Jan 2025 – Present · 1 yr 3 mos

Jan 2022 – Jan 2023 · 1 yr

Jan 2021 – Jan 2022 · 1 yr · San Francisco Bay Area

• Credit as a service platform. APIs to launch credit products without a bank sponsor.

Jan 2019 – Jan 2020 · 1 yr

Jan 2018 – Present · 8 yrs 3 mos

• Early stage investments:
• Karat financial - credit card for creators
• Slope - BNPL for B2B
• Themis - modern compliance management
• Isoform AI - generative AI for software development
• RevenueRoll - Increasing revenue for e-commerce brands
• Bifrost Orbital - space information highway
• Dexter - field operations software
• Origami Agents - agents for sales
• Pear AI - AI IDE
• Contrario - AI for jobs
• PAX - crypto exchange on a chip
• Affiniti Finance - credit cards for SMBs
• Monad - data platform for security teams (through Tarsal's acquisition)
• Numeral - sales tax on autopilot (through a friend's fund)
• Central - Payroll, benefits, and government bullsh*t for startups (through a friend's fund)
• Zerodown - exited - buy a home without a down payment (acquired by Flyhomes)
• and others.
• Tarsal - ETL for Security data - exited to Monad.

Sep 2015 – Dec 2022 · 7 yrs 3 mos · San Francisco Bay Area

• A bank for immigrants.
• Acquired by JG Wentworth in 2022.

Mar 2014 – May 2015 · 1 yr 2 mos · San Francisco Bay Area

• LinkedIn profile based ranking system
• Text Mining, NLP, categorization

Sep 2013 – Jan 2016 · 2 yrs 4 mos · San Francisco Bay Area

Feb 2012 – Aug 2013 · 1 yr 6 mos · Greater New York City Area

• Extract, Transform, Load (ETL) large data sets with 10+ million records and 500+ features to develop various predictive models for a top 5 US bank. Used data mining techniques such as clustering and classification to search and analyze associations in data. Linear and logistic regression, and tree based classification methods were used to identify key predictors based on the training data set. The models predicted customer spend, probability of default, revenue per customer etc in different risk categories.
• Performed statistical analysis and developed risk models to help a ~$120 Billion major US bank in balancing risk of new customer acquisitions to reduce asset weighted risk and maintain desired portfolio risk levels.
• Designed, executed and presented ad-hoc analyses to a major payment processing company to measure the performance of accounts post issuer and network change to demonstrate value of company’s unique data and help generate business of more than $500,000.
• Developing Python scripts for a project to analyze merchant penetration for a major credit card issuer. The project involves data mining and statistical analysis of over a billion transactions to identify key patterns.

Jun 2011 – Dec 2011 · 6 mos · Greater New York City Area

• Provided financial consulting and developed logistic regression models for a $1.5 billion insurance company to predict probability of mortgage default by homeowners, improve risk/return ratio for loans and provide better interest rates for customers. The model was built using VBA (Excel) and R and included parameters such as historical credit exposures, delinquency status, foreclosure status etc.
• Prepared a customized tool using SQL as an addition to a product called Market Insight for benchmarking insurance policies and helped the clients understand functionality of a product; Worked directly with clients to understand and materialize their requirements; wrote specification documents for the development team

Jan 2011 – Apr 2011 · 3 mos · Greater New York City Area

• Developed APIs for stock portfolio P&L generation on UNIX platform using C – control structures, functions, pointers, data structures, sorting and searching algorithms
• Worked with company information and stock price databases – learned about tables, indexing, and wrote SQL queries to extract relevant data according the provided specifications

Sep 2010 – Jan 2011 · 4 mos · Greater New York City Area

• Prepared weekly newsletters that was sent out to 14,000 recipients which helped in an effort to make arts & culture a part of every Columbian’s experience
• Created a template of the newsletter to ensure uniform formatting and to reduce errors
• Assisted with office administrative tasks

May 2010 – Jul 2010 · 2 mos · Reading, United Kingdom

• Reduced project review period by designing a improved web-based contract review system
• Performed cost comparison, optimal route mapping, estimation, and automation of company’s global sourcing strategy

Jul 2009 – Dec 2009 · 5 mos · Düsseldorf Area, Germany

Dec 2008 – Feb 2009 · 2 mos · New Delhi Area, India

Jul 2008 – Aug 2008 · 1 mo · Bochum Area, Germany

• The work primarily involved analyzing the wear rate of clutches used in automobiles.

Apr 2008 – Mar 2009 · 11 mos · Bochum Area, Germany