notes to account
  • Drafting Credit Monitoring arrangement (CMA) Data.
  • Preparation of Income tax computation of Individual, Firm and companies.
  • Preparing project reports.
  • Annual filing of ROC compliances.

Rakesh jindal & company

Article Assistant

Nov 2014Feb 2015 · 3 mos · Ghaziabad

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