Sridhar Aluru

Product Manager

Pune, Maharashtra, India3 yrs 10 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • Expert in AI-driven product strategy and implementation.
  • Proven track record in fintech risk management and analytics.
  • Passionate about privacy engineering and digital public infrastructure.
Stackforce AI infers this person is a Fintech professional specializing in AI-driven product development and data science.

Contact

Skills

Core Skills

Product StrategyDecision SciencesPrivacy EngineeringCredit Risk Modelling

Other Skills

Agentic AIReinforcement LearningMLSystemsMachine LearningIndia StackOCENDigital Public InfrastructureFinancial InclusionFintech AnalyticsPredictive AnalyticsCredit Risk ManagementBehavioral ModelingArtificial Intelligence (AI)DockerData Engineering

About

I work at the intersection of Data, Product, and AI, turning insights into intelligent systems that drive measurable business value. Over the past few years, I’ve worked across fintech and lending ecosystems at OneCard (FPL Technologies) and Bajaj Finserv, solving complex problems in risk, personalization, and growth strategy. My work often sits between data science, engineering, experimentation, and product strategy — making technology practical, scalable, and impactful. I’ve also contributed to iSPIRT’s open-source initiatives, exploring digital public infrastructure, consent-based data sharing, and open credit enablement. These experiences deepened my understanding of how India’s digital systems and small businesses can evolve together. Outside of work, I’m passionate about fitness and systems thinking — I see both product building and fitness as disciplines of iteration, feedback, and long-term consistency. I’m always open to connecting with people who think deeply about: Building intelligent products using data and AI Innovation around Fintech, digital ecosystems Discipline, performance, and growth mindset Always happy to exchange ideas, learn from others, or collaborate on projects at the intersection of data, product, and business strategy. All opinions here are personal.

Experience

3 yrs 10 mos
Total Experience
1 yr 11 mos
Average Tenure
1 yr 11 mos
Current Experience

One card / fpl technologies

2 roles

Product Manager

Promoted

Jul 2025Present · 10 mos · Pune District, Maharashtra, India · On-site

  • Recommendation Engine | Personalisation | Agentic AI & Reinforcement Learning
  • Leading the design and implementation of AI-powered personalization and recommendation systems to enhance user engagement across credit and payments journeys.
  • Driving reinforcement learning-based experimentation to optimize product interactions and communication flows.
  • Partnering cross-functionally with engineering, design, and strategy to turn behavioral data into measurable business outcomes.
Agentic AIProduct Strategy

Data Scientist

Jun 2024Sep 2025 · 1 yr 3 mos · Pune District, Maharashtra, India · On-site

  • Decision Science | Building Data Products | AI & ML Solutions for Repayments
  • Designed and deployed data products and ML models for repayment optimization and customer retention.
  • Developed frameworks to operationalize AI-driven decisioning for collections and credit risk management.
  • Collaborated with product and business teams to transform data insights into scalable decision systems across the lending portfolio.
Decision SciencesMLSystems

Productnation/ispirt

Volunteer

Jan 2023Present · 3 yrs 4 mos · Remote

  • Privacy Engineering & India Stack related solutions
  • Contributing to privacy-preserving data-sharing frameworks within India Stack and Open Credit Enablement Network (OCEN).
  • Researching and building prototypes that use consented financial data to improve MSME credit access.
  • Supporting open-source documentation and developer community initiatives around digital public infrastructure.
  • Key Skills: India Stack, Privacy Engineering, OCEN, Digital Public Infrastructure, Financial Inclusion
India StackPrivacy EngineeringOCENDigital Public InfrastructureFinancial Inclusion

Bajaj finserv

2 roles

Data Science Engineer

Promoted

Jul 2022Jun 2024 · 1 yr 11 mos

  • Credit Risk & Collections Optimization
  • Built ML models for risk segmentation, debt management, and credit decisioning, improving recovery outcomes and portfolio quality.
  • Implemented predictive and prescriptive analytics frameworks within lending units to enhance risk control operations.
  • Worked with product and business teams to embed data-driven decision processes into daily operations.
Credit Risk ModellingFintech Analytics

Data Engineer

Jan 2022Jun 2022 · 5 mos

  • Developed ETL pipelines and dashboards for lending operations and collections analytics.
  • Automated reporting workflows, improving data quality and operational efficiency.

Ieee circuits and systems society (cass)

Technical Head

Jan 2020Jan 2021 · 1 yr · Vellore Area, India

  • Led a 15+ member team organizing workshops, hackathons, and research events at VIT.
  • Mentored students in applying ML and IoT concepts to real-world circuit applications.

Education

Vellore Institute of Technology

Bachelor of Technology - BTech

Jan 2018Jan 2022

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