Shruti Agrawal, CFA — Co-Founder

Don’t be afraid to take the unfamiliar or difficult path. Sometimes, they are the ones that take you to the best places – Anonymous. Hi, I’m Shruti Agrawal, a passionate financial advisor and the Co-Founder of CAGRwealth, where I help individuals and families plan and achieve their financial goals with clarity and confidence. An otherwise happy corporate employee first with J.P. Morgan and then with Mahindra & Mahindra, my journey into wealth management started with helping friends and family with financial decisions. What began as a side project has now grown into a full-time mission - To guide people towards financial well-being through informed, unbiased, and research-driven investment solutions. What Drives Me? ✔️ Simplifying personal finance and enabling people to become a better version of themselves financially ✔️ Helping 1000+ clients make informed wealth-building decisions ✔️ Closing the gender gap in financial planning—mentoring 40+ women on their journey to Financial Independence ✔️ Hosting webinars, guest lectures, and workshops to drive financial literacy, as personal finance is still missing from academic curricula How We Add Value at CAGRwealth ✔️ Personalized Investment & Wealth Planning ✔️ Factor-based and Research-driven Direct Equity Investment Advisory ✔️ SEBI-Registered, Fee-Only, Ethical & Unbiased Financial Advisory ✔️ Financial Education through Workshops & Speaking Engagements As a CFA Charter Holder and an active CFA India Society Volunteer, I take immense pride in ensuring my clients' interests always come first. I believe wealth management is a responsibility, not just a service. Let’s Connect! If you’re looking for financial clarity or a trusted partner on your wealth journey, feel free to reach out: shruti.agrawal@cagrwealth.com

Stackforce AI infers this person is a Financial Services expert with a focus on wealth management and investment advisory.

Location: Mumbai, Maharashtra, India

Experience: 14 yrs 1 mo

Skills

Financial Planning
Investment Advisory
Business Strategy
Project Management

Career Highlights

Co-Founder of CAGRwealth, driving financial literacy.
Mentored over 40 women towards financial independence.
Managed over INR 200Cr for clients across India.

Work Experience

CAGRwealth

Founder (4 yrs 3 mos)

CAGRfunds

Co-Founder & Director (7 yrs 8 mos)

Mahindra and Mahindra Limited [Automotive, Farm Equipment and Agri Business]

Manager, Special Projects - Farm Equipments (1 yr 8 mos)

Strategy Manager (2 yrs 11 mos)

J.P. Morgan Chase

Analyst, Real Estate, Asia (1 yr 10 mos)

Summer Internship (2 mos)

Education

Master of Business Administration (MBA) at Management Development Institute, Gurgaon

CFA at CFA Institute

B.Com(H) at St. Xavier's College

Shruti Agrawal, CFA

Co-Founder

Mumbai, Maharashtra, India14 yrs 1 mo experience

Highly Stable

Key Highlights

Co-Founder of CAGRwealth, driving financial literacy.
Mentored over 40 women towards financial independence.
Managed over INR 200Cr for clients across India.

Stackforce AI infers this person is a Financial Services expert with a focus on wealth management and investment advisory.

Contact

Skills

Core Skills

Financial PlanningInvestment AdvisoryBusiness StrategyProject Management

Other Skills

Personal FinanceMarket AnalysisBusiness AnalysisCompetitive AnalysisTarget IdentificationValuationFinancial AnalysisFinancial ModelingEquity ValuationBusiness DevelopmentBusiness ValuationTeam Management

About

Experience

14 yrs 1 mo

Total Experience

4 yrs 7 mos

Average Tenure

4 yrs 3 mos

Current Experience

Cagrwealth

Founder

Jan 2022 – Present · 4 yrs 3 mos · Mumbai, Maharashtra, India

At CAGRwealth, we aim to offer two kinds of services -
a) Full Scale Financial Planning / Advisory
b) Direct Equity Portfolio Advisory

Financial PlanningInvestment Advisory

Cagrfunds

Co-Founder & Director

Aug 2018 – Present · 7 yrs 8 mos · Mumbai, Maharashtra, India

Traditionally, mutual fund distributors start the conversation from "You can invest in XYZ funds". We start the conversation from "Why do you think you need us".
We manage over INR 200Cr for clients across India and NRIs. We are personal finance enthusiasts who are solution architects to the various kind of personal finance issues people face. We have been speaking to clients for over 6 years now. We know each of our client personally. And hence, our understanding of the relationship between money and behavior enables us to operate differently. With a solution based approach, we operate at a client retention of over 98% and work relentlessly towards adding value to our clients.

Personal FinanceFinancial PlanningInvestment Advisory

Mahindra and mahindra limited [automotive, farm equipment and agri business]

2 roles

Manager, Special Projects - Farm Equipments

Dec 2016 – Aug 2018 · 1 yr 8 mos

Conceptualized and launched India's first organized "Phygital" used tractor business.
Mahindra has been the market leader in the new tractor business and has one of the largest tractor dealer network across the country. As the industry matured and more and more farmers started buying tractors, it also led to an increase in the growth of exchange tractor stock.
I was responsible for solving this business problem through a model which could become a revenue accretive model for the dealers. After spending months on the field, I conceptualized the business idea, tested it through multiple pilots and launched a few dealerships for "Tractorbaazi".

Business StrategyMarket AnalysisProject Management