Nov 2014 – Apr 2015 · 5 mos

• Managing 700+ branches in Southern region of India
• Deposits growth with sharp focus on CASA by increasing relationship with existing customers and acquisition of new customers.
• Cross Selling of TPP products viz. Insurance, MF and Gold Coins
• Distribution of Asset products offered by Bank and Home Loans offered by HDFC Ltd
• Customer engagement and service.
• Setting up of New Branches.
• Delivering highest level of customer service through branches.
• Manage banking operations for the region.
• Lead roll out of Quality initiatives -Five S, Six Sigma etc

Oct 2009 – Oct 2014 · 5 yrs

• Managing 380+ branches in Southern region of India
• Deposits growth with sharp focus on CASA by increasing relationship with existing customers and acquisition of new customers.
• Cross Selling of TPP products viz. Insurance, MF and Gold Coins
• Distribution of Asset products offered by Bank and Home Loans offered by HDFC Ltd
• Customer engagement and service.
• Setting up of New Branches.
• Delivering highest level of customer service through branches.
• Manage banking operations for the region.
• Lead roll out of Quality initiatives -Five S, Six Sigma etc

May 2008 – Mar 2009 · 10 mos

• Managed more than 300 Branches, after integration of eCBoP with HDFC Bank

Oct 2006 – May 2008 · 1 yr 7 mos

• Managed all India Branches of eCBoP, eLKB & eBoP.
• Handled issues realted to merger of Three Banks, Centurion Bank - Bank Of Punjab & CBoP - LKB.
• Strategic Initiatives for optimizing the use of distribution network of branches and increasing the reach of the bank
• Earnings Before Taxes from retail banking operations.
• Growing deposits and customer base of the branches.
• Revenue from distribution of wealth management products - Mutual Funds, Life & General Insurance and alternate fee based products
• Customer Service quality, operations , Audit & compliance
• Leveraging franchise for Cross Selling of asset products - Auto Loans, Home Loans , Loan against property
• Hiring and Talent Management , Optimize team productivity
• Managing acquisition channels to add new to bank customers
• Driving micro marketing initiatives

Jun 2005 – Sep 2006 · 1 yr 3 mos

• Managed North & East Branches.

Dec 1999 – Jun 2005 · 5 yrs 6 mos

• Apr-2003 to Jun-2005
• Regional Head Retail Banking – Rajasthan / Haryana – ICICI Bank Limited
• Apr-2002 to Mar –2003
• Head of Investment Services & Cross sell – ICICI Bank Limited
• Dec-1999 to– Mar-2002
• Regional Product Manager – ICICI Capital Services limited

Jul 1999 – Dec 1999 · 5 mos

• Marketing and Processing of auto loans through team of marketing executives and Direct Sales Associates.
• Marketing leasing proposals to corporate customers through team of marketing executives

Nov 1995 – Jun 1999 · 3 yrs 7 mos

• Marketing of Finance Schemes of Consumer Durables and Vehicle Financing
• Set up and Managed Fixed Deposit Division including drafting Fixed Deposit Scheme, development of customized software, managed distribution Channel of executives and brokers

Jan 1995 – Oct 1995 · 9 mos

• Equity Research using DART software.
• Preparation of reports for overseas clients on stock market outlook and blue-chip companies.
• Marketing of financial products like ICDs, lease finance etc. This involved dealing with various NBFCs and Banks

Apr 1991 – Dec 1994 · 3 yrs 8 mos

• As an Article, have done statutory and Internal Audits of various big corporate viz. Indo Rama Synthetics, Vam Organics, Chambel Fertlizers, Jindal Strips & Vindhya Telelinks etc. The prime responsibilities were Finalization of accounts, review of internal control systems and drafting audit report on the same.
• Also I was part of the team for following special assignments:
• Due diligence on behalf of Klienwort Bensons for Euro Issue of Saw Pipes Limited
• Due diligence on behalf of Whirlpool Inc. for takeover of Kelvinator of India Limited.