Mohit Chug

CEO

Gurugram, Haryana, India6 yrs 9 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • Co-Founder of innovative fintech startup Pool Money.
  • Expert in iOS and Android application development.
  • Strong leadership in tech team management and project delivery.
Stackforce AI infers this person is a Fintech and SaaS expert with strong mobile application development skills.

Contact

Skills

Core Skills

Product ManagementEntrepreneurshipIos DevelopmentLeadershipMobile Application DevelopmentAndroid DevelopmentBackend DevelopmentCommunity DevelopmentCompetitive ProgrammingProject ManagementArVirtual Reality

Other Skills

Product DevelopmentAIData AnalyticsSwifttvOSScrumSwiftUIViperGithubMetal FrameworkModel-view-viewmodel (MVVM)Agile Project ManagementAnalyticsSpring BootFirebase

Experience

6 yrs 9 mos
Total Experience
1 yr
Average Tenure
1 yr 1 mo
Current Experience

Pool money

CTO & Co-Founder

Apr 2025Present · 1 yr 1 mo · Gurugram, Haryana, India · On-site

  • Vision
  • Credit access is solved, but pre-purchase behaviour is broken.
  • Young Indians want high ticket items like Royal Enfield Bikes, iPhones, Macs, Thailand trips.
  • They have intent + money in bank + credit access
  • but no system to act on it without paying full amount in one shot ❌ EMI stress ❌ regret ❌ overspending ❌ motivation drop.
  • Credit solved buying.
  • UPI solved paying.
  • SIP solved long-term wealth.
  • 🎯But what about short-term goals?
  • Nobody solved the intent gap — where desire dies before purchase. That’s the link I’m fixing.
  • 💡 Intent Commerce — We Built
  • PoolMoney SSP (Systematic Saving Plan) where users choose products like any e-commerce or travel app. We let users save monthly/weekly, build advance ownership, and get 10% brand-funded discount at completion.
  • SSP is — Systematic, rewarding, debt-free.
  • 😍 Discounts are higher than any other app because:
  • Brand Gets =
  • 🎯 high-intent buyers
  • ✨ discounts are part of their marketing budget
  • 😍 high ROI
  • 📉 lower CAC
  • 📦 demand visibility
  • 🛍️ assured conversion
  • 💰 less cancel items
  • Better ROI engine than ads, Flipkart, Amazon.
  • Users turn:
  • “I want to buy” → “I’m progressing” → “I now own it.”
  • 🤖 AI Engine — India’s First Intent Graph
  • Flipkart, Amazon, CRED know history.
  • We know future intent:
  • 📌 What users plan to buy
  • 📌 When (30/60/90/120/180 days)
  • 📌 Monthly affordability
  • 📌 Category preference
  • 📌 Dropout risk
  • 📌 Conversion probability
  • This powers:
  • ✨ Inventory forecasting
  • ✨ Dynamic discounting
  • ✨ Travel demand prediction
  • 📈 New Category Ready to Explode
  • India has 👥150M salaried youth, spends ₹15–20L Cr yearly on high-ticket items, but 🚫70% fail to save consistently. EMI fatigue + BNPL distrust = perfect timing.
  • Intent Commerce = Save → Progress → Discount → Purchase — a $200B+ category.
  • Nobody built for:
  • 🧭 discipline 📅 planning 📈 progress 🔄 habit loops 🚫 debt-free buying.
  • 🧠 India Gets
  • A new AI layer predicting the next trillion-rupee consumption wave — The Intent Stack.
EntrepreneurshipProduct DevelopmentAIProject ManagementProduct Management

Valuelabs

Software Engineer - iOS

Apr 2023Mar 2025 · 1 yr 11 mos · Hyderabad, Telangana, India

  • 🔹 Key Contributions
  • 📱 Platforms: iOS & tvOS (Swift, SwiftUI, UIKit, AVKit)
  • 🚀 Feature Development:
  • Built Trailer Playback on content detail pages → drove 22% boost in engagement.
  • Integrated MixPanel with 30+ custom events for end-to-end analytics.
  • Rebuilt IDP flow in SwiftUI, improving content discovery speed by 35%.
  • 🛠️ Stability & Performance:
  • Resolved 50+ high-impact bugs across UI, Playback, and Analytics.
  • Helped reduce crash rate to <0.2% and cut app launch time by ~40%.
  • 🤝 Collaboration & Ownership:
  • Led 3+ sub-projects, coordinated across teams for on-time delivery.
  • Reviewed 100+ PRs, enforced best practices, and mentored junior developers.
  • Conducted 100+ technical interviews as part of the hiring panel, contributing to team growth and talent quality.
  • 🔒 Confidential Modules:
  • Built NDA-bound features focused on AI-driven personalisation and platform scalability.
iOS DevelopmentSwifttvOSScrumLeadership

Rizzle

Software Engineer - iOS

Jul 2022Apr 2023 · 9 mos · Hyderabad, Telangana, India

  • At Rizzle, I contributed to the UI revamp and worked on cutting-edge video creation technologies, particularly focusing on real-time motion tracking filters.
  • Key Achievements:
  • 1. UI Revamp:
  • Worked on the redesign of the app’s UI, enhancing user engagement and overall experience for video creation.
  • 2. Real-Time Motion Tracking Filter:
  • Developed a complex real-time motion tracking filter using the Metal framework, enabling users to apply motion tracking on pre-recorded and real-time videos.
  • Reduced processing time by 90%, making the feature real-time with smooth performance.
  • 3. Metal Framework Optimization:
  • Designed an advanced Metal filter solution, delivering high performance and low latency, outperforming other mobile options available.
Mobile Application DevelopmentiOS DevelopmentViperSwiftGithub

