Aug 2015 – Present · 10 yrs 8 mos · Kolkata, West Bengal, India · On-site

• As the Director at Welfin, my goal has always been simple — to help Indian families and businesses take control of their financial future.
• Over the years, I’ve spent time understanding how wealth can be built sustainably, and more importantly, how it can be managed with clarity and care. At Welfin, I’ve been fortunate to work with a passionate team that shares this vision.
• We’ve crossed ₹155 Cr in Assets Under Management, onboarded 10,000+ clients with proper KYC, and expanded our presence across India using digital platforms — but what matters most to me is the trust our clients place in us every single day.
• Finance can feel complex, even intimidating. My mission is to simplify it — so that even someone with no background in investing feels confident about their money decisions.
• At Welfin, we’re not just managing wealth — we’re building financial wellbeing, one client at a time.

Jan 2013 – Present · 13 yrs 3 mos · Greater Kolkata Area

• Looking after the Advisory and Planning part of the business.
• We are into the business of Financial Planning for our clients

Apr 2004 – Present · 22 yrs

• Certified Financial Planner, is the Proprietor of TPC Investor Services, Kolkata

Apr 2004 – Dec 2012 · 8 yrs 8 mos

•  Overall Industry experience of 19+ years in Accounts, Audit, Income Tax, (6 years), Administration (5 years) and Investment & Financial Planning (6+ years)
•  Enriching journey from an Articled Clerk to Setting up and running a Financial Services organisation
•  ITES & Systems development background
•  Experience in independently setting up business units
•  Experience in Consultative Selling to various segments – NRI, HHNI, HNI and Retail
•  Setup the Franchise (Sharekhan) business single handedly and grew it to become a sustainable and one of the top performing franchise
•  Independently setting up the Mutual Fund Advisory business - acquiring clients across the country and abroad – with Equity AUM of Rs.9 crores+
•  Exposure to Wealth management / Asset Management across asset classes Tax Planning and Financial Planning
•  Expertise of training staff and motivating them to achieve targets
•  Independent handling of all the Franchise operations, Back Office Operations. Marketing, Budgeting, Expansion / Diversification plans
•  Well defined planning, budgeting and implementation skills.
•  Well established Process / project setting up and process / project development skills

Jan 1999 – Jan 2004 · 5 yrs

Jan 1999 – Jan 2003 · 4 yrs

• Track Economic and Political Developments Worldwide and device trading / investment strategies for clients
• Device, monitor and modify Client Acquisition Strategies
• Staff recruitment and train them to clear certifications
• Interact directly with clients (mainly HNI's)
• Interact with Sharekhan, AMC's and other principles
• Compliance, Risk management and other routine administrative functions
• Achievements:
• Client strength grew to 900
• Revenue grew to Rs.4 million per annum (current year-gross)
• Achieved a ranking of 48th based on revenue generated and 8th based on No. of Client acquired - Out of 2000 business partners pan-India
• Started Mutual Fund Advisory/Distribution business in 2005 - Empanelled with all major mutual funds in India
• Mutual Fund Client strength of 1200+
• Revenue of Rs.1 million per annum from Mutual Funds
• AUM of Rs.60 million across all major mutual funds in India
• Amongst the top 50 regional distributors of 5 AMCs
• Employee strength attained a highest level of 22
• Devised a unique Client-Relationship based organisation structure so that the firm runs with minimum or no intervention from my side
• Started Life Insurance, General Insurance, Fixed Deposit mobilization, HDFC Bank Loan Marketing, Tax Planning and I. Tax returns submission to complete the full circle of Financial Planning and diversify revenue profile
• Testimonials:
• Started with a sharing of 25% of revenues with Sharekhan Ltd was escalated to a premium level of 60% of revenue share in FY 2008-09
• Awarded "Silver Level Partner" by Reliance Mutual Fund
• Special Brokerage/Incentive partnership by IDFC Mutual Fund
• Higher Brokerage share from HDFC AMC / DSP AMC
• Offered "Challenge Status Program" for CFP; Setup office and Administrative structure for Health projects providing funds
• Monitoring the Funds Utilisation
• Setup the reporting structures of the Projects

Jan 1992 – Jan 1998 · 6 yrs

• Statutory Audit of various PSU's like IOC, IBP and PSU Banks
• Taxation and Accounting work of various Private Firms
• Secretarial Department Audit