AJAY M — Software Engineer
I build scalable backend systems that automate loan origination, underwriting, and credit decisioning platforms across Southeast Asia, enabling faster, reliable financial workflows at scale. Backend Engineer at Funding Societies, specializing in Golang microservices, AWS serverless (Lambda), event-driven architectures, and high-performance FinTech APIs powering multi-country lending platforms. IMPACT - Reduced loan processing time from 3 hours to 20 minutes (91% faster) through workflow automation - Integrated multiple third-party credit bureau and data vendors across SEA markets - Engineered AI-powered bank statement parser, reducing processing time by 85% and saving $6K+ monthly - Delivered $26K+ annual infrastructure savings through system optimization and automation - Led MVP engineering that secured $200K funding and expanded operations into Malaysia - Maintained 100% uptime for mission-critical financial processing pipelines - Automated 30,000+ loan pre-screenings monthly, improving approval turnaround and operational efficiency TECHNICAL EXPERTISE Golang • AWS Lambda • Microservices • Event-Driven Architectures • Distributed Systems • REST APIs • PostgreSQL • Node.js • Python • Serverless Platforms • FinTech Integrations & Compliance RECOGNITION - Patent holder: Blockchain–IoT marketplace (App No. 202241043879) - Published researcher: PCCDS 2022 Conference - National Hackathon Runner-Up (CSI Chennai) BEYOND TECH Tamil poet with 110K+ followers, programming mentor, and hands-on workshop instructor helping students and developers transition into real-world backend engineering. Open to connecting with engineers, founders, and global teams building FinTech platforms, distributed systems, and building systems at scale.
Stackforce AI infers this person is a Backend Engineer specializing in Fintech solutions with a focus on automation and microservices.
Location: Bengaluru, Karnataka, India
Experience: 3 yrs 9 mos
Skills
- Microservices
- Aws Lambda
- Fintech Integrations & Compliance
- Rest Apis
- Machine Learning
Career Highlights
- Reduced loan processing time by 91% through automation.
- Secured $200K funding for company expansion into Malaysia.
- Engineered AI solutions saving over $100K annually.
Work Experience
Funding Societies | Modalku Group
Software Engineer (L4) (1 yr 10 mos)
Software Engineer (L3) (1 yr 11 mos)
Software Engineer Intern (5 mos)
Zoho Corporation
Summer Intern (2 mos)
Education
Bachelor's degree at Coimbatore Institute of Technology