Zeeshan Mohammed — CEO
I’m the Founder of Crumple Cash, a financial systems company focused on incentive design, reward optimisation, and behaviour-driven credit architecture. At Crumple Cash, we study how consumers interact with credit cards, rewards, and embedded finance and where incentive structures quietly distort long-term outcomes. That work naturally extends upstream. I advise digital banking and neobank teams building credit-led products, embedded finance platforms, and co-branded credit card programs. My focus is aligning: • Growth incentives with credit risk • Portfolio behaviour with capital efficiency • Reward economics with long-term sustainability • Loyalty systems with real unit economics Across digital banks, embedded lending platforms, and rewards infrastructure, I work on the layer before structural stress appears in metrics. This sits at the intersection of product strategy, risk architecture, and financial systems design. If you’re building or scaling a neobank, embedded credit product, or co-branded card program and want growth that compounds instead of destabilises, we should talk. ———————————————————————————— “Pitch Please” is my new Substack where I call out the cringe and break down what actually works. Think of it as a detox for your startup. No fluff. Just the unfiltered truths VCs won’t say to your face. https://substack.com/@zishkaiser68?r=ysoz8&utm_medium=ios
Stackforce AI infers this person is a Fintech expert with a focus on credit systems and product strategy.
Experience: 3 yrs 8 mos
Skills
- Product Management
- Fintech
- Public Relations
- Brand Development
- Content Management
Career Highlights
- Founder of Crumple Cash, specializing in financial systems.
- Expert in aligning growth incentives with credit risk.
- Advises digital banks on credit-led product strategies.
Work Experience
Crumple Cash
Chief Executive Officer (11 mos)
Starwatt™ Technologies Private Limited
Product Development Lead (3 yrs 6 mos)
Beyond Codes Inc.
Corporate Communication and Branding Specialist (11 mos)
FATbit Technologies
Content & Branding Analyst (1 yr 4 mos)
Career Break
Health and well-being (6 mos)
iProspect
Sr. Executive - Marketing & PR (11 mos)
Sportz Interactive
Associate - Social and Content (5 mos)
Kinerk Direct Marketing Solutions Pvt Ltd.
Client Service Associate (11 mos)
Education
Master of Arts - MA at Indian Institute of Governance and Leadership
Masters in Journalism & Mass Communication at Panjab University
Bachelors of Arts at Panjab University