Feb 2023 – Jun 2025 · 2 yrs 4 mos · Bengaluru, Karnataka, India · On-site

• Led strategic development of macroeconomic and climate risk scenarios to support enterprise-wide stress testing across the bank. Our team monitored emerging global risks, crafted compelling narratives for alternative futures, and produced forecasts of key variables to power internal risk models.
• Regularly presented scenario insights to senior committees and external forums, ensuring regulatory compliance while contributing to the bank’s thought leadership through publications and industry engagements. Helped shape broader conversations on resilience, sustainability, and financial preparedness.
• Developed a climate risk scenario analysis model to significantly enhance bank’s internal stress testing capabilities. This initiative aimed at strengthening bank’s climate risk framework, while delivering substantial recurring cost savings.

Mar 2008 – Feb 2023 · 14 yrs 11 mos · Bengaluru Area, India

• Led a multidisciplinary team of economists, data scientists, and natural catastrophe specialists to drive strategic research and insights across global P&C and Life & Health markets. Spearheaded initiatives on key themes including health and mortality protection gaps, climate change, digitalization, machine intelligence, and insurance profitability.
• Authored and contributed to flagship publications such as Natural Catastrophe sigma, Resilience sigma, Global Economic & Insurance Outlook sigma, and World Insurance sigma. Delivered deep consumer insights through primary surveys and behavioral research, shaping industry understanding of protection gaps.
• Published in leading insurance journals and magazines, presented at global conferences and client events, and delivered guest lectures at premier management institutions in India and abroad.
• Swiss Re Institute serves as the research and consulting arm of Swiss Re, offering primary and secondary research, strategic advisory, and thought leadership to internal business units and clients worldwide. The team tracks global re/insurance trends and produces high-impact publications including the renowned sigma series.

Dec 2006 – Feb 2008 · 1 yr 2 mos · Bengaluru Area, India

• Worked on both equity and credit research side. Developed sophisticated credit research models to analyze long-term financial performance of companies in various industries. Incorporated projections for all line items. Used various statistical tools like correlation, regression and time-series analysis, sensitivity analysis for all financial covenants. Covered companies in various industries like telecom, oil and gas, real estate, glass containers, etc.
• Developed equity research model of the US railroad industry. The US railroad industry project involved developing a financial model, projecting various line items for next 4 years using various statistical techniques and management guidance.

May 2006 – Dec 2006 · 7 mos · New Delhi Area, India

• Led priority banking division of the branch. Major responsibilities included strengthening banking relationship with existing clients, new business acquisition, formulation and implementation of strategies for business development, mutual fund advisory, portfolio management of HNIs and banking operations.