Tata consultancy services

System Engineer - iOS

Nov 2020Jul 2022 · 1 yr 8 mos · Indore, Madhya Pradesh, India

  • With hands-on experience in iOS development, I worked alongside a talented team to deliver high-quality, scalable video streaming solutions while constantly striving to enhance user engagement and streaming performance. I was involved in custom video player development, integrating advanced analytics, and optimizing playback to create an unmatched experience for users.
  • Key Areas of Expertise:
  • 1. Custom Video Player Development:
  • Designed and implemented custom video player controls for optimal user interaction and playback flexibility.
  • Integrated Google IMA ads seamlessly into the player, ensuring a smooth monetization experience for users.
  • 2. Streaming Performance Optimization:
  • Played a key role in optimizing Video Start Time (VST) by implementing industry best practices, improving load times by 2 seconds, leading to increased user satisfaction and retention.
  • Worked on enhancing Streaming KPIs like EBVS (Exits Before Video Start) and VSF (Video Start Failures), ensuring a smooth, uninterrupted streaming experience.
  • 3. Analytics and Data Integration:
  • Integrated Google Analytics, Conviva Analytics, MixPanel, and AppsFlyer to track user behavior, monitor video performance, and capture detailed usage metrics.
  • Utilized data insights to continuously improve video quality, streaming reliability, and user engagement metrics.
  • 4. Cross-functional Collaboration & Delivery:
  • Collaborated closely with backend, product, and design teams to align technical solutions with business objectives and deliver on project goals.
  • Contributed to project planning and code reviews, ensuring adherence to best practices and the adoption of clean architecture principles.
Mobile Application DevelopmentiOS DevelopmentSwiftModel-view-viewmodel (MVVM)Agile Project Management

Kadel labs

Software Engineer

Jul 2019Jun 2020 · 11 mos · Udaipur, Rajasthan, India · On-site

  • At KadelLabs, I led the development of OkayGo, a user-facing Android application designed to empower gig workers by simplifying job tracking, task management, and communication.
  • I was responsible for building the app from the ground up and also developed the backend using Spring Boot, ensuring seamless integration and efficient data flow between the mobile client and server.
  • Key Contributions:
  • Built and deployed the OkayGo Android app, focusing on usability, performance, and reliability.
  • Developed and maintained the backend in Spring Boot, creating secure and scalable REST APIs.
  • Worked across the full development lifecycle—from feature planning and implementation to testing and deployment.
  • Ensured high code quality and maintainability by following clean architecture and best practices.
Spring BootFirebaseJavaAndroidAndroid DevelopmentBackend Development

Hackerearth

Campus Ambassador

Jun 2019Apr 2020 · 10 mos · Udaipur, Rajasthan, India

  • As a HackerEarth Campus Ambassador, I actively promoted the culture of competitive programming in my college by organizing events, mentoring students, and conducting coding contests.
  • I leveraged my knowledge in algorithms and problem-solving to guide peers and create a thriving programming community from the ground up.
  • Key Achievements:
  • Onboarded 350+ new students to the HackerEarth platform.
  • Organized 5+ coding contests with over 1200+ student participants.
  • Mentored students in understanding online coding platforms, contest strategies, and problem-solving approaches.
C++Community DevelopmentCompetitive Programming

Doitc : department of information technology & communication, government of rajasthan(india)

Winner / iStart Knowledge Student Startup Exposure Program

Jul 2018Nov 2018 · 4 mos · Jaipur, Rajasthan, India

  • Selected among the top 100 students from 20,000+ applicants for the prestigious iStart Knowledge Program by the Department of IT & Communication, Government of Rajasthan.
  • The program offered exposure to both Indian and global startup ecosystems, including an international visit to Silicon Valley. I interacted with founders, product leaders, and investors, gaining practical insights into entrepreneurship, product development, and innovation.
  • Key Highlights:
  • Visited top startups and accelerators in Silicon Valley.
  • Participated in workshops on product management and early-stage innovation.
  • Explored startup hubs like Bengaluru, Delhi, and Jaipur.
  • Gained hands-on understanding of lean startup practices and youth entrepreneurship.
Product ManagementProblem SolvingYouth EntrepreneurshipEntrepreneurship

Google developer student clubs

Student Member

Nov 2017Nov 2018 · 1 yr · Udaipur, Rajasthan, India · On-site

  • As a core team member of the Google Developer Student Club at my college, I was actively involved in managing community-driven initiatives and promoting awareness of Google's educational programs and resources among students.
  • I mentored fellow students in kickstarting their journeys in Android application development, conducting workshops, and sharing real-world development practices. Beyond campus, I led and collaborated on several socially impactful projects—building simple yet effective mobile applications to support local shop owners and streamline their everyday operations.
  • Key Contributions:
  • Guided 10+ students in learning Android development, helping many land internships and build strong portfolios.
  • Organised and participated in multiple tech events and workshops, increasing awareness of Google’s developer ecosystem.
  • Developed custom apps for 2 local businesses, addressing problems like Gym Management, Order Book.
AndroidProject ManagementDesign ThinkingJavaFirebaseAndroid Development

Eon reality

Product Demonstrator Intern

Nov 2017Nov 2017 · 0 mo · New Delhi · On-site

  • At EON Reality, I was responsible for showcasing our cutting-edge Augmented and Virtual Reality (AVR) solutions to potential clients across industries. My role involved delivering compelling product demonstrations that highlighted how our immersive industrial training platforms could significantly reduce operational costs and save valuable time. I focused on translating complex technology into tangible business value, helping clients envision how our solutions could transform their training processes and drive ROI in the millions.
CommunicationARVirtual Reality (VR)Virtual Reality

